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521 Fitzwater St

Philadelphia, PA, 19147

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4 Bedrooms
4 Bathrooms
2,013 Sq Ft
869 Sq Ft

Description

Welcome to 521 Fitzwater St! This stunning 4-bedroom, 3.5-bathroom single-family home effortlessly blends modern amenities with classic charm. Enjoy features like sleek stainless steel appliances, hardwood floors, exposed brick accents, granite countertops, and a built-in wine fridge. The main level greets you with a sun-soaked family room boasting oversized windows and a bright, airy atmosphere. Flow through the dining area and chef-inspired kitchen into the private back patio, perfect for hosting summer dinners or enjoying peaceful evenings outdoors. The finished basement, accessible via a staircase framed by exposed brick, offers a versatile space for a home office, media room, or den, complete with a convenient half bath.

The second level includes two generously sized bedrooms with ample closet space and plenty of natural light, along with a full bathroom featuring a glass-enclosed shower. For added convenience, a laundry room is also located on this floor. The third floor is home to a luxurious primary suite, featuring a large bathroom and an expansive walk-in closet and dressing area. Additionally, a fourth bedroom - previously used as an office - offers oversized windows and a vibrant atmosphere ideal for work or relaxation. The crowning feature of this home is the private rooftop deck, a serene escape with finished wood floors, cushioned benches, and stunning skyline views—an entertainer's dream.

About the Neighborhood: Situated in one of Philadelphia’s most vibrant areas, 521 Fitzwater St offers walkable access to popular attractions like Spruce Street Harbor Park, South Street, Headhouse Square, and Fabrik Row. Nearby parks include Weccacoe Playground, Cianfrani Park, Seger Park & Dog Park, and Palumbo Recreation Center. Commuters will appreciate the proximity to I-95 and public transportation. Local favorites include Jim's South Street, Famous 4th Street Deli, Dottie's Donuts, Sweet Life Bakeshop, Philly AIDS Thrift, and more! This property truly has it all—space, style, and an unbeatable location. Schedule your tour today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$768,500
Property Type	Single Family Homes
Usable Sqft	2,013
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1920
Last Sold	Unknown
Sold Price	Unknown

APN #	023081800
MLS #	PAPH2421176
Property ID	294493333
Lot Sqft	869
Zoning	RSA5
Days on Market	136
Original List Price	Unknown
Applicances	Dishwasher,Dryer,Microwave,Refrigerator,Stove,Stainless Steel Appliances,Washer%
Date Updated	April 03, 2025
Date Created	November 18, 2024

Listing Provided By

Daniel Allen Ritter an agent of . Lic #RS342411

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 03, 2025.

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$5,540
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Estimated payment	$5,540 /mo
Loan amount	$768,500
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$5,540
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,166,405 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$5,373	$570	$4,803	$767,930
2	$5,373	$573	$4,800	$767,357
3	$5,373	$577	$4,796	$766,780
4	$5,373	$581	$4,792	$766,199
5	$5,373	$584	$4,789	$765,615
6	$5,373	$588	$4,785	$765,027
7	$5,373	$592	$4,781	$764,435
8	$5,373	$595	$4,778	$763,840
9	$5,373	$599	$4,774	$763,241
10	$5,373	$603	$4,770	$762,638
11	$5,373	$607	$4,766	$762,032
12	$5,373	$610	$4,763	$761,421
13	$5,373	$614	$4,759	$760,807
14	$5,373	$618	$4,755	$760,189
15	$5,373	$622	$4,751	$759,568
16	$5,373	$626	$4,747	$758,942
17	$5,373	$630	$4,743	$758,312
18	$5,373	$634	$4,739	$757,679
19	$5,373	$638	$4,735	$757,041
20	$5,373	$641	$4,732	$756,400
21	$5,373	$646	$4,728	$755,754
22	$5,373	$650	$4,723	$755,105
23	$5,373	$654	$4,719	$754,451
24	$5,373	$658	$4,715	$753,793
25	$5,373	$662	$4,711	$753,132
26	$5,373	$666	$4,707	$752,466
27	$5,373	$670	$4,703	$751,796
28	$5,373	$674	$4,699	$751,121
29	$5,373	$678	$4,695	$750,443
30	$5,373	$683	$4,690	$749,760
31	$5,373	$687	$4,686	$749,073
32	$5,373	$691	$4,682	$748,382
33	$5,373	$696	$4,677	$747,686
34	$5,373	$700	$4,673	$746,986
35	$5,373	$704	$4,669	$746,282
36	$5,373	$709	$4,664	$745,573
37	$5,373	$713	$4,660	$744,860
38	$5,373	$718	$4,655	$744,142
39	$5,373	$722	$4,651	$743,420
40	$5,373	$727	$4,646	$742,694
41	$5,373	$731	$4,642	$741,962
42	$5,373	$736	$4,637	$741,227
43	$5,373	$740	$4,633	$740,486
44	$5,373	$745	$4,628	$739,741
45	$5,373	$750	$4,623	$738,992
46	$5,373	$754	$4,619	$738,238
47	$5,373	$759	$4,614	$737,478
48	$5,373	$764	$4,609	$736,715
49	$5,373	$769	$4,604	$735,946
50	$5,373	$773	$4,600	$735,173
51	$5,373	$778	$4,595	$734,395
52	$5,373	$783	$4,590	$733,612
53	$5,373	$788	$4,585	$732,824
54	$5,373	$793	$4,580	$732,031
55	$5,373	$798	$4,575	$731,233
56	$5,373	$803	$4,570	$730,430
57	$5,373	$808	$4,565	$729,622
58	$5,373	$813	$4,560	$728,810
59	$5,373	$818	$4,555	$727,992
60	$5,373	$823	$4,550	$727,169
61	$5,373	$828	$4,545	$726,340
62	$5,373	$833	$4,540	$725,507
63	$5,373	$839	$4,534	$724,668
64	$5,373	$844	$4,529	$723,825
65	$5,373	$849	$4,524	$722,976
66	$5,373	$854	$4,519	$722,121
67	$5,373	$860	$4,513	$721,261
68	$5,373	$865	$4,508	$720,396
69	$5,373	$871	$4,502	$719,526
70	$5,373	$876	$4,497	$718,650
71	$5,373	$881	$4,492	$717,768
72	$5,373	$887	$4,486	$716,881
73	$5,373	$892	$4,481	$715,989
74	$5,373	$898	$4,475	$715,091
75	$5,373	$904	$4,469	$714,187
76	$5,373	$909	$4,464	$713,278
77	$5,373	$915	$4,458	$712,363
78	$5,373	$921	$4,452	$711,442
79	$5,373	$926	$4,447	$710,516
80	$5,373	$932	$4,441	$709,583
81	$5,373	$938	$4,435	$708,645
82	$5,373	$944	$4,429	$707,701
83	$5,373	$950	$4,423	$706,751
84	$5,373	$956	$4,417	$705,796
85	$5,373	$962	$4,411	$704,834
86	$5,373	$968	$4,405	$703,866
87	$5,373	$974	$4,399	$702,892
88	$5,373	$980	$4,393	$701,912
89	$5,373	$986	$4,387	$700,926
90	$5,373	$992	$4,381	$699,934
91	$5,373	$998	$4,375	$698,936
92	$5,373	$1,005	$4,368	$697,931
93	$5,373	$1,011	$4,362	$696,920
94	$5,373	$1,017	$4,356	$695,903
95	$5,373	$1,024	$4,349	$694,879
96	$5,373	$1,030	$4,343	$693,849
97	$5,373	$1,036	$4,337	$692,813
98	$5,373	$1,043	$4,330	$691,770
99	$5,373	$1,049	$4,324	$690,720
100	$5,373	$1,056	$4,317	$689,664
101	$5,373	$1,063	$4,310	$688,602
102	$5,373	$1,069	$4,304	$687,533
103	$5,373	$1,076	$4,297	$686,457
104	$5,373	$1,083	$4,290	$685,374
105	$5,373	$1,089	$4,284	$684,285
106	$5,373	$1,096	$4,277	$683,188
107	$5,373	$1,103	$4,270	$682,085
108	$5,373	$1,110	$4,263	$680,975
109	$5,373	$1,117	$4,256	$679,858
110	$5,373	$1,124	$4,249	$678,734
111	$5,373	$1,131	$4,242	$677,604
112	$5,373	$1,138	$4,235	$676,466
113	$5,373	$1,145	$4,228	$675,321
114	$5,373	$1,152	$4,221	$674,168
115	$5,373	$1,159	$4,214	$673,009
116	$5,373	$1,167	$4,206	$671,842
117	$5,373	$1,174	$4,199	$670,668
118	$5,373	$1,181	$4,192	$669,487
119	$5,373	$1,189	$4,184	$668,298
120	$5,373	$1,196	$4,177	$667,102
121	$5,373	$1,204	$4,169	$665,898
122	$5,373	$1,211	$4,162	$664,687
123	$5,373	$1,219	$4,154	$663,468
124	$5,373	$1,226	$4,147	$662,242
125	$5,373	$1,234	$4,139	$661,008
126	$5,373	$1,242	$4,131	$659,766
127	$5,373	$1,249	$4,124	$658,517
128	$5,373	$1,257	$4,116	$657,260
129	$5,373	$1,265	$4,108	$655,995
130	$5,373	$1,273	$4,100	$654,722
131	$5,373	$1,281	$4,092	$653,441
132	$5,373	$1,289	$4,084	$652,152
133	$5,373	$1,297	$4,076	$650,855
134	$5,373	$1,305	$4,068	$649,549
135	$5,373	$1,313	$4,060	$648,236
136	$5,373	$1,322	$4,051	$646,915
137	$5,373	$1,330	$4,043	$645,585
138	$5,373	$1,338	$4,035	$644,247
139	$5,373	$1,346	$4,027	$642,900
140	$5,373	$1,355	$4,018	$641,545
141	$5,373	$1,363	$4,010	$640,182
142	$5,373	$1,372	$4,001	$638,810
143	$5,373	$1,380	$3,993	$637,430
144	$5,373	$1,389	$3,984	$636,041
145	$5,373	$1,398	$3,975	$634,643
146	$5,373	$1,406	$3,967	$633,236
147	$5,373	$1,415	$3,958	$631,821
148	$5,373	$1,424	$3,949	$630,397
149	$5,373	$1,433	$3,940	$628,964
150	$5,373	$1,442	$3,931	$627,522
151	$5,373	$1,451	$3,922	$626,071
152	$5,373	$1,460	$3,913	$624,611
153	$5,373	$1,469	$3,904	$623,142
154	$5,373	$1,478	$3,895	$621,663
155	$5,373	$1,488	$3,885	$620,176
156	$5,373	$1,497	$3,876	$618,679
157	$5,373	$1,506	$3,867	$617,173
158	$5,373	$1,516	$3,857	$615,657
159	$5,373	$1,525	$3,848	$614,132
160	$5,373	$1,535	$3,838	$612,597
161	$5,373	$1,544	$3,829	$611,053
162	$5,373	$1,554	$3,819	$609,499
163	$5,373	$1,564	$3,809	$607,935
164	$5,373	$1,573	$3,800	$606,362
165	$5,373	$1,583	$3,790	$604,779
166	$5,373	$1,593	$3,780	$603,186
167	$5,373	$1,603	$3,770	$601,583
168	$5,373	$1,613	$3,760	$599,969
169	$5,373	$1,623	$3,750	$598,346
170	$5,373	$1,633	$3,740	$596,713
171	$5,373	$1,644	$3,729	$595,069
172	$5,373	$1,654	$3,719	$593,416
173	$5,373	$1,664	$3,709	$591,751
174	$5,373	$1,675	$3,698	$590,077
175	$5,373	$1,685	$3,688	$588,392
176	$5,373	$1,696	$3,677	$586,696
177	$5,373	$1,706	$3,667	$584,990
178	$5,373	$1,717	$3,656	$583,273
179	$5,373	$1,728	$3,645	$581,546
180	$5,373	$1,738	$3,635	$579,807
181	$5,373	$1,749	$3,624	$578,058
182	$5,373	$1,760	$3,613	$576,298
183	$5,373	$1,771	$3,602	$574,527
184	$5,373	$1,782	$3,591	$572,745
185	$5,373	$1,793	$3,580	$570,951
186	$5,373	$1,805	$3,568	$569,147
187	$5,373	$1,816	$3,557	$567,331
188	$5,373	$1,827	$3,546	$565,504
189	$5,373	$1,839	$3,534	$563,665
190	$5,373	$1,850	$3,523	$561,815
191	$5,373	$1,862	$3,511	$559,953
192	$5,373	$1,873	$3,500	$558,080
193	$5,373	$1,885	$3,488	$556,195
194	$5,373	$1,897	$3,476	$554,298
195	$5,373	$1,909	$3,464	$552,390
196	$5,373	$1,921	$3,452	$550,469
197	$5,373	$1,933	$3,440	$548,537
198	$5,373	$1,945	$3,428	$546,592
199	$5,373	$1,957	$3,416	$544,635
200	$5,373	$1,969	$3,404	$542,666
201	$5,373	$1,981	$3,392	$540,685
202	$5,373	$1,994	$3,379	$538,691
203	$5,373	$2,006	$3,367	$536,685
204	$5,373	$2,019	$3,354	$534,666
205	$5,373	$2,031	$3,342	$532,635
206	$5,373	$2,044	$3,329	$530,591
207	$5,373	$2,057	$3,316	$528,534
208	$5,373	$2,070	$3,303	$526,464
209	$5,373	$2,083	$3,290	$524,382
210	$5,373	$2,096	$3,277	$522,286
211	$5,373	$2,109	$3,264	$520,177
212	$5,373	$2,122	$3,251	$518,056
213	$5,373	$2,135	$3,238	$515,920
214	$5,373	$2,149	$3,225	$513,772
215	$5,373	$2,162	$3,211	$511,610
216	$5,373	$2,175	$3,198	$509,434
217	$5,373	$2,189	$3,184	$507,245
218	$5,373	$2,203	$3,170	$505,043
219	$5,373	$2,216	$3,157	$502,826
220	$5,373	$2,230	$3,143	$500,596
221	$5,373	$2,244	$3,129	$498,352
222	$5,373	$2,258	$3,115	$496,093
223	$5,373	$2,272	$3,101	$493,821
224	$5,373	$2,287	$3,086	$491,534
225	$5,373	$2,301	$3,072	$489,233
226	$5,373	$2,315	$3,058	$486,918
227	$5,373	$2,330	$3,043	$484,588
228	$5,373	$2,344	$3,029	$482,244
229	$5,373	$2,359	$3,014	$479,885
230	$5,373	$2,374	$2,999	$477,511
231	$5,373	$2,389	$2,984	$475,123
232	$5,373	$2,403	$2,970	$472,719
233	$5,373	$2,419	$2,955	$470,301
234	$5,373	$2,434	$2,939	$467,867
235	$5,373	$2,449	$2,924	$465,418
236	$5,373	$2,464	$2,909	$462,954
237	$5,373	$2,480	$2,893	$460,475
238	$5,373	$2,495	$2,878	$457,980
239	$5,373	$2,511	$2,862	$455,469
240	$5,373	$2,526	$2,847	$452,943
241	$5,373	$2,542	$2,831	$450,401
242	$5,373	$2,558	$2,815	$447,843
243	$5,373	$2,574	$2,799	$445,269
244	$5,373	$2,590	$2,783	$442,679
245	$5,373	$2,606	$2,767	$440,072
246	$5,373	$2,623	$2,750	$437,450
247	$5,373	$2,639	$2,734	$434,811
248	$5,373	$2,655	$2,718	$432,155
249	$5,373	$2,672	$2,701	$429,483
250	$5,373	$2,689	$2,684	$426,795
251	$5,373	$2,706	$2,667	$424,089
252	$5,373	$2,722	$2,651	$421,367
253	$5,373	$2,739	$2,634	$418,627
254	$5,373	$2,757	$2,616	$415,871
255	$5,373	$2,774	$2,599	$413,097
256	$5,373	$2,791	$2,582	$410,306
257	$5,373	$2,809	$2,564	$407,497
258	$5,373	$2,826	$2,547	$404,671
259	$5,373	$2,844	$2,529	$401,827
260	$5,373	$2,862	$2,511	$398,966
261	$5,373	$2,879	$2,494	$396,086
262	$5,373	$2,897	$2,476	$393,189
263	$5,373	$2,916	$2,457	$390,273
264	$5,373	$2,934	$2,439	$387,339
265	$5,373	$2,952	$2,421	$384,387
266	$5,373	$2,971	$2,402	$381,417
267	$5,373	$2,989	$2,384	$378,427
268	$5,373	$3,008	$2,365	$375,420
269	$5,373	$3,027	$2,346	$372,393
270	$5,373	$3,046	$2,327	$369,347
271	$5,373	$3,065	$2,308	$366,283
272	$5,373	$3,084	$2,289	$363,199
273	$5,373	$3,103	$2,270	$360,096
274	$5,373	$3,122	$2,251	$356,974
275	$5,373	$3,142	$2,231	$353,832
276	$5,373	$3,162	$2,211	$350,670
277	$5,373	$3,181	$2,192	$347,489
278	$5,373	$3,201	$2,172	$344,288
279	$5,373	$3,221	$2,152	$341,066
280	$5,373	$3,241	$2,132	$337,825
281	$5,373	$3,262	$2,111	$334,564
282	$5,373	$3,282	$2,091	$331,282
283	$5,373	$3,302	$2,071	$327,979
284	$5,373	$3,323	$2,050	$324,656
285	$5,373	$3,344	$2,029	$321,312
286	$5,373	$3,365	$2,008	$317,947
287	$5,373	$3,386	$1,987	$314,561
288	$5,373	$3,407	$1,966	$311,154
289	$5,373	$3,428	$1,945	$307,726
290	$5,373	$3,450	$1,923	$304,276
291	$5,373	$3,471	$1,902	$300,805
292	$5,373	$3,493	$1,880	$297,312
293	$5,373	$3,515	$1,858	$293,797
294	$5,373	$3,537	$1,836	$290,261
295	$5,373	$3,559	$1,814	$286,702
296	$5,373	$3,581	$1,792	$283,121
297	$5,373	$3,604	$1,770	$279,517
298	$5,373	$3,626	$1,747	$275,891
299	$5,373	$3,649	$1,724	$272,242
300	$5,373	$3,671	$1,702	$268,571
301	$5,373	$3,694	$1,679	$264,877
302	$5,373	$3,718	$1,655	$261,159
303	$5,373	$3,741	$1,632	$257,418
304	$5,373	$3,764	$1,609	$253,654
305	$5,373	$3,788	$1,585	$249,866
306	$5,373	$3,811	$1,562	$246,055
307	$5,373	$3,835	$1,538	$242,220
308	$5,373	$3,859	$1,514	$238,361
309	$5,373	$3,883	$1,490	$234,478
310	$5,373	$3,908	$1,465	$230,570
311	$5,373	$3,932	$1,441	$226,638
312	$5,373	$3,957	$1,416	$222,682
313	$5,373	$3,981	$1,392	$218,700
314	$5,373	$4,006	$1,367	$214,694
315	$5,373	$4,031	$1,342	$210,663
316	$5,373	$4,056	$1,317	$206,607
317	$5,373	$4,082	$1,291	$202,525
318	$5,373	$4,107	$1,266	$198,418
319	$5,373	$4,133	$1,240	$194,285
320	$5,373	$4,159	$1,214	$190,126
321	$5,373	$4,185	$1,188	$185,942
322	$5,373	$4,211	$1,162	$181,731
323	$5,373	$4,237	$1,136	$177,493
324	$5,373	$4,264	$1,109	$173,230
325	$5,373	$4,290	$1,083	$168,939
326	$5,373	$4,317	$1,056	$164,622
327	$5,373	$4,344	$1,029	$160,278
328	$5,373	$4,371	$1,002	$155,907
329	$5,373	$4,399	$974	$151,508
330	$5,373	$4,426	$947	$147,082
331	$5,373	$4,454	$919	$142,629
332	$5,373	$4,482	$891	$138,147
333	$5,373	$4,510	$863	$133,637
334	$5,373	$4,538	$835	$129,100
335	$5,373	$4,566	$807	$124,534
336	$5,373	$4,595	$778	$119,939
337	$5,373	$4,623	$750	$115,315
338	$5,373	$4,652	$721	$110,663
339	$5,373	$4,681	$692	$105,982
340	$5,373	$4,711	$662	$101,271
341	$5,373	$4,740	$633	$96,531
342	$5,373	$4,770	$603	$91,762
343	$5,373	$4,799	$574	$86,962
344	$5,373	$4,829	$544	$82,133
345	$5,373	$4,860	$513	$77,273
346	$5,373	$4,890	$483	$72,383
347	$5,373	$4,921	$452	$67,462
348	$5,373	$4,951	$422	$62,511
349	$5,373	$4,982	$391	$57,529
350	$5,373	$5,013	$360	$52,515
351	$5,373	$5,045	$328	$47,470
352	$5,373	$5,076	$297	$42,394
353	$5,373	$5,108	$265	$37,286
354	$5,373	$5,140	$233	$32,146
355	$5,373	$5,172	$201	$26,974
356	$5,373	$5,204	$169	$21,769
357	$5,373	$5,237	$136	$16,533
358	$5,373	$5,270	$103	$11,263
359	$5,373	$5,303	$70	$5,960
360	$5,373	$5,336	$37	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.