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5155-haywood-ruffin-rd,saint-cloud,fl,34771

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5155 Haywood Ruffin Rd

Saint Cloud, FL, 34771

For Sale $1,541,000 ($490.76 per Sq Ft)

$1,541,000 ($490.76 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

3 Bedrooms
4 Bathrooms
3,140 Sq Ft
220,414 Sq Ft

Description

$10,000 CREDIT TOWARDS CLOSING COST OFFERED!!!!! Welcome to your dream home! This exquisite 3-bedroom, 3.5-bathroom residence, complete with a Den, sits on about 5 ACRES and has been meticulously renovated to blend modern luxury with comfort. From the moment you step inside, you'll be captivated by the open-concept layout and abundant natural light streaming through the brand new energy-efficient windows. The heart of the home is the spacious living area featuring a cozy electric fireplace, perfect for those chilly evenings. The gourmet kitchen is a chef's delight, boasting stunning quartz countertops, sleek custom cabinetry, and top-of-the-line appliances, ideal for entertaining. Each bathroom has been tastefully designed with imported European tiles, creating a spa-like atmosphere that elevates your daily routine. The primary suite offers a private oasis with its own luxurious bathroom and ample closet space. Step outside to your backyard retreat, where a sparkling saltwater pool awaits. This outdoor space is perfect for relaxing, hosting summer gatherings, or enjoying a quiet evening under the stars. Additionally, the property features a renovated warehouse, providing endless possibilities for a workshop, studio, or additional storage. This home is fully equipped with LED lighting throughout, ensuring energy efficiency and a modern touch. Don’t miss this rare opportunity to own a beautifully renovated property that combines style, comfort, and functionality. Schedule your private showing today and start envisioning your new lifestyle in this remarkable home!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$1,541,000
Property Type	Single Family Homes
Usable Sqft	3,140
Number of Stories	2 stories
Parking Spots	2 spots
Year Built	1982
Last Sold	Unknown
Sold Price	Unknown

APN #	322531491600010170
MLS #	S5117333
Property ID	307452319
Lot Sqft	220,414
Zoning	OAC
Days on Market	91
Original List Price	$1,541,000
Applicances	Convection Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer%
Date Updated	February 18, 2025
Date Created	December 19, 2024

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Your payment
$10,942
per month

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Estimated payment	$10,942 /mo
Loan amount	$1,541,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$10,942
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $2,337,859 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$10,775	$1,144	$9,631	$1,539,856
2	$10,775	$1,151	$9,624	$1,538,705
3	$10,775	$1,158	$9,617	$1,537,547
4	$10,775	$1,165	$9,610	$1,536,382
5	$10,775	$1,173	$9,602	$1,535,209
6	$10,775	$1,180	$9,595	$1,534,029
7	$10,775	$1,187	$9,588	$1,532,842
8	$10,775	$1,195	$9,580	$1,531,647
9	$10,775	$1,202	$9,573	$1,530,445
10	$10,775	$1,210	$9,565	$1,529,235
11	$10,775	$1,217	$9,558	$1,528,018
12	$10,775	$1,225	$9,550	$1,526,793
13	$10,775	$1,233	$9,542	$1,525,561
14	$10,775	$1,240	$9,535	$1,524,320
15	$10,775	$1,248	$9,527	$1,523,072
16	$10,775	$1,256	$9,519	$1,521,817
17	$10,775	$1,264	$9,511	$1,520,553
18	$10,775	$1,272	$9,503	$1,519,281
19	$10,775	$1,279	$9,496	$1,518,002
20	$10,775	$1,287	$9,488	$1,516,714
21	$10,775	$1,296	$9,479	$1,515,419
22	$10,775	$1,304	$9,471	$1,514,115
23	$10,775	$1,312	$9,463	$1,512,804
24	$10,775	$1,320	$9,455	$1,511,484
25	$10,775	$1,328	$9,447	$1,510,155
26	$10,775	$1,337	$9,438	$1,508,819
27	$10,775	$1,345	$9,430	$1,507,474
28	$10,775	$1,353	$9,422	$1,506,121
29	$10,775	$1,362	$9,413	$1,504,759
30	$10,775	$1,370	$9,405	$1,503,389
31	$10,775	$1,379	$9,396	$1,502,010
32	$10,775	$1,387	$9,388	$1,500,622
33	$10,775	$1,396	$9,379	$1,499,226
34	$10,775	$1,405	$9,370	$1,497,821
35	$10,775	$1,414	$9,361	$1,496,408
36	$10,775	$1,422	$9,353	$1,494,985
37	$10,775	$1,431	$9,344	$1,493,554
38	$10,775	$1,440	$9,335	$1,492,114
39	$10,775	$1,449	$9,326	$1,490,664
40	$10,775	$1,458	$9,317	$1,489,206
41	$10,775	$1,467	$9,308	$1,487,739
42	$10,775	$1,477	$9,298	$1,486,262
43	$10,775	$1,486	$9,289	$1,484,776
44	$10,775	$1,495	$9,280	$1,483,281
45	$10,775	$1,504	$9,271	$1,481,776
46	$10,775	$1,514	$9,261	$1,480,263
47	$10,775	$1,523	$9,252	$1,478,739
48	$10,775	$1,533	$9,242	$1,477,206
49	$10,775	$1,542	$9,233	$1,475,664
50	$10,775	$1,552	$9,223	$1,474,112
51	$10,775	$1,562	$9,213	$1,472,550
52	$10,775	$1,572	$9,203	$1,470,978
53	$10,775	$1,581	$9,194	$1,469,397
54	$10,775	$1,591	$9,184	$1,467,806
55	$10,775	$1,601	$9,174	$1,466,205
56	$10,775	$1,611	$9,164	$1,464,593
57	$10,775	$1,621	$9,154	$1,462,972
58	$10,775	$1,631	$9,144	$1,461,341
59	$10,775	$1,642	$9,133	$1,459,699
60	$10,775	$1,652	$9,123	$1,458,047
61	$10,775	$1,662	$9,113	$1,456,385
62	$10,775	$1,673	$9,102	$1,454,712
63	$10,775	$1,683	$9,092	$1,453,029
64	$10,775	$1,694	$9,081	$1,451,336
65	$10,775	$1,704	$9,071	$1,449,632
66	$10,775	$1,715	$9,060	$1,447,917
67	$10,775	$1,726	$9,049	$1,446,191
68	$10,775	$1,736	$9,039	$1,444,455
69	$10,775	$1,747	$9,028	$1,442,708
70	$10,775	$1,758	$9,017	$1,440,950
71	$10,775	$1,769	$9,006	$1,439,181
72	$10,775	$1,780	$8,995	$1,437,401
73	$10,775	$1,791	$8,984	$1,435,609
74	$10,775	$1,802	$8,973	$1,433,807
75	$10,775	$1,814	$8,961	$1,431,993
76	$10,775	$1,825	$8,950	$1,430,168
77	$10,775	$1,836	$8,939	$1,428,332
78	$10,775	$1,848	$8,927	$1,426,484
79	$10,775	$1,859	$8,916	$1,424,624
80	$10,775	$1,871	$8,904	$1,422,753
81	$10,775	$1,883	$8,892	$1,420,870
82	$10,775	$1,895	$8,880	$1,418,976
83	$10,775	$1,906	$8,869	$1,417,069
84	$10,775	$1,918	$8,857	$1,415,151
85	$10,775	$1,930	$8,845	$1,413,221
86	$10,775	$1,942	$8,833	$1,411,278
87	$10,775	$1,955	$8,820	$1,409,324
88	$10,775	$1,967	$8,808	$1,407,357
89	$10,775	$1,979	$8,796	$1,405,378
90	$10,775	$1,991	$8,784	$1,403,387
91	$10,775	$2,004	$8,771	$1,401,383
92	$10,775	$2,016	$8,759	$1,399,367
93	$10,775	$2,029	$8,746	$1,397,338
94	$10,775	$2,042	$8,733	$1,395,296
95	$10,775	$2,054	$8,721	$1,393,242
96	$10,775	$2,067	$8,708	$1,391,174
97	$10,775	$2,080	$8,695	$1,389,094
98	$10,775	$2,093	$8,682	$1,387,001
99	$10,775	$2,106	$8,669	$1,384,895
100	$10,775	$2,119	$8,656	$1,382,775
101	$10,775	$2,133	$8,642	$1,380,643
102	$10,775	$2,146	$8,629	$1,378,497
103	$10,775	$2,159	$8,616	$1,376,337
104	$10,775	$2,173	$8,602	$1,374,164
105	$10,775	$2,186	$8,589	$1,371,978
106	$10,775	$2,200	$8,575	$1,369,778
107	$10,775	$2,214	$8,561	$1,367,564
108	$10,775	$2,228	$8,547	$1,365,336
109	$10,775	$2,242	$8,533	$1,363,095
110	$10,775	$2,256	$8,519	$1,360,839
111	$10,775	$2,270	$8,505	$1,358,569
112	$10,775	$2,284	$8,491	$1,356,285
113	$10,775	$2,298	$8,477	$1,353,987
114	$10,775	$2,313	$8,462	$1,351,674
115	$10,775	$2,327	$8,448	$1,349,347
116	$10,775	$2,342	$8,433	$1,347,006
117	$10,775	$2,356	$8,419	$1,344,650
118	$10,775	$2,371	$8,404	$1,342,279
119	$10,775	$2,386	$8,389	$1,339,893
120	$10,775	$2,401	$8,374	$1,337,492
121	$10,775	$2,416	$8,359	$1,335,076
122	$10,775	$2,431	$8,344	$1,332,646
123	$10,775	$2,446	$8,329	$1,330,200
124	$10,775	$2,461	$8,314	$1,327,739
125	$10,775	$2,477	$8,298	$1,325,262
126	$10,775	$2,492	$8,283	$1,322,770
127	$10,775	$2,508	$8,267	$1,320,262
128	$10,775	$2,523	$8,252	$1,317,739
129	$10,775	$2,539	$8,236	$1,315,200
130	$10,775	$2,555	$8,220	$1,312,645
131	$10,775	$2,571	$8,204	$1,310,074
132	$10,775	$2,587	$8,188	$1,307,487
133	$10,775	$2,603	$8,172	$1,304,883
134	$10,775	$2,619	$8,156	$1,302,264
135	$10,775	$2,636	$8,139	$1,299,628
136	$10,775	$2,652	$8,123	$1,296,976
137	$10,775	$2,669	$8,106	$1,294,307
138	$10,775	$2,686	$8,089	$1,291,621
139	$10,775	$2,702	$8,073	$1,288,919
140	$10,775	$2,719	$8,056	$1,286,200
141	$10,775	$2,736	$8,039	$1,283,463
142	$10,775	$2,753	$8,022	$1,280,710
143	$10,775	$2,771	$8,004	$1,277,939
144	$10,775	$2,788	$7,987	$1,275,152
145	$10,775	$2,805	$7,970	$1,272,346
146	$10,775	$2,823	$7,952	$1,269,523
147	$10,775	$2,840	$7,935	$1,266,683
148	$10,775	$2,858	$7,917	$1,263,825
149	$10,775	$2,876	$7,899	$1,260,949
150	$10,775	$2,894	$7,881	$1,258,055
151	$10,775	$2,912	$7,863	$1,255,142
152	$10,775	$2,930	$7,845	$1,252,212
153	$10,775	$2,949	$7,826	$1,249,263
154	$10,775	$2,967	$7,808	$1,246,296
155	$10,775	$2,986	$7,789	$1,243,311
156	$10,775	$3,004	$7,771	$1,240,306
157	$10,775	$3,023	$7,752	$1,237,283
158	$10,775	$3,042	$7,733	$1,234,241
159	$10,775	$3,061	$7,714	$1,231,180
160	$10,775	$3,080	$7,695	$1,228,100
161	$10,775	$3,099	$7,676	$1,225,001
162	$10,775	$3,119	$7,656	$1,221,882
163	$10,775	$3,138	$7,637	$1,218,744
164	$10,775	$3,158	$7,617	$1,215,586
165	$10,775	$3,178	$7,597	$1,212,408
166	$10,775	$3,197	$7,578	$1,209,211
167	$10,775	$3,217	$7,558	$1,205,993
168	$10,775	$3,238	$7,537	$1,202,756
169	$10,775	$3,258	$7,517	$1,199,498
170	$10,775	$3,278	$7,497	$1,196,220
171	$10,775	$3,299	$7,476	$1,192,921
172	$10,775	$3,319	$7,456	$1,189,602
173	$10,775	$3,340	$7,435	$1,186,262
174	$10,775	$3,361	$7,414	$1,182,901
175	$10,775	$3,382	$7,393	$1,179,519
176	$10,775	$3,403	$7,372	$1,176,116
177	$10,775	$3,424	$7,351	$1,172,692
178	$10,775	$3,446	$7,329	$1,169,246
179	$10,775	$3,467	$7,308	$1,165,779
180	$10,775	$3,489	$7,286	$1,162,290
181	$10,775	$3,511	$7,264	$1,158,780
182	$10,775	$3,533	$7,242	$1,155,247
183	$10,775	$3,555	$7,220	$1,151,692
184	$10,775	$3,577	$7,198	$1,148,115
185	$10,775	$3,599	$7,176	$1,144,516
186	$10,775	$3,622	$7,153	$1,140,894
187	$10,775	$3,644	$7,131	$1,137,250
188	$10,775	$3,667	$7,108	$1,133,583
189	$10,775	$3,690	$7,085	$1,129,893
190	$10,775	$3,713	$7,062	$1,126,179
191	$10,775	$3,736	$7,039	$1,122,443
192	$10,775	$3,760	$7,015	$1,118,683
193	$10,775	$3,783	$6,992	$1,114,900
194	$10,775	$3,807	$6,968	$1,111,093
195	$10,775	$3,831	$6,944	$1,107,263
196	$10,775	$3,855	$6,920	$1,103,408
197	$10,775	$3,879	$6,896	$1,099,529
198	$10,775	$3,903	$6,872	$1,095,626
199	$10,775	$3,927	$6,848	$1,091,699
200	$10,775	$3,952	$6,823	$1,087,747
201	$10,775	$3,977	$6,798	$1,083,771
202	$10,775	$4,001	$6,774	$1,079,769
203	$10,775	$4,026	$6,749	$1,075,743
204	$10,775	$4,052	$6,723	$1,071,691
205	$10,775	$4,077	$6,698	$1,067,614
206	$10,775	$4,102	$6,673	$1,063,512
207	$10,775	$4,128	$6,647	$1,059,384
208	$10,775	$4,154	$6,621	$1,055,230
209	$10,775	$4,180	$6,595	$1,051,050
210	$10,775	$4,206	$6,569	$1,046,844
211	$10,775	$4,232	$6,543	$1,042,612
212	$10,775	$4,259	$6,516	$1,038,353
213	$10,775	$4,285	$6,490	$1,034,068
214	$10,775	$4,312	$6,463	$1,029,756
215	$10,775	$4,339	$6,436	$1,025,417
216	$10,775	$4,366	$6,409	$1,021,051
217	$10,775	$4,393	$6,382	$1,016,657
218	$10,775	$4,421	$6,354	$1,012,236
219	$10,775	$4,449	$6,326	$1,007,788
220	$10,775	$4,476	$6,299	$1,003,311
221	$10,775	$4,504	$6,271	$998,807
222	$10,775	$4,532	$6,243	$994,275
223	$10,775	$4,561	$6,214	$989,714
224	$10,775	$4,589	$6,186	$985,125
225	$10,775	$4,618	$6,157	$980,507
226	$10,775	$4,647	$6,128	$975,860
227	$10,775	$4,676	$6,099	$971,184
228	$10,775	$4,705	$6,070	$966,479
229	$10,775	$4,735	$6,040	$961,744
230	$10,775	$4,764	$6,011	$956,980
231	$10,775	$4,794	$5,981	$952,186
232	$10,775	$4,824	$5,951	$947,363
233	$10,775	$4,854	$5,921	$942,509
234	$10,775	$4,884	$5,891	$937,624
235	$10,775	$4,915	$5,860	$932,709
236	$10,775	$4,946	$5,829	$927,764
237	$10,775	$4,976	$5,799	$922,787
238	$10,775	$5,008	$5,767	$917,780
239	$10,775	$5,039	$5,736	$912,741
240	$10,775	$5,070	$5,705	$907,670
241	$10,775	$5,102	$5,673	$902,568
242	$10,775	$5,134	$5,641	$897,434
243	$10,775	$5,166	$5,609	$892,268
244	$10,775	$5,198	$5,577	$887,070
245	$10,775	$5,231	$5,544	$881,839
246	$10,775	$5,264	$5,512	$876,576
247	$10,775	$5,296	$5,479	$871,279
248	$10,775	$5,330	$5,446	$865,950
249	$10,775	$5,363	$5,412	$860,587
250	$10,775	$5,396	$5,379	$855,191
251	$10,775	$5,430	$5,345	$849,761
252	$10,775	$5,464	$5,311	$844,297
253	$10,775	$5,498	$5,277	$838,799
254	$10,775	$5,533	$5,242	$833,266
255	$10,775	$5,567	$5,208	$827,699
256	$10,775	$5,602	$5,173	$822,097
257	$10,775	$5,637	$5,138	$816,460
258	$10,775	$5,672	$5,103	$810,788
259	$10,775	$5,708	$5,067	$805,081
260	$10,775	$5,743	$5,032	$799,337
261	$10,775	$5,779	$4,996	$793,558
262	$10,775	$5,815	$4,960	$787,743
263	$10,775	$5,852	$4,923	$781,891
264	$10,775	$5,888	$4,887	$776,003
265	$10,775	$5,925	$4,850	$770,078
266	$10,775	$5,962	$4,813	$764,116
267	$10,775	$5,999	$4,776	$758,117
268	$10,775	$6,037	$4,738	$752,080
269	$10,775	$6,075	$4,701	$746,006
270	$10,775	$6,112	$4,663	$739,893
271	$10,775	$6,151	$4,624	$733,742
272	$10,775	$6,189	$4,586	$727,553
273	$10,775	$6,228	$4,547	$721,326
274	$10,775	$6,267	$4,508	$715,059
275	$10,775	$6,306	$4,469	$708,753
276	$10,775	$6,345	$4,430	$702,408
277	$10,775	$6,385	$4,390	$696,023
278	$10,775	$6,425	$4,350	$689,598
279	$10,775	$6,465	$4,310	$683,133
280	$10,775	$6,505	$4,270	$676,627
281	$10,775	$6,546	$4,229	$670,081
282	$10,775	$6,587	$4,188	$663,494
283	$10,775	$6,628	$4,147	$656,866
284	$10,775	$6,670	$4,105	$650,197
285	$10,775	$6,711	$4,064	$643,485
286	$10,775	$6,753	$4,022	$636,732
287	$10,775	$6,795	$3,980	$629,937
288	$10,775	$6,838	$3,937	$623,099
289	$10,775	$6,881	$3,894	$616,218
290	$10,775	$6,924	$3,851	$609,294
291	$10,775	$6,967	$3,808	$602,328
292	$10,775	$7,010	$3,765	$595,317
293	$10,775	$7,054	$3,721	$588,263
294	$10,775	$7,098	$3,677	$581,164
295	$10,775	$7,143	$3,632	$574,022
296	$10,775	$7,187	$3,588	$566,834
297	$10,775	$7,232	$3,543	$559,602
298	$10,775	$7,277	$3,498	$552,325
299	$10,775	$7,323	$3,452	$545,002
300	$10,775	$7,369	$3,406	$537,633
301	$10,775	$7,415	$3,360	$530,218
302	$10,775	$7,461	$3,314	$522,757
303	$10,775	$7,508	$3,267	$515,249
304	$10,775	$7,555	$3,220	$507,695
305	$10,775	$7,602	$3,173	$500,093
306	$10,775	$7,649	$3,126	$492,443
307	$10,775	$7,697	$3,078	$484,746
308	$10,775	$7,745	$3,030	$477,001
309	$10,775	$7,794	$2,981	$469,207
310	$10,775	$7,842	$2,933	$461,364
311	$10,775	$7,891	$2,884	$453,473
312	$10,775	$7,941	$2,834	$445,532
313	$10,775	$7,990	$2,785	$437,542
314	$10,775	$8,040	$2,735	$429,501
315	$10,775	$8,091	$2,684	$421,411
316	$10,775	$8,141	$2,634	$413,270
317	$10,775	$8,192	$2,583	$405,078
318	$10,775	$8,243	$2,532	$396,834
319	$10,775	$8,295	$2,480	$388,539
320	$10,775	$8,347	$2,428	$380,193
321	$10,775	$8,399	$2,376	$371,794
322	$10,775	$8,451	$2,324	$363,343
323	$10,775	$8,504	$2,271	$354,839
324	$10,775	$8,557	$2,218	$346,281
325	$10,775	$8,611	$2,164	$337,671
326	$10,775	$8,665	$2,110	$329,006
327	$10,775	$8,719	$2,056	$320,287
328	$10,775	$8,773	$2,002	$311,514
329	$10,775	$8,828	$1,947	$302,686
330	$10,775	$8,883	$1,892	$293,803
331	$10,775	$8,939	$1,836	$284,864
332	$10,775	$8,995	$1,780	$275,870
333	$10,775	$9,051	$1,724	$266,819
334	$10,775	$9,107	$1,668	$257,711
335	$10,775	$9,164	$1,611	$248,547
336	$10,775	$9,222	$1,553	$239,325
337	$10,775	$9,279	$1,496	$230,046
338	$10,775	$9,337	$1,438	$220,709
339	$10,775	$9,396	$1,379	$211,313
340	$10,775	$9,454	$1,321	$201,859
341	$10,775	$9,513	$1,262	$192,346
342	$10,775	$9,573	$1,202	$182,773
343	$10,775	$9,633	$1,142	$173,140
344	$10,775	$9,693	$1,082	$163,447
345	$10,775	$9,753	$1,022	$153,694
346	$10,775	$9,814	$961	$143,880
347	$10,775	$9,876	$899	$134,004
348	$10,775	$9,937	$838	$124,066
349	$10,775	$10,000	$775	$114,067
350	$10,775	$10,062	$713	$104,005
351	$10,775	$10,125	$650	$93,880
352	$10,775	$10,188	$587	$83,691
353	$10,775	$10,252	$523	$73,440
354	$10,775	$10,316	$459	$63,124
355	$10,775	$10,380	$395	$52,743
356	$10,775	$10,445	$330	$42,298
357	$10,775	$10,511	$264	$31,787
358	$10,775	$10,576	$199	$21,211
359	$10,775	$10,642	$133	$10,568
360	$10,775	$10,709	$66	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of February 18, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.