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618-nw-emerald-lakes-dr,lake-city,fl,32055

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618 NW Emerald Lakes Dr

Lake City, FL, 32055

For Sale $589,000 ($230.89 per Sq Ft)

$589,000 ($230.89 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

4 Bedrooms
3 Bathrooms
2,551 Sq Ft
46,000 Sq Ft

Description

Beautiful, all brick 4 bedroom, 3 bath pool home on two lots! (Two additional lots behind this home is also for sale, $35K each lot.) New metal roof installed in 2023 and new LVP flooring installed 2024. Two new 50-gallon hot water heaters installed in 2022. Three zone HVAC installed in 2020 with ultraviolet light for reducing contaminants in the air, and all new duct work too! The home features are: high ceilings, solid wood cabinetry in kitchen, and two master suites, one on each side of the home, a wood-burning fireplace, a security system and a 22 KW Generac generator with a buried propane tank. Two extra storage spaces in the garage and a private backyard. Must see to appreciate!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$589,000
Property Type	Single Family Homes
Usable Sqft	2,551
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	1997
Last Sold	Unknown
Sold Price	Unknown

APN #	02372398
MLS #	GC527372
Property ID	315116520
Lot Sqft	46,000
Zoning	RSF-2
Days on Market	160
Original List Price	$599,000
Applicances	Cooktop, Dishwasher, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator%
Date Updated	January 22, 2025
Date Created	October 15, 2024

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Your payment
$4,285
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$4,285 /mo
Loan amount	$589,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

CanvasJS.com

Your payment
$4,285
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $893,984 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,118	$437	$3,681	$588,563
2	$4,118	$439	$3,679	$588,124
3	$4,118	$442	$3,676	$587,682
4	$4,118	$445	$3,673	$587,237
5	$4,118	$448	$3,670	$586,789
6	$4,118	$451	$3,667	$586,338
7	$4,118	$453	$3,665	$585,885
8	$4,118	$456	$3,662	$585,429
9	$4,118	$459	$3,659	$584,970
10	$4,118	$462	$3,656	$584,508
11	$4,118	$465	$3,653	$584,043
12	$4,118	$468	$3,650	$583,575
13	$4,118	$471	$3,647	$583,104
14	$4,118	$474	$3,644	$582,631
15	$4,118	$477	$3,641	$582,154
16	$4,118	$480	$3,638	$581,675
17	$4,118	$483	$3,635	$581,192
18	$4,118	$486	$3,632	$580,707
19	$4,118	$489	$3,629	$580,218
20	$4,118	$492	$3,626	$579,726
21	$4,118	$495	$3,623	$579,232
22	$4,118	$498	$3,620	$578,734
23	$4,118	$501	$3,617	$578,233
24	$4,118	$504	$3,614	$577,729
25	$4,118	$507	$3,611	$577,222
26	$4,118	$510	$3,608	$576,711
27	$4,118	$514	$3,604	$576,198
28	$4,118	$517	$3,601	$575,681
29	$4,118	$520	$3,598	$575,161
30	$4,118	$523	$3,595	$574,638
31	$4,118	$527	$3,591	$574,111
32	$4,118	$530	$3,588	$573,582
33	$4,118	$533	$3,585	$573,048
34	$4,118	$536	$3,582	$572,512
35	$4,118	$540	$3,578	$571,972
36	$4,118	$543	$3,575	$571,429
37	$4,118	$547	$3,571	$570,882
38	$4,118	$550	$3,568	$570,332
39	$4,118	$553	$3,565	$569,779
40	$4,118	$557	$3,561	$569,222
41	$4,118	$560	$3,558	$568,662
42	$4,118	$564	$3,554	$568,098
43	$4,118	$567	$3,551	$567,531
44	$4,118	$571	$3,547	$566,960
45	$4,118	$575	$3,544	$566,385
46	$4,118	$578	$3,540	$565,807
47	$4,118	$582	$3,536	$565,225
48	$4,118	$585	$3,533	$564,640
49	$4,118	$589	$3,529	$564,051
50	$4,118	$593	$3,525	$563,458
51	$4,118	$596	$3,522	$562,862
52	$4,118	$600	$3,518	$562,262
53	$4,118	$604	$3,514	$561,658
54	$4,118	$608	$3,510	$561,050
55	$4,118	$611	$3,507	$560,439
56	$4,118	$615	$3,503	$559,824
57	$4,118	$619	$3,499	$559,204
58	$4,118	$623	$3,495	$558,581
59	$4,118	$627	$3,491	$557,955
60	$4,118	$631	$3,487	$557,324
61	$4,118	$635	$3,483	$556,689
62	$4,118	$639	$3,479	$556,050
63	$4,118	$643	$3,475	$555,408
64	$4,118	$647	$3,471	$554,761
65	$4,118	$651	$3,467	$554,110
66	$4,118	$655	$3,463	$553,455
67	$4,118	$659	$3,459	$552,797
68	$4,118	$663	$3,455	$552,134
69	$4,118	$667	$3,451	$551,466
70	$4,118	$671	$3,447	$550,795
71	$4,118	$676	$3,442	$550,120
72	$4,118	$680	$3,438	$549,440
73	$4,118	$684	$3,434	$548,756
74	$4,118	$688	$3,430	$548,067
75	$4,118	$693	$3,425	$547,375
76	$4,118	$697	$3,421	$546,678
77	$4,118	$701	$3,417	$545,977
78	$4,118	$706	$3,412	$545,271
79	$4,118	$710	$3,408	$544,561
80	$4,118	$714	$3,404	$543,847
81	$4,118	$719	$3,399	$543,128
82	$4,118	$723	$3,395	$542,404
83	$4,118	$728	$3,390	$541,676
84	$4,118	$733	$3,385	$540,944
85	$4,118	$737	$3,381	$540,207
86	$4,118	$742	$3,376	$539,465
87	$4,118	$746	$3,372	$538,718
88	$4,118	$751	$3,367	$537,967
89	$4,118	$756	$3,362	$537,212
90	$4,118	$760	$3,358	$536,451
91	$4,118	$765	$3,353	$535,686
92	$4,118	$770	$3,348	$534,916
93	$4,118	$775	$3,343	$534,141
94	$4,118	$780	$3,338	$533,362
95	$4,118	$784	$3,334	$532,577
96	$4,118	$789	$3,329	$531,788
97	$4,118	$794	$3,324	$530,994
98	$4,118	$799	$3,319	$530,194
99	$4,118	$804	$3,314	$529,390
100	$4,118	$809	$3,309	$528,581
101	$4,118	$814	$3,304	$527,766
102	$4,118	$819	$3,299	$526,947
103	$4,118	$825	$3,293	$526,122
104	$4,118	$830	$3,288	$525,293
105	$4,118	$835	$3,283	$524,458
106	$4,118	$840	$3,278	$523,618
107	$4,118	$845	$3,273	$522,772
108	$4,118	$851	$3,267	$521,921
109	$4,118	$856	$3,262	$521,065
110	$4,118	$861	$3,257	$520,204
111	$4,118	$867	$3,251	$519,337
112	$4,118	$872	$3,246	$518,465
113	$4,118	$878	$3,240	$517,588
114	$4,118	$883	$3,235	$516,705
115	$4,118	$889	$3,229	$515,816
116	$4,118	$894	$3,224	$514,922
117	$4,118	$900	$3,218	$514,022
118	$4,118	$905	$3,213	$513,117
119	$4,118	$911	$3,207	$512,206
120	$4,118	$917	$3,201	$511,289
121	$4,118	$922	$3,196	$510,367
122	$4,118	$928	$3,190	$509,438
123	$4,118	$934	$3,184	$508,504
124	$4,118	$940	$3,178	$507,565
125	$4,118	$946	$3,172	$506,619
126	$4,118	$952	$3,166	$505,667
127	$4,118	$958	$3,160	$504,710
128	$4,118	$964	$3,154	$503,746
129	$4,118	$970	$3,148	$502,776
130	$4,118	$976	$3,142	$501,801
131	$4,118	$982	$3,136	$500,819
132	$4,118	$988	$3,130	$499,831
133	$4,118	$994	$3,124	$498,837
134	$4,118	$1,000	$3,118	$497,837
135	$4,118	$1,007	$3,111	$496,830
136	$4,118	$1,013	$3,105	$495,817
137	$4,118	$1,019	$3,099	$494,798
138	$4,118	$1,026	$3,092	$493,773
139	$4,118	$1,032	$3,086	$492,741
140	$4,118	$1,038	$3,080	$491,703
141	$4,118	$1,045	$3,073	$490,658
142	$4,118	$1,051	$3,067	$489,606
143	$4,118	$1,058	$3,060	$488,548
144	$4,118	$1,065	$3,053	$487,484
145	$4,118	$1,071	$3,047	$486,413
146	$4,118	$1,078	$3,040	$485,335
147	$4,118	$1,085	$3,033	$484,250
148	$4,118	$1,091	$3,027	$483,159
149	$4,118	$1,098	$3,020	$482,060
150	$4,118	$1,105	$3,013	$480,955
151	$4,118	$1,112	$3,006	$479,843
152	$4,118	$1,119	$2,999	$478,724
153	$4,118	$1,126	$2,992	$477,598
154	$4,118	$1,133	$2,985	$476,465
155	$4,118	$1,140	$2,978	$475,325
156	$4,118	$1,147	$2,971	$474,178
157	$4,118	$1,154	$2,964	$473,023
158	$4,118	$1,162	$2,956	$471,862
159	$4,118	$1,169	$2,949	$470,693
160	$4,118	$1,176	$2,942	$469,517
161	$4,118	$1,184	$2,934	$468,333
162	$4,118	$1,191	$2,927	$467,142
163	$4,118	$1,198	$2,920	$465,944
164	$4,118	$1,206	$2,912	$464,738
165	$4,118	$1,213	$2,905	$463,525
166	$4,118	$1,221	$2,897	$462,304
167	$4,118	$1,229	$2,889	$461,075
168	$4,118	$1,236	$2,882	$459,839
169	$4,118	$1,244	$2,874	$458,595
170	$4,118	$1,252	$2,866	$457,343
171	$4,118	$1,260	$2,858	$456,084
172	$4,118	$1,267	$2,851	$454,816
173	$4,118	$1,275	$2,843	$453,541
174	$4,118	$1,283	$2,835	$452,257
175	$4,118	$1,291	$2,827	$450,966
176	$4,118	$1,299	$2,819	$449,666
177	$4,118	$1,308	$2,810	$448,359
178	$4,118	$1,316	$2,802	$447,043
179	$4,118	$1,324	$2,794	$445,719
180	$4,118	$1,332	$2,786	$444,387
181	$4,118	$1,341	$2,777	$443,046
182	$4,118	$1,349	$2,769	$441,697
183	$4,118	$1,357	$2,761	$440,340
184	$4,118	$1,366	$2,752	$438,974
185	$4,118	$1,374	$2,744	$437,600
186	$4,118	$1,383	$2,735	$436,217
187	$4,118	$1,392	$2,726	$434,825
188	$4,118	$1,400	$2,718	$433,425
189	$4,118	$1,409	$2,709	$432,016
190	$4,118	$1,418	$2,700	$430,598
191	$4,118	$1,427	$2,691	$429,171
192	$4,118	$1,436	$2,682	$427,735
193	$4,118	$1,445	$2,673	$426,291
194	$4,118	$1,454	$2,664	$424,837
195	$4,118	$1,463	$2,655	$423,374
196	$4,118	$1,472	$2,646	$421,902
197	$4,118	$1,481	$2,637	$420,421
198	$4,118	$1,490	$2,628	$418,931
199	$4,118	$1,500	$2,618	$417,431
200	$4,118	$1,509	$2,609	$415,922
201	$4,118	$1,518	$2,600	$414,403
202	$4,118	$1,528	$2,590	$412,875
203	$4,118	$1,538	$2,580	$411,338
204	$4,118	$1,547	$2,571	$409,791
205	$4,118	$1,557	$2,561	$408,234
206	$4,118	$1,567	$2,551	$406,667
207	$4,118	$1,576	$2,542	$405,091
208	$4,118	$1,586	$2,532	$403,505
209	$4,118	$1,596	$2,522	$401,909
210	$4,118	$1,606	$2,512	$400,303
211	$4,118	$1,616	$2,502	$398,687
212	$4,118	$1,626	$2,492	$397,060
213	$4,118	$1,636	$2,482	$395,424
214	$4,118	$1,647	$2,471	$393,777
215	$4,118	$1,657	$2,461	$392,121
216	$4,118	$1,667	$2,451	$390,453
217	$4,118	$1,678	$2,440	$388,776
218	$4,118	$1,688	$2,430	$387,088
219	$4,118	$1,699	$2,419	$385,389
220	$4,118	$1,709	$2,409	$383,680
221	$4,118	$1,720	$2,398	$381,960
222	$4,118	$1,731	$2,387	$380,229
223	$4,118	$1,742	$2,376	$378,487
224	$4,118	$1,752	$2,366	$376,735
225	$4,118	$1,763	$2,355	$374,971
226	$4,118	$1,774	$2,344	$373,197
227	$4,118	$1,786	$2,332	$371,411
228	$4,118	$1,797	$2,321	$369,615
229	$4,118	$1,808	$2,310	$367,807
230	$4,118	$1,819	$2,299	$365,988
231	$4,118	$1,831	$2,287	$364,157
232	$4,118	$1,842	$2,276	$362,315
233	$4,118	$1,854	$2,264	$360,461
234	$4,118	$1,865	$2,253	$358,596
235	$4,118	$1,877	$2,241	$356,720
236	$4,118	$1,889	$2,230	$354,831
237	$4,118	$1,900	$2,218	$352,931
238	$4,118	$1,912	$2,206	$351,019
239	$4,118	$1,924	$2,194	$349,094
240	$4,118	$1,936	$2,182	$347,158
241	$4,118	$1,948	$2,170	$345,210
242	$4,118	$1,960	$2,158	$343,250
243	$4,118	$1,973	$2,145	$341,277
244	$4,118	$1,985	$2,133	$339,292
245	$4,118	$1,997	$2,121	$337,294
246	$4,118	$2,010	$2,108	$335,285
247	$4,118	$2,022	$2,096	$333,262
248	$4,118	$2,035	$2,083	$331,227
249	$4,118	$2,048	$2,070	$329,179
250	$4,118	$2,061	$2,057	$327,118
251	$4,118	$2,074	$2,044	$325,045
252	$4,118	$2,086	$2,032	$322,959
253	$4,118	$2,100	$2,018	$320,859
254	$4,118	$2,113	$2,005	$318,746
255	$4,118	$2,126	$1,992	$316,621
256	$4,118	$2,139	$1,979	$314,481
257	$4,118	$2,152	$1,966	$312,329
258	$4,118	$2,166	$1,952	$310,163
259	$4,118	$2,179	$1,939	$307,983
260	$4,118	$2,193	$1,925	$305,790
261	$4,118	$2,207	$1,911	$303,584
262	$4,118	$2,221	$1,897	$301,363
263	$4,118	$2,234	$1,884	$299,129
264	$4,118	$2,248	$1,870	$296,880
265	$4,118	$2,263	$1,856	$294,618
266	$4,118	$2,277	$1,841	$292,341
267	$4,118	$2,291	$1,827	$290,050
268	$4,118	$2,305	$1,813	$287,745
269	$4,118	$2,320	$1,798	$285,425
270	$4,118	$2,334	$1,784	$283,091
271	$4,118	$2,349	$1,769	$280,742
272	$4,118	$2,363	$1,755	$278,379
273	$4,118	$2,378	$1,740	$276,001
274	$4,118	$2,393	$1,725	$273,608
275	$4,118	$2,408	$1,710	$271,200
276	$4,118	$2,423	$1,695	$268,777
277	$4,118	$2,438	$1,680	$266,339
278	$4,118	$2,453	$1,665	$263,886
279	$4,118	$2,469	$1,649	$261,417
280	$4,118	$2,484	$1,634	$258,933
281	$4,118	$2,500	$1,618	$256,433
282	$4,118	$2,515	$1,603	$253,918
283	$4,118	$2,531	$1,587	$251,387
284	$4,118	$2,547	$1,571	$248,840
285	$4,118	$2,563	$1,555	$246,277
286	$4,118	$2,579	$1,539	$243,698
287	$4,118	$2,595	$1,523	$241,103
288	$4,118	$2,611	$1,507	$238,492
289	$4,118	$2,627	$1,491	$235,865
290	$4,118	$2,644	$1,474	$233,221
291	$4,118	$2,660	$1,458	$230,561
292	$4,118	$2,677	$1,441	$227,884
293	$4,118	$2,694	$1,424	$225,190
294	$4,118	$2,711	$1,407	$222,479
295	$4,118	$2,728	$1,391	$219,752
296	$4,118	$2,745	$1,373	$217,007
297	$4,118	$2,762	$1,356	$214,246
298	$4,118	$2,779	$1,339	$211,467
299	$4,118	$2,796	$1,322	$208,670
300	$4,118	$2,814	$1,304	$205,857
301	$4,118	$2,831	$1,287	$203,025
302	$4,118	$2,849	$1,269	$200,176
303	$4,118	$2,867	$1,251	$197,309
304	$4,118	$2,885	$1,233	$194,424
305	$4,118	$2,903	$1,215	$191,522
306	$4,118	$2,921	$1,197	$188,601
307	$4,118	$2,939	$1,179	$185,661
308	$4,118	$2,958	$1,160	$182,704
309	$4,118	$2,976	$1,142	$179,728
310	$4,118	$2,995	$1,123	$176,733
311	$4,118	$3,013	$1,105	$173,719
312	$4,118	$3,032	$1,086	$170,687
313	$4,118	$3,051	$1,067	$167,636
314	$4,118	$3,070	$1,048	$164,566
315	$4,118	$3,089	$1,029	$161,476
316	$4,118	$3,109	$1,009	$158,368
317	$4,118	$3,128	$990	$155,239
318	$4,118	$3,148	$970	$152,092
319	$4,118	$3,167	$951	$148,924
320	$4,118	$3,187	$931	$145,737
321	$4,118	$3,207	$911	$142,530
322	$4,118	$3,227	$891	$139,303
323	$4,118	$3,247	$871	$136,055
324	$4,118	$3,268	$850	$132,788
325	$4,118	$3,288	$830	$129,499
326	$4,118	$3,309	$809	$126,191
327	$4,118	$3,329	$789	$122,862
328	$4,118	$3,350	$768	$119,511
329	$4,118	$3,371	$747	$116,140
330	$4,118	$3,392	$726	$112,748
331	$4,118	$3,413	$705	$109,335
332	$4,118	$3,435	$683	$105,900
333	$4,118	$3,456	$662	$102,444
334	$4,118	$3,478	$640	$98,966
335	$4,118	$3,499	$619	$95,467
336	$4,118	$3,521	$597	$91,946
337	$4,118	$3,543	$575	$88,402
338	$4,118	$3,565	$553	$84,837
339	$4,118	$3,588	$530	$81,249
340	$4,118	$3,610	$508	$77,639
341	$4,118	$3,633	$485	$74,006
342	$4,118	$3,655	$463	$70,351
343	$4,118	$3,678	$440	$66,672
344	$4,118	$3,701	$417	$62,971
345	$4,118	$3,724	$394	$59,247
346	$4,118	$3,748	$370	$55,499
347	$4,118	$3,771	$347	$51,728
348	$4,118	$3,795	$323	$47,933
349	$4,118	$3,818	$300	$44,115
350	$4,118	$3,842	$276	$40,272
351	$4,118	$3,866	$252	$36,406
352	$4,118	$3,890	$228	$32,516
353	$4,118	$3,915	$203	$28,601
354	$4,118	$3,939	$179	$24,662
355	$4,118	$3,964	$154	$20,698
356	$4,118	$3,989	$129	$16,709
357	$4,118	$4,014	$104	$12,696
358	$4,118	$4,039	$79	$8,657
359	$4,118	$4,064	$54	$4,593
360	$4,118	$4,089	$29	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of January 22, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.