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5948 Spruce St

Philadelphia, PA, 19139

For Sale $448,500 ($226.52 per Sq Ft)

$448,500 ($226.52 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

Unknown Bedrooms
Unknown Bathrooms
1,980 Sq Ft
2,000 Sq Ft

Description

Fully Renovated Duplex – Ideal Investment or First-Time Buyer Opportunity - Whether you're a savvy investor or a first-time buyer looking to offset your mortgage by living in one unit and renting out the other unit, this is the perfect opportunity!

This brand new, fully renovated duplex offers two spacious 3-bedroom units, each featuring:

1) Mini-Split Systems: Individual air conditioning and heating systems in every room, ensuring optimal comfort year-round.
2) Modern Amenities: New kitchens with quartz countertops, brand-new appliances (dishwasher, refridgerator, microwave, oven), and sleek new bathrooms.
3) Convenience: Washer/dryer in each unit, separate electrical boxes, and open concept layouts in each unit!
4) Upgrades: New roof, plumbing, electric (200-amp service), recessed lighting, wide plank flooring, and new windows.
5) Legal and Approved: All work approved by the City of Philadelphia, ensuring this is a legal duplex.
6) Parking Potential: Property is block to block and features a curb cut out back for possible parking in the rear.
7) Income Potential: With an estimated total annual rent of $44,400 ($1,850/unit) and a cap rate of 9.8%, this property offers great investment potential. Unit 1 also has access to the huge unfinished basement for additional storage as well as the private back patio. Stop by one of two open houses on 3/22 and 3/23 to see this beautiful property in person!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Upcoming Open House

Saturday March 29th, 2025
from 12:30 pm - 2:00 pm

Property Details

List Price	$448,500
Property Type	Duplex (2-units)
Usable Sqft	1,980
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1965
Last Sold	Unknown
Sold Price	Unknown

APN #	032002300
MLS #	PAPH2456576
Property ID	319685295
Lot Sqft	2,000
Zoning	RM1
Total Units	2
Days on Market	7
Original List Price	Unknown
Date Updated	March 24, 2025
Date Created	March 18, 2025

Financials

Unit #	Beds	Baths	Current Rent	Proforma Rent
Unit #1			$44,400	$0

Cap Rate

9.80%

Listing Provided By

Alexander Taggart Penn an agent of . Lic #RS352834

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 25, 2025.

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$3,303
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Estimated payment	$3,303 /mo
Loan amount	$448,500
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,303
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $680,428 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,136	$333	$2,803	$448,167
2	$3,136	$335	$2,801	$447,832
3	$3,136	$337	$2,799	$447,495
4	$3,136	$339	$2,797	$447,156
5	$3,136	$341	$2,795	$446,815
6	$3,136	$343	$2,793	$446,471
7	$3,136	$346	$2,790	$446,126
8	$3,136	$348	$2,788	$445,778
9	$3,136	$350	$2,786	$445,428
10	$3,136	$352	$2,784	$445,076
11	$3,136	$354	$2,782	$444,722
12	$3,136	$356	$2,780	$444,365
13	$3,136	$359	$2,777	$444,007
14	$3,136	$361	$2,775	$443,646
15	$3,136	$363	$2,773	$443,282
16	$3,136	$365	$2,771	$442,917
17	$3,136	$368	$2,768	$442,549
18	$3,136	$370	$2,766	$442,179
19	$3,136	$372	$2,764	$441,807
20	$3,136	$375	$2,761	$441,432
21	$3,136	$377	$2,759	$441,055
22	$3,136	$379	$2,757	$440,676
23	$3,136	$382	$2,754	$440,294
24	$3,136	$384	$2,752	$439,910
25	$3,136	$387	$2,749	$439,523
26	$3,136	$389	$2,747	$439,134
27	$3,136	$391	$2,745	$438,743
28	$3,136	$394	$2,742	$438,349
29	$3,136	$396	$2,740	$437,952
30	$3,136	$399	$2,737	$437,554
31	$3,136	$401	$2,735	$437,152
32	$3,136	$404	$2,732	$436,749
33	$3,136	$406	$2,730	$436,342
34	$3,136	$409	$2,727	$435,933
35	$3,136	$411	$2,725	$435,522
36	$3,136	$414	$2,722	$435,108
37	$3,136	$417	$2,719	$434,691
38	$3,136	$419	$2,717	$434,272
39	$3,136	$422	$2,714	$433,850
40	$3,136	$424	$2,712	$433,426
41	$3,136	$427	$2,709	$432,999
42	$3,136	$430	$2,706	$432,569
43	$3,136	$432	$2,704	$432,137
44	$3,136	$435	$2,701	$431,702
45	$3,136	$438	$2,698	$431,264
46	$3,136	$441	$2,695	$430,823
47	$3,136	$443	$2,693	$430,380
48	$3,136	$446	$2,690	$429,934
49	$3,136	$449	$2,687	$429,485
50	$3,136	$452	$2,684	$429,033
51	$3,136	$455	$2,681	$428,578
52	$3,136	$457	$2,679	$428,121
53	$3,136	$460	$2,676	$427,661
54	$3,136	$463	$2,673	$427,198
55	$3,136	$466	$2,670	$426,732
56	$3,136	$469	$2,667	$426,263
57	$3,136	$472	$2,664	$425,791
58	$3,136	$475	$2,661	$425,316
59	$3,136	$478	$2,658	$424,838
60	$3,136	$481	$2,655	$424,357
61	$3,136	$484	$2,652	$423,874
62	$3,136	$487	$2,649	$423,387
63	$3,136	$490	$2,646	$422,897
64	$3,136	$493	$2,643	$422,404
65	$3,136	$496	$2,640	$421,908
66	$3,136	$499	$2,637	$421,409
67	$3,136	$502	$2,634	$420,907
68	$3,136	$505	$2,631	$420,402
69	$3,136	$508	$2,628	$419,893
70	$3,136	$512	$2,624	$419,381
71	$3,136	$515	$2,621	$418,867
72	$3,136	$518	$2,618	$418,349
73	$3,136	$521	$2,615	$417,827
74	$3,136	$525	$2,611	$417,303
75	$3,136	$528	$2,608	$416,775
76	$3,136	$531	$2,605	$416,244
77	$3,136	$534	$2,602	$415,709
78	$3,136	$538	$2,598	$415,171
79	$3,136	$541	$2,595	$414,630
80	$3,136	$545	$2,591	$414,086
81	$3,136	$548	$2,588	$413,538
82	$3,136	$551	$2,585	$412,986
83	$3,136	$555	$2,581	$412,431
84	$3,136	$558	$2,578	$411,873
85	$3,136	$562	$2,574	$411,311
86	$3,136	$565	$2,571	$410,746
87	$3,136	$569	$2,567	$410,177
88	$3,136	$572	$2,564	$409,605
89	$3,136	$576	$2,560	$409,029
90	$3,136	$580	$2,556	$408,449
91	$3,136	$583	$2,553	$407,866
92	$3,136	$587	$2,549	$407,279
93	$3,136	$591	$2,545	$406,689
94	$3,136	$594	$2,542	$406,094
95	$3,136	$598	$2,538	$405,497
96	$3,136	$602	$2,534	$404,895
97	$3,136	$605	$2,531	$404,289
98	$3,136	$609	$2,527	$403,680
99	$3,136	$613	$2,523	$403,067
100	$3,136	$617	$2,519	$402,450
101	$3,136	$621	$2,515	$401,830
102	$3,136	$625	$2,511	$401,205
103	$3,136	$628	$2,508	$400,577
104	$3,136	$632	$2,504	$399,944
105	$3,136	$636	$2,500	$399,308
106	$3,136	$640	$2,496	$398,668
107	$3,136	$644	$2,492	$398,023
108	$3,136	$648	$2,488	$397,375
109	$3,136	$652	$2,484	$396,723
110	$3,136	$656	$2,480	$396,066
111	$3,136	$661	$2,475	$395,406
112	$3,136	$665	$2,471	$394,741
113	$3,136	$669	$2,467	$394,072
114	$3,136	$673	$2,463	$393,399
115	$3,136	$677	$2,459	$392,722
116	$3,136	$681	$2,455	$392,040
117	$3,136	$686	$2,450	$391,354
118	$3,136	$690	$2,446	$390,664
119	$3,136	$694	$2,442	$389,970
120	$3,136	$699	$2,437	$389,271
121	$3,136	$703	$2,433	$388,568
122	$3,136	$707	$2,429	$387,861
123	$3,136	$712	$2,424	$387,149
124	$3,136	$716	$2,420	$386,433
125	$3,136	$721	$2,415	$385,712
126	$3,136	$725	$2,411	$384,987
127	$3,136	$730	$2,406	$384,257
128	$3,136	$734	$2,402	$383,522
129	$3,136	$739	$2,397	$382,783
130	$3,136	$744	$2,392	$382,040
131	$3,136	$748	$2,388	$381,291
132	$3,136	$753	$2,383	$380,539
133	$3,136	$758	$2,378	$379,781
134	$3,136	$762	$2,374	$379,019
135	$3,136	$767	$2,369	$378,251
136	$3,136	$772	$2,364	$377,479
137	$3,136	$777	$2,359	$376,703
138	$3,136	$782	$2,354	$375,921
139	$3,136	$786	$2,350	$375,135
140	$3,136	$791	$2,345	$374,343
141	$3,136	$796	$2,340	$373,547
142	$3,136	$801	$2,335	$372,745
143	$3,136	$806	$2,330	$371,939
144	$3,136	$811	$2,325	$371,128
145	$3,136	$816	$2,320	$370,311
146	$3,136	$822	$2,314	$369,490
147	$3,136	$827	$2,309	$368,663
148	$3,136	$832	$2,304	$367,831
149	$3,136	$837	$2,299	$366,994
150	$3,136	$842	$2,294	$366,152
151	$3,136	$848	$2,288	$365,304
152	$3,136	$853	$2,283	$364,451
153	$3,136	$858	$2,278	$363,593
154	$3,136	$864	$2,272	$362,730
155	$3,136	$869	$2,267	$361,861
156	$3,136	$874	$2,262	$360,986
157	$3,136	$880	$2,256	$360,107
158	$3,136	$885	$2,251	$359,221
159	$3,136	$891	$2,245	$358,330
160	$3,136	$896	$2,240	$357,434
161	$3,136	$902	$2,234	$356,532
162	$3,136	$908	$2,228	$355,624
163	$3,136	$913	$2,223	$354,711
164	$3,136	$919	$2,217	$353,792
165	$3,136	$925	$2,211	$352,867
166	$3,136	$931	$2,205	$351,936
167	$3,136	$936	$2,200	$351,000
168	$3,136	$942	$2,194	$350,058
169	$3,136	$948	$2,188	$349,110
170	$3,136	$954	$2,182	$348,156
171	$3,136	$960	$2,176	$347,196
172	$3,136	$966	$2,170	$346,230
173	$3,136	$972	$2,164	$345,258
174	$3,136	$978	$2,158	$344,279
175	$3,136	$984	$2,152	$343,295
176	$3,136	$990	$2,146	$342,305
177	$3,136	$997	$2,139	$341,308
178	$3,136	$1,003	$2,133	$340,305
179	$3,136	$1,009	$2,127	$339,296
180	$3,136	$1,015	$2,121	$338,281
181	$3,136	$1,022	$2,114	$337,259
182	$3,136	$1,028	$2,108	$336,231
183	$3,136	$1,035	$2,101	$335,196
184	$3,136	$1,041	$2,095	$334,155
185	$3,136	$1,048	$2,088	$333,108
186	$3,136	$1,054	$2,082	$332,054
187	$3,136	$1,061	$2,075	$330,993
188	$3,136	$1,067	$2,069	$329,926
189	$3,136	$1,074	$2,062	$328,852
190	$3,136	$1,081	$2,055	$327,771
191	$3,136	$1,087	$2,049	$326,684
192	$3,136	$1,094	$2,042	$325,589
193	$3,136	$1,101	$2,035	$324,488
194	$3,136	$1,108	$2,028	$323,380
195	$3,136	$1,115	$2,021	$322,266
196	$3,136	$1,122	$2,014	$321,144
197	$3,136	$1,129	$2,007	$320,015
198	$3,136	$1,136	$2,000	$318,879
199	$3,136	$1,143	$1,993	$317,736
200	$3,136	$1,150	$1,986	$316,586
201	$3,136	$1,157	$1,979	$315,428
202	$3,136	$1,165	$1,971	$314,264
203	$3,136	$1,172	$1,964	$313,092
204	$3,136	$1,179	$1,957	$311,913
205	$3,136	$1,187	$1,949	$310,726
206	$3,136	$1,194	$1,942	$309,532
207	$3,136	$1,201	$1,935	$308,331
208	$3,136	$1,209	$1,927	$307,122
209	$3,136	$1,216	$1,920	$305,906
210	$3,136	$1,224	$1,912	$304,681
211	$3,136	$1,232	$1,904	$303,450
212	$3,136	$1,239	$1,897	$302,210
213	$3,136	$1,247	$1,889	$300,963
214	$3,136	$1,255	$1,881	$299,708
215	$3,136	$1,263	$1,873	$298,445
216	$3,136	$1,271	$1,865	$297,175
217	$3,136	$1,279	$1,857	$295,896
218	$3,136	$1,287	$1,849	$294,609
219	$3,136	$1,295	$1,841	$293,315
220	$3,136	$1,303	$1,833	$292,012
221	$3,136	$1,311	$1,825	$290,701
222	$3,136	$1,319	$1,817	$289,382
223	$3,136	$1,327	$1,809	$288,054
224	$3,136	$1,336	$1,800	$286,719
225	$3,136	$1,344	$1,792	$285,375
226	$3,136	$1,352	$1,784	$284,022
227	$3,136	$1,361	$1,775	$282,661
228	$3,136	$1,369	$1,767	$281,292
229	$3,136	$1,378	$1,758	$279,914
230	$3,136	$1,387	$1,749	$278,528
231	$3,136	$1,395	$1,741	$277,132
232	$3,136	$1,404	$1,732	$275,728
233	$3,136	$1,413	$1,723	$274,316
234	$3,136	$1,422	$1,714	$272,894
235	$3,136	$1,430	$1,706	$271,464
236	$3,136	$1,439	$1,697	$270,025
237	$3,136	$1,448	$1,688	$268,576
238	$3,136	$1,457	$1,679	$267,119
239	$3,136	$1,467	$1,669	$265,652
240	$3,136	$1,476	$1,660	$264,177
241	$3,136	$1,485	$1,651	$262,692
242	$3,136	$1,494	$1,642	$261,197
243	$3,136	$1,504	$1,632	$259,694
244	$3,136	$1,513	$1,623	$258,181
245	$3,136	$1,522	$1,614	$256,659
246	$3,136	$1,532	$1,604	$255,127
247	$3,136	$1,541	$1,595	$253,585
248	$3,136	$1,551	$1,585	$252,034
249	$3,136	$1,561	$1,575	$250,473
250	$3,136	$1,571	$1,565	$248,903
251	$3,136	$1,580	$1,556	$247,323
252	$3,136	$1,590	$1,546	$245,732
253	$3,136	$1,600	$1,536	$244,132
254	$3,136	$1,610	$1,526	$242,522
255	$3,136	$1,620	$1,516	$240,902
256	$3,136	$1,630	$1,506	$239,271
257	$3,136	$1,641	$1,495	$237,631
258	$3,136	$1,651	$1,485	$235,980
259	$3,136	$1,661	$1,475	$234,319
260	$3,136	$1,672	$1,464	$232,647
261	$3,136	$1,682	$1,454	$230,965
262	$3,136	$1,692	$1,444	$229,273
263	$3,136	$1,703	$1,433	$227,570
264	$3,136	$1,714	$1,422	$225,856
265	$3,136	$1,724	$1,412	$224,132
266	$3,136	$1,735	$1,401	$222,397
267	$3,136	$1,746	$1,390	$220,651
268	$3,136	$1,757	$1,379	$218,894
269	$3,136	$1,768	$1,368	$217,126
270	$3,136	$1,779	$1,357	$215,347
271	$3,136	$1,790	$1,346	$213,557
272	$3,136	$1,801	$1,335	$211,756
273	$3,136	$1,813	$1,323	$209,943
274	$3,136	$1,824	$1,312	$208,119
275	$3,136	$1,835	$1,301	$206,284
276	$3,136	$1,847	$1,289	$204,437
277	$3,136	$1,858	$1,278	$202,579
278	$3,136	$1,870	$1,266	$200,709
279	$3,136	$1,882	$1,254	$198,827
280	$3,136	$1,893	$1,243	$196,934
281	$3,136	$1,905	$1,231	$195,029
282	$3,136	$1,917	$1,219	$193,112
283	$3,136	$1,929	$1,207	$191,183
284	$3,136	$1,941	$1,195	$189,242
285	$3,136	$1,953	$1,183	$187,288
286	$3,136	$1,965	$1,171	$185,323
287	$3,136	$1,978	$1,158	$183,345
288	$3,136	$1,990	$1,146	$181,355
289	$3,136	$2,003	$1,133	$179,353
290	$3,136	$2,015	$1,121	$177,338
291	$3,136	$2,028	$1,108	$175,310
292	$3,136	$2,040	$1,096	$173,270
293	$3,136	$2,053	$1,083	$171,217
294	$3,136	$2,066	$1,070	$169,151
295	$3,136	$2,079	$1,057	$167,072
296	$3,136	$2,092	$1,044	$164,980
297	$3,136	$2,105	$1,031	$162,875
298	$3,136	$2,118	$1,018	$160,757
299	$3,136	$2,131	$1,005	$158,626
300	$3,136	$2,145	$991	$156,481
301	$3,136	$2,158	$978	$154,323
302	$3,136	$2,171	$965	$152,152
303	$3,136	$2,185	$951	$149,967
304	$3,136	$2,199	$937	$147,768
305	$3,136	$2,212	$924	$145,556
306	$3,136	$2,226	$910	$143,329
307	$3,136	$2,240	$896	$141,089
308	$3,136	$2,254	$882	$138,835
309	$3,136	$2,268	$868	$136,567
310	$3,136	$2,282	$854	$134,284
311	$3,136	$2,297	$839	$131,988
312	$3,136	$2,311	$825	$129,676
313	$3,136	$2,326	$810	$127,351
314	$3,136	$2,340	$796	$125,011
315	$3,136	$2,355	$781	$122,656
316	$3,136	$2,369	$767	$120,287
317	$3,136	$2,384	$752	$117,903
318	$3,136	$2,399	$737	$115,503
319	$3,136	$2,414	$722	$113,089
320	$3,136	$2,429	$707	$110,660
321	$3,136	$2,444	$692	$108,216
322	$3,136	$2,460	$676	$105,756
323	$3,136	$2,475	$661	$103,281
324	$3,136	$2,490	$646	$100,791
325	$3,136	$2,506	$630	$98,285
326	$3,136	$2,522	$614	$95,763
327	$3,136	$2,537	$599	$93,225
328	$3,136	$2,553	$583	$90,672
329	$3,136	$2,569	$567	$88,103
330	$3,136	$2,585	$551	$85,517
331	$3,136	$2,602	$534	$82,916
332	$3,136	$2,618	$518	$80,298
333	$3,136	$2,634	$502	$77,664
334	$3,136	$2,651	$485	$75,013
335	$3,136	$2,667	$469	$72,346
336	$3,136	$2,684	$452	$69,662
337	$3,136	$2,701	$435	$66,962
338	$3,136	$2,717	$419	$64,244
339	$3,136	$2,734	$402	$61,510
340	$3,136	$2,752	$384	$58,758
341	$3,136	$2,769	$367	$55,989
342	$3,136	$2,786	$350	$53,203
343	$3,136	$2,803	$333	$50,400
344	$3,136	$2,821	$315	$47,579
345	$3,136	$2,839	$297	$44,740
346	$3,136	$2,856	$280	$41,884
347	$3,136	$2,874	$262	$39,010
348	$3,136	$2,892	$244	$36,117
349	$3,136	$2,910	$226	$33,207
350	$3,136	$2,928	$208	$30,279
351	$3,136	$2,947	$189	$27,332
352	$3,136	$2,965	$171	$24,367
353	$3,136	$2,984	$152	$21,383
354	$3,136	$3,002	$134	$18,381
355	$3,136	$3,021	$115	$15,360
356	$3,136	$3,040	$96	$12,320
357	$3,136	$3,059	$77	$9,261
358	$3,136	$3,078	$58	$6,182
359	$3,136	$3,097	$39	$3,085
360	$3,136	$3,117	$19	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.