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857 Arbor Green TRAIL

Saint Cloud, FL, 34771

For Sale $572,199 ($292.39 per Sq Ft)

$572,199 ($292.39 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

3 Bedrooms
2 Bathrooms
1,957 Sq Ft
7,375 Sq Ft

Description

Under Construction. MLS#O6260827 REPRESENTATIVE PHOTOS ADDED. New Build ~ May Completion! Welcome to your dream life in sunny St. Cloud, Florida, where every day feels like a vacation! Located in the exclusive, gated Esplanade within Center Lake Ranch, this peaceful community offers stunning nature and pond views from your doorstep. With only 300 homes, enjoy ultimate privacy and relaxation. Resort-style living is a way of life here, with a pool, spa, fitness center, movement studio, and signature spa treatments.

Outdoor activities abound with pickleball, bocce, and a Bark Park. Concierge services and community events bring neighbors together. Center Lake Ranch features walking trails, parks, and an 11-acre Central Park, all just minutes from major roads. Nearly half of the community is untouched, offering tranquil natural spaces to unwind.
Welcome to your new home – the stunning Azzurro plan! This stylish and functional design offers 3 bedrooms, 2 bathrooms, and an open-concept layout perfect for modern living. The chef-inspired kitchen features a walk-in pantry and a convenient prep-and-dine island, seamlessly flowing into the spacious great room and dining area – ideal for hosting and entertaining guests. Step outside to the covered lanai and soak in Florida's beautiful weather year-round. The luxurious primary suite is a true retreat, with a generous 13x15-foot bedroom, an oversized walk-in closet, and a spa-like bath complete with a dual-sink vanity, large shower, and private water closet. A second bedroom and bath at the front of the home offer comfort and privacy for guests. Designed with your lifestyle in mind, the Azzurro plan maximizes the best of Florida living! Structural options added include: tray ceilings in primary suite and great room, covered extended outdoor living, and gourmet kitchen.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$572,199
Property Type	Single Family Homes
Usable Sqft	1,957
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	2025
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$172.78
Association Name:	The Waters at Center Lake Ranch HOA
Association Amenities:	Unknown

APN #	NALOT#2
MLS #	O6260827
Property ID	321085463
Lot Sqft	7,375
Zoning	X
Days on Market	116
Original List Price	$959,195
Applicances	Built-In Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Tankless Water Heater%
Date Updated	February 24, 2025
Date Created	November 27, 2024

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Your payment
$4,168
per month

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Estimated payment	$4,168 /mo
Loan amount	$572,199
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,168
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $868,024 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,001	$425	$3,576	$571,774
2	$4,001	$427	$3,574	$571,347
3	$4,001	$430	$3,571	$570,917
4	$4,001	$433	$3,568	$570,484
5	$4,001	$435	$3,566	$570,049
6	$4,001	$438	$3,563	$569,610
7	$4,001	$441	$3,560	$569,169
8	$4,001	$444	$3,557	$568,726
9	$4,001	$446	$3,555	$568,279
10	$4,001	$449	$3,552	$567,830
11	$4,001	$452	$3,549	$567,378
12	$4,001	$455	$3,546	$566,923
13	$4,001	$458	$3,543	$566,465
14	$4,001	$461	$3,540	$566,005
15	$4,001	$463	$3,538	$565,541
16	$4,001	$466	$3,535	$565,075
17	$4,001	$469	$3,532	$564,606
18	$4,001	$472	$3,529	$564,133
19	$4,001	$475	$3,526	$563,658
20	$4,001	$478	$3,523	$563,180
21	$4,001	$481	$3,520	$562,699
22	$4,001	$484	$3,517	$562,215
23	$4,001	$487	$3,514	$561,728
24	$4,001	$490	$3,511	$561,237
25	$4,001	$493	$3,508	$560,744
26	$4,001	$496	$3,505	$560,248
27	$4,001	$499	$3,502	$559,748
28	$4,001	$503	$3,498	$559,246
29	$4,001	$506	$3,495	$558,740
30	$4,001	$509	$3,492	$558,231
31	$4,001	$512	$3,489	$557,719
32	$4,001	$515	$3,486	$557,204
33	$4,001	$518	$3,483	$556,685
34	$4,001	$522	$3,479	$556,164
35	$4,001	$525	$3,476	$555,639
36	$4,001	$528	$3,473	$555,110
37	$4,001	$532	$3,469	$554,579
38	$4,001	$535	$3,466	$554,044
39	$4,001	$538	$3,463	$553,506
40	$4,001	$542	$3,459	$552,964
41	$4,001	$545	$3,456	$552,419
42	$4,001	$548	$3,453	$551,871
43	$4,001	$552	$3,449	$551,319
44	$4,001	$555	$3,446	$550,764
45	$4,001	$559	$3,442	$550,205
46	$4,001	$562	$3,439	$549,643
47	$4,001	$566	$3,435	$549,077
48	$4,001	$569	$3,432	$548,508
49	$4,001	$573	$3,428	$547,935
50	$4,001	$576	$3,425	$547,359
51	$4,001	$580	$3,421	$546,779
52	$4,001	$584	$3,417	$546,195
53	$4,001	$587	$3,414	$545,608
54	$4,001	$591	$3,410	$545,017
55	$4,001	$595	$3,406	$544,422
56	$4,001	$598	$3,403	$543,824
57	$4,001	$602	$3,399	$543,222
58	$4,001	$606	$3,395	$542,616
59	$4,001	$610	$3,391	$542,006
60	$4,001	$613	$3,388	$541,393
61	$4,001	$617	$3,384	$540,775
62	$4,001	$621	$3,380	$540,154
63	$4,001	$625	$3,376	$539,529
64	$4,001	$629	$3,372	$538,900
65	$4,001	$633	$3,368	$538,267
66	$4,001	$637	$3,364	$537,631
67	$4,001	$641	$3,360	$536,990
68	$4,001	$645	$3,356	$536,345
69	$4,001	$649	$3,352	$535,696
70	$4,001	$653	$3,348	$535,043
71	$4,001	$657	$3,344	$534,386
72	$4,001	$661	$3,340	$533,725
73	$4,001	$665	$3,336	$533,060
74	$4,001	$669	$3,332	$532,390
75	$4,001	$674	$3,327	$531,717
76	$4,001	$678	$3,323	$531,039
77	$4,001	$682	$3,319	$530,357
78	$4,001	$686	$3,315	$529,671
79	$4,001	$691	$3,310	$528,980
80	$4,001	$695	$3,306	$528,285
81	$4,001	$699	$3,302	$527,586
82	$4,001	$704	$3,297	$526,883
83	$4,001	$708	$3,293	$526,175
84	$4,001	$712	$3,289	$525,462
85	$4,001	$717	$3,284	$524,745
86	$4,001	$721	$3,280	$524,024
87	$4,001	$726	$3,275	$523,298
88	$4,001	$730	$3,271	$522,568
89	$4,001	$735	$3,266	$521,833
90	$4,001	$740	$3,261	$521,093
91	$4,001	$744	$3,257	$520,349
92	$4,001	$749	$3,252	$519,600
93	$4,001	$754	$3,248	$518,847
94	$4,001	$758	$3,243	$518,089
95	$4,001	$763	$3,238	$517,326
96	$4,001	$768	$3,233	$516,558
97	$4,001	$773	$3,228	$515,785
98	$4,001	$777	$3,224	$515,008
99	$4,001	$782	$3,219	$514,226
100	$4,001	$787	$3,214	$513,439
101	$4,001	$792	$3,209	$512,647
102	$4,001	$797	$3,204	$511,850
103	$4,001	$802	$3,199	$511,048
104	$4,001	$807	$3,194	$510,241
105	$4,001	$812	$3,189	$509,429
106	$4,001	$817	$3,184	$508,612
107	$4,001	$822	$3,179	$507,790
108	$4,001	$827	$3,174	$506,962
109	$4,001	$832	$3,169	$506,130
110	$4,001	$838	$3,163	$505,292
111	$4,001	$843	$3,158	$504,449
112	$4,001	$848	$3,153	$503,601
113	$4,001	$853	$3,148	$502,748
114	$4,001	$859	$3,142	$501,889
115	$4,001	$864	$3,137	$501,025
116	$4,001	$870	$3,131	$500,155
117	$4,001	$875	$3,126	$499,280
118	$4,001	$881	$3,121	$498,399
119	$4,001	$886	$3,115	$497,513
120	$4,001	$892	$3,109	$496,622
121	$4,001	$897	$3,104	$495,725
122	$4,001	$903	$3,098	$494,822
123	$4,001	$908	$3,093	$493,914
124	$4,001	$914	$3,087	$493,000
125	$4,001	$920	$3,081	$492,080
126	$4,001	$926	$3,076	$491,154
127	$4,001	$931	$3,070	$490,223
128	$4,001	$937	$3,064	$489,286
129	$4,001	$943	$3,058	$488,343
130	$4,001	$949	$3,052	$487,394
131	$4,001	$955	$3,046	$486,439
132	$4,001	$961	$3,040	$485,479
133	$4,001	$967	$3,034	$484,512
134	$4,001	$973	$3,028	$483,539
135	$4,001	$979	$3,022	$482,560
136	$4,001	$985	$3,016	$481,575
137	$4,001	$991	$3,010	$480,584
138	$4,001	$997	$3,004	$479,587
139	$4,001	$1,004	$2,997	$478,583
140	$4,001	$1,010	$2,991	$477,573
141	$4,001	$1,016	$2,985	$476,557
142	$4,001	$1,023	$2,978	$475,535
143	$4,001	$1,029	$2,972	$474,506
144	$4,001	$1,035	$2,966	$473,470
145	$4,001	$1,042	$2,959	$472,429
146	$4,001	$1,048	$2,953	$471,380
147	$4,001	$1,055	$2,946	$470,325
148	$4,001	$1,061	$2,940	$469,264
149	$4,001	$1,068	$2,933	$468,196
150	$4,001	$1,075	$2,926	$467,121
151	$4,001	$1,081	$2,920	$466,040
152	$4,001	$1,088	$2,913	$464,951
153	$4,001	$1,095	$2,906	$463,856
154	$4,001	$1,102	$2,899	$462,754
155	$4,001	$1,109	$2,892	$461,646
156	$4,001	$1,116	$2,885	$460,530
157	$4,001	$1,123	$2,878	$459,407
158	$4,001	$1,130	$2,871	$458,277
159	$4,001	$1,137	$2,864	$457,141
160	$4,001	$1,144	$2,857	$455,997
161	$4,001	$1,151	$2,850	$454,846
162	$4,001	$1,158	$2,843	$453,688
163	$4,001	$1,165	$2,836	$452,522
164	$4,001	$1,173	$2,828	$451,349
165	$4,001	$1,180	$2,821	$450,169
166	$4,001	$1,187	$2,814	$448,982
167	$4,001	$1,195	$2,806	$447,787
168	$4,001	$1,202	$2,799	$446,585
169	$4,001	$1,210	$2,791	$445,375
170	$4,001	$1,217	$2,784	$444,157
171	$4,001	$1,225	$2,776	$442,932
172	$4,001	$1,233	$2,768	$441,700
173	$4,001	$1,240	$2,761	$440,459
174	$4,001	$1,248	$2,753	$439,211
175	$4,001	$1,256	$2,745	$437,955
176	$4,001	$1,264	$2,737	$436,692
177	$4,001	$1,272	$2,729	$435,420
178	$4,001	$1,280	$2,721	$434,140
179	$4,001	$1,288	$2,713	$432,853
180	$4,001	$1,296	$2,705	$431,557
181	$4,001	$1,304	$2,697	$430,253
182	$4,001	$1,312	$2,689	$428,941
183	$4,001	$1,320	$2,681	$427,621
184	$4,001	$1,328	$2,673	$426,293
185	$4,001	$1,337	$2,664	$424,956
186	$4,001	$1,345	$2,656	$423,611
187	$4,001	$1,353	$2,648	$422,258
188	$4,001	$1,362	$2,639	$420,896
189	$4,001	$1,370	$2,631	$419,525
190	$4,001	$1,379	$2,622	$418,146
191	$4,001	$1,388	$2,613	$416,759
192	$4,001	$1,396	$2,605	$415,363
193	$4,001	$1,405	$2,596	$413,958
194	$4,001	$1,414	$2,587	$412,544
195	$4,001	$1,423	$2,578	$411,121
196	$4,001	$1,431	$2,570	$409,690
197	$4,001	$1,440	$2,561	$408,249
198	$4,001	$1,449	$2,552	$406,800
199	$4,001	$1,459	$2,543	$405,341
200	$4,001	$1,468	$2,533	$403,874
201	$4,001	$1,477	$2,524	$402,397
202	$4,001	$1,486	$2,515	$400,911
203	$4,001	$1,495	$2,506	$399,416
204	$4,001	$1,505	$2,496	$397,911
205	$4,001	$1,514	$2,487	$396,397
206	$4,001	$1,524	$2,477	$394,873
207	$4,001	$1,533	$2,468	$393,340
208	$4,001	$1,543	$2,458	$391,798
209	$4,001	$1,552	$2,449	$390,245
210	$4,001	$1,562	$2,439	$388,683
211	$4,001	$1,572	$2,429	$387,112
212	$4,001	$1,582	$2,419	$385,530
213	$4,001	$1,591	$2,410	$383,939
214	$4,001	$1,601	$2,400	$382,337
215	$4,001	$1,611	$2,390	$380,726
216	$4,001	$1,621	$2,380	$379,104
217	$4,001	$1,632	$2,369	$377,473
218	$4,001	$1,642	$2,359	$375,831
219	$4,001	$1,652	$2,349	$374,179
220	$4,001	$1,662	$2,339	$372,517
221	$4,001	$1,673	$2,328	$370,844
222	$4,001	$1,683	$2,318	$369,161
223	$4,001	$1,694	$2,307	$367,467
224	$4,001	$1,704	$2,297	$365,763
225	$4,001	$1,715	$2,286	$364,048
226	$4,001	$1,726	$2,275	$362,322
227	$4,001	$1,736	$2,265	$360,585
228	$4,001	$1,747	$2,254	$358,838
229	$4,001	$1,758	$2,243	$357,080
230	$4,001	$1,769	$2,232	$355,311
231	$4,001	$1,780	$2,221	$353,530
232	$4,001	$1,791	$2,210	$351,739
233	$4,001	$1,803	$2,198	$349,936
234	$4,001	$1,814	$2,187	$348,122
235	$4,001	$1,825	$2,176	$346,297
236	$4,001	$1,837	$2,164	$344,460
237	$4,001	$1,848	$2,153	$342,612
238	$4,001	$1,860	$2,141	$340,753
239	$4,001	$1,871	$2,130	$338,881
240	$4,001	$1,883	$2,118	$336,998
241	$4,001	$1,895	$2,106	$335,104
242	$4,001	$1,907	$2,094	$333,197
243	$4,001	$1,919	$2,082	$331,278
244	$4,001	$1,931	$2,070	$329,348
245	$4,001	$1,943	$2,058	$327,405
246	$4,001	$1,955	$2,046	$325,451
247	$4,001	$1,967	$2,034	$323,484
248	$4,001	$1,979	$2,022	$321,504
249	$4,001	$1,992	$2,009	$319,513
250	$4,001	$2,004	$1,997	$317,509
251	$4,001	$2,017	$1,984	$315,492
252	$4,001	$2,029	$1,972	$313,463
253	$4,001	$2,042	$1,959	$311,421
254	$4,001	$2,055	$1,946	$309,367
255	$4,001	$2,067	$1,934	$307,299
256	$4,001	$2,080	$1,921	$305,219
257	$4,001	$2,093	$1,908	$303,125
258	$4,001	$2,106	$1,895	$301,019
259	$4,001	$2,120	$1,881	$298,899
260	$4,001	$2,133	$1,868	$296,766
261	$4,001	$2,146	$1,855	$294,620
262	$4,001	$2,160	$1,841	$292,461
263	$4,001	$2,173	$1,828	$290,287
264	$4,001	$2,187	$1,814	$288,101
265	$4,001	$2,200	$1,801	$285,900
266	$4,001	$2,214	$1,787	$283,686
267	$4,001	$2,228	$1,773	$281,458
268	$4,001	$2,242	$1,759	$279,216
269	$4,001	$2,256	$1,745	$276,961
270	$4,001	$2,270	$1,731	$274,691
271	$4,001	$2,284	$1,717	$272,406
272	$4,001	$2,298	$1,703	$270,108
273	$4,001	$2,313	$1,688	$267,795
274	$4,001	$2,327	$1,674	$265,468
275	$4,001	$2,342	$1,659	$263,126
276	$4,001	$2,356	$1,645	$260,769
277	$4,001	$2,371	$1,630	$258,398
278	$4,001	$2,386	$1,615	$256,012
279	$4,001	$2,401	$1,600	$253,611
280	$4,001	$2,416	$1,585	$251,195
281	$4,001	$2,431	$1,570	$248,764
282	$4,001	$2,446	$1,555	$246,318
283	$4,001	$2,462	$1,539	$243,857
284	$4,001	$2,477	$1,524	$241,380
285	$4,001	$2,492	$1,509	$238,887
286	$4,001	$2,508	$1,493	$236,379
287	$4,001	$2,524	$1,477	$233,856
288	$4,001	$2,539	$1,462	$231,316
289	$4,001	$2,555	$1,446	$228,761
290	$4,001	$2,571	$1,430	$226,190
291	$4,001	$2,587	$1,414	$223,603
292	$4,001	$2,603	$1,398	$220,999
293	$4,001	$2,620	$1,381	$218,379
294	$4,001	$2,636	$1,365	$215,743
295	$4,001	$2,653	$1,348	$213,091
296	$4,001	$2,669	$1,332	$210,421
297	$4,001	$2,686	$1,315	$207,736
298	$4,001	$2,703	$1,298	$205,033
299	$4,001	$2,720	$1,281	$202,313
300	$4,001	$2,737	$1,264	$199,577
301	$4,001	$2,754	$1,247	$196,823
302	$4,001	$2,771	$1,230	$194,052
303	$4,001	$2,788	$1,213	$191,264
304	$4,001	$2,806	$1,195	$188,459
305	$4,001	$2,823	$1,178	$185,635
306	$4,001	$2,841	$1,160	$182,795
307	$4,001	$2,859	$1,142	$179,936
308	$4,001	$2,876	$1,125	$177,060
309	$4,001	$2,894	$1,107	$174,165
310	$4,001	$2,912	$1,089	$171,253
311	$4,001	$2,931	$1,070	$168,322
312	$4,001	$2,949	$1,052	$165,373
313	$4,001	$2,967	$1,034	$162,406
314	$4,001	$2,986	$1,015	$159,420
315	$4,001	$3,005	$996	$156,415
316	$4,001	$3,023	$978	$153,392
317	$4,001	$3,042	$959	$150,350
318	$4,001	$3,061	$940	$147,288
319	$4,001	$3,080	$921	$144,208
320	$4,001	$3,100	$901	$141,108
321	$4,001	$3,119	$882	$137,989
322	$4,001	$3,139	$862	$134,850
323	$4,001	$3,158	$843	$131,692
324	$4,001	$3,178	$823	$128,514
325	$4,001	$3,198	$803	$125,316
326	$4,001	$3,218	$783	$122,099
327	$4,001	$3,238	$763	$118,861
328	$4,001	$3,258	$743	$115,603
329	$4,001	$3,278	$723	$112,324
330	$4,001	$3,299	$702	$109,025
331	$4,001	$3,320	$681	$105,706
332	$4,001	$3,340	$661	$102,365
333	$4,001	$3,361	$640	$99,004
334	$4,001	$3,382	$619	$95,622
335	$4,001	$3,403	$598	$92,219
336	$4,001	$3,425	$576	$88,794
337	$4,001	$3,446	$555	$85,348
338	$4,001	$3,468	$533	$81,880
339	$4,001	$3,489	$512	$78,391
340	$4,001	$3,511	$490	$74,880
341	$4,001	$3,533	$468	$71,347
342	$4,001	$3,555	$446	$67,792
343	$4,001	$3,577	$424	$64,215
344	$4,001	$3,600	$401	$60,615
345	$4,001	$3,622	$379	$56,993
346	$4,001	$3,645	$356	$53,348
347	$4,001	$3,668	$333	$49,680
348	$4,001	$3,691	$311	$45,990
349	$4,001	$3,714	$287	$42,276
350	$4,001	$3,737	$264	$38,540
351	$4,001	$3,760	$241	$34,779
352	$4,001	$3,784	$217	$30,996
353	$4,001	$3,807	$194	$27,189
354	$4,001	$3,831	$170	$23,357
355	$4,001	$3,855	$146	$19,502
356	$4,001	$3,879	$122	$15,623
357	$4,001	$3,903	$98	$11,720
358	$4,001	$3,928	$73	$7,792
359	$4,001	$3,952	$49	$3,840
360	$4,001	$3,977	$24	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of February 24, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.