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340 W Girard Ave

Philadelphia, PA, 19123

For Sale $499,900 ($320.45 per Sq Ft)

$499,900 ($320.45 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

2 Bedrooms
2 Bathrooms
1,560 Sq Ft
1,185 Sq Ft

Description

Welcome to 340 W Girard Avenue, a meticulously maintained and continually upgraded turnkey single-family home in Philadelphia’s hottest neighborhood – Northern Liberties, with Fishtown right next door. Why settle for a cramped condo with high HOA fees when you can own this spacious, move-in-ready home with modern amenities, energy-efficient upgrades, and an unbeatable location? This home features beautiful hardwood floors throughout, creating a seamless and elegant look. The spacious open-concept layout combines the modern kitchen, dining, and living room, providing the perfect space for entertaining.

The chef’s kitchen is designed for both cooking and entertaining, featuring granite countertops and backsplash, a new five-burner gas convection oven, a commercial-grade hood, and a built-in bar area with a commercial-grade bar refrigerator, bar cabinets, and additional counter space. The home is also equipped with a whole-home water filtration and softener system, along with an under-counter reverse osmosis system for the cleanest drinking water possible.

The home offers two spacious bedrooms plus a flexible bonus room, which can be used as a home office, den, or third bedroom, complete with its own full bathroom for added convenience. The primary bedroom includes a large walk-in closet with custom built-ins for ample storage. There are two full bathrooms, both stylishly appointed for modern living.

Recent upgrades and energy-efficient improvements include a super energy-efficient mini-split AC and heat unit, recently serviced and cleaned to perform like new, a new roof installed in 2021, where all old layers were completely removed and replaced for long-term durability, and an upgraded 200-amp electrical panel for increased safety, reliability, and capacity. The home also features a new hot water heater, and all front-facing windows were replaced in 2020 with energy-efficient upgrades to help reduce utility costs.

Step outside to a large private backyard, perfect for gatherings, cookouts, and relaxing evenings. A built-in trash storage area adds convenience and keeps the space tidy.

Located in the heart of Northern Liberties and adjacent to Fishtown, this home offers unparalleled access to Philadelphia’s top restaurants, bars, and nightlife. Liberty Lands Park and the annual Northern Liberties 2nd Street Festival are just steps away. A short walk takes you to Center City, historic downtown, and all of Philadelphia’s riverfront attractions. All major public transportation options are within blocks, making commuting effortless.

Additionally, CMX-2 zoning provides incredible flexibility for future use. Whether you want to continue enjoying this property as a turnkey single-family home or explore options for mixed-use potential, this zoning opens doors for added value. The ability to incorporate a small business, live-work space, or investment opportunity makes this an even more attractive asset in one of Philadelphia’s most vibrant neighborhoods.

This home is not just a place to live. It’s a lifestyle and an investment. Whether you’re looking for turnkey homeownership or a prime property with added flexibility, 340 W Girard Avenue is the opportunity you’ve been waiting for. Schedule your showing today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$499,900
Property Type	Single Family Homes
Usable Sqft	1,560
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1920
Last Sold	Unknown
Sold Price	Unknown

APN #	057208300
MLS #	PAPH2433118
Property ID	321154970
Lot Sqft	1,185
Zoning	CMX2
Days on Market	81
Original List Price	Unknown
Applicances	Commercial Range,Dishwasher,Dryer - Gas,Energy Efficient Appliances,Exhaust Fan,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliances,Washer,Water Dispenser%
Date Updated	March 06, 2025
Date Created	January 10, 2025

Listing Provided By

Albert Perry an agent of . Lic #AB066001

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 01, 2025.

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$3,662
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Estimated payment	$3,662 /mo
Loan amount	$499,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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$3,662
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $758,803 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,495	$371	$3,124	$499,529
2	$3,495	$373	$3,122	$499,156
3	$3,495	$375	$3,120	$498,781
4	$3,495	$378	$3,117	$498,404
5	$3,495	$380	$3,115	$498,024
6	$3,495	$382	$3,113	$497,641
7	$3,495	$385	$3,110	$497,256
8	$3,495	$387	$3,108	$496,869
9	$3,495	$390	$3,105	$496,480
10	$3,495	$392	$3,103	$496,088
11	$3,495	$394	$3,101	$495,693
12	$3,495	$397	$3,098	$495,296
13	$3,495	$399	$3,096	$494,897
14	$3,495	$402	$3,093	$494,495
15	$3,495	$404	$3,091	$494,091
16	$3,495	$407	$3,088	$493,684
17	$3,495	$409	$3,086	$493,274
18	$3,495	$412	$3,083	$492,862
19	$3,495	$415	$3,080	$492,448
20	$3,495	$417	$3,078	$492,030
21	$3,495	$420	$3,075	$491,611
22	$3,495	$422	$3,073	$491,188
23	$3,495	$425	$3,070	$490,763
24	$3,495	$428	$3,067	$490,335
25	$3,495	$430	$3,065	$489,905
26	$3,495	$433	$3,062	$489,472
27	$3,495	$436	$3,059	$489,036
28	$3,495	$439	$3,056	$488,598
29	$3,495	$441	$3,054	$488,156
30	$3,495	$444	$3,051	$487,712
31	$3,495	$447	$3,048	$487,265
32	$3,495	$450	$3,045	$486,816
33	$3,495	$452	$3,043	$486,363
34	$3,495	$455	$3,040	$485,908
35	$3,495	$458	$3,037	$485,450
36	$3,495	$461	$3,034	$484,989
37	$3,495	$464	$3,031	$484,525
38	$3,495	$467	$3,028	$484,059
39	$3,495	$470	$3,025	$483,589
40	$3,495	$473	$3,022	$483,117
41	$3,495	$476	$3,019	$482,641
42	$3,495	$478	$3,017	$482,163
43	$3,495	$481	$3,014	$481,681
44	$3,495	$484	$3,011	$481,197
45	$3,495	$488	$3,007	$480,709
46	$3,495	$491	$3,004	$480,218
47	$3,495	$494	$3,001	$479,725
48	$3,495	$497	$2,998	$479,228
49	$3,495	$500	$2,995	$478,728
50	$3,495	$503	$2,992	$478,225
51	$3,495	$506	$2,989	$477,719
52	$3,495	$509	$2,986	$477,210
53	$3,495	$512	$2,983	$476,698
54	$3,495	$516	$2,979	$476,182
55	$3,495	$519	$2,976	$475,663
56	$3,495	$522	$2,973	$475,141
57	$3,495	$525	$2,970	$474,616
58	$3,495	$529	$2,966	$474,087
59	$3,495	$532	$2,963	$473,555
60	$3,495	$535	$2,960	$473,020
61	$3,495	$539	$2,956	$472,481
62	$3,495	$542	$2,953	$471,939
63	$3,495	$545	$2,950	$471,394
64	$3,495	$549	$2,946	$470,845
65	$3,495	$552	$2,943	$470,293
66	$3,495	$556	$2,939	$469,737
67	$3,495	$559	$2,936	$469,178
68	$3,495	$563	$2,932	$468,615
69	$3,495	$566	$2,929	$468,049
70	$3,495	$570	$2,925	$467,479
71	$3,495	$573	$2,922	$466,906
72	$3,495	$577	$2,918	$466,329
73	$3,495	$580	$2,915	$465,749
74	$3,495	$584	$2,911	$465,165
75	$3,495	$588	$2,907	$464,577
76	$3,495	$591	$2,904	$463,986
77	$3,495	$595	$2,900	$463,391
78	$3,495	$599	$2,896	$462,792
79	$3,495	$603	$2,892	$462,189
80	$3,495	$606	$2,889	$461,583
81	$3,495	$610	$2,885	$460,973
82	$3,495	$614	$2,881	$460,359
83	$3,495	$618	$2,877	$459,741
84	$3,495	$622	$2,873	$459,119
85	$3,495	$626	$2,870	$458,494
86	$3,495	$629	$2,866	$457,865
87	$3,495	$633	$2,862	$457,231
88	$3,495	$637	$2,858	$456,594
89	$3,495	$641	$2,854	$455,953
90	$3,495	$645	$2,850	$455,307
91	$3,495	$649	$2,846	$454,658
92	$3,495	$653	$2,842	$454,005
93	$3,495	$657	$2,838	$453,347
94	$3,495	$662	$2,833	$452,686
95	$3,495	$666	$2,829	$452,020
96	$3,495	$670	$2,825	$451,350
97	$3,495	$674	$2,821	$450,676
98	$3,495	$678	$2,817	$449,998
99	$3,495	$683	$2,812	$449,315
100	$3,495	$687	$2,808	$448,628
101	$3,495	$691	$2,804	$447,937
102	$3,495	$695	$2,800	$447,242
103	$3,495	$700	$2,795	$446,542
104	$3,495	$704	$2,791	$445,838
105	$3,495	$709	$2,786	$445,130
106	$3,495	$713	$2,782	$444,417
107	$3,495	$717	$2,778	$443,699
108	$3,495	$722	$2,773	$442,977
109	$3,495	$726	$2,769	$442,251
110	$3,495	$731	$2,764	$441,520
111	$3,495	$736	$2,760	$440,784
112	$3,495	$740	$2,755	$440,044
113	$3,495	$745	$2,750	$439,300
114	$3,495	$749	$2,746	$438,550
115	$3,495	$754	$2,741	$437,796
116	$3,495	$759	$2,736	$437,037
117	$3,495	$764	$2,731	$436,274
118	$3,495	$768	$2,727	$435,506
119	$3,495	$773	$2,722	$434,733
120	$3,495	$778	$2,717	$433,955
121	$3,495	$783	$2,712	$433,172
122	$3,495	$788	$2,707	$432,384
123	$3,495	$793	$2,702	$431,592
124	$3,495	$798	$2,697	$430,794
125	$3,495	$803	$2,692	$429,991
126	$3,495	$808	$2,687	$429,184
127	$3,495	$813	$2,682	$428,371
128	$3,495	$818	$2,677	$427,554
129	$3,495	$823	$2,672	$426,731
130	$3,495	$828	$2,667	$425,903
131	$3,495	$833	$2,662	$425,070
132	$3,495	$838	$2,657	$424,232
133	$3,495	$844	$2,651	$423,388
134	$3,495	$849	$2,646	$422,539
135	$3,495	$854	$2,641	$421,685
136	$3,495	$859	$2,636	$420,826
137	$3,495	$865	$2,630	$419,961
138	$3,495	$870	$2,625	$419,090
139	$3,495	$876	$2,619	$418,215
140	$3,495	$881	$2,614	$417,334
141	$3,495	$887	$2,608	$416,447
142	$3,495	$892	$2,603	$415,555
143	$3,495	$898	$2,597	$414,657
144	$3,495	$903	$2,592	$413,754
145	$3,495	$909	$2,586	$412,845
146	$3,495	$915	$2,580	$411,930
147	$3,495	$920	$2,575	$411,009
148	$3,495	$926	$2,569	$410,083
149	$3,495	$932	$2,563	$409,151
150	$3,495	$938	$2,557	$408,213
151	$3,495	$944	$2,551	$407,270
152	$3,495	$950	$2,545	$406,320
153	$3,495	$956	$2,540	$405,365
154	$3,495	$961	$2,534	$404,403
155	$3,495	$967	$2,528	$403,436
156	$3,495	$974	$2,521	$402,462
157	$3,495	$980	$2,515	$401,483
158	$3,495	$986	$2,509	$400,497
159	$3,495	$992	$2,503	$399,505
160	$3,495	$998	$2,497	$398,507
161	$3,495	$1,004	$2,491	$397,503
162	$3,495	$1,011	$2,484	$396,492
163	$3,495	$1,017	$2,478	$395,475
164	$3,495	$1,023	$2,472	$394,452
165	$3,495	$1,030	$2,465	$393,422
166	$3,495	$1,036	$2,459	$392,386
167	$3,495	$1,043	$2,452	$391,343
168	$3,495	$1,049	$2,446	$390,294
169	$3,495	$1,056	$2,439	$389,239
170	$3,495	$1,062	$2,433	$388,176
171	$3,495	$1,069	$2,426	$387,107
172	$3,495	$1,076	$2,419	$386,032
173	$3,495	$1,082	$2,413	$384,950
174	$3,495	$1,089	$2,406	$383,860
175	$3,495	$1,096	$2,399	$382,765
176	$3,495	$1,103	$2,392	$381,662
177	$3,495	$1,110	$2,385	$380,552
178	$3,495	$1,117	$2,378	$379,436
179	$3,495	$1,124	$2,371	$378,312
180	$3,495	$1,131	$2,364	$377,182
181	$3,495	$1,138	$2,357	$376,044
182	$3,495	$1,145	$2,350	$374,899
183	$3,495	$1,152	$2,343	$373,747
184	$3,495	$1,159	$2,336	$372,588
185	$3,495	$1,166	$2,329	$371,422
186	$3,495	$1,174	$2,321	$370,248
187	$3,495	$1,181	$2,314	$369,067
188	$3,495	$1,188	$2,307	$367,879
189	$3,495	$1,196	$2,299	$366,683
190	$3,495	$1,203	$2,292	$365,480
191	$3,495	$1,211	$2,284	$364,269
192	$3,495	$1,218	$2,277	$363,051
193	$3,495	$1,226	$2,269	$361,825
194	$3,495	$1,234	$2,261	$360,592
195	$3,495	$1,241	$2,254	$359,350
196	$3,495	$1,249	$2,246	$358,101
197	$3,495	$1,257	$2,238	$356,844
198	$3,495	$1,265	$2,230	$355,580
199	$3,495	$1,273	$2,222	$354,307
200	$3,495	$1,281	$2,214	$353,026
201	$3,495	$1,289	$2,206	$351,738
202	$3,495	$1,297	$2,198	$350,441
203	$3,495	$1,305	$2,190	$349,136
204	$3,495	$1,313	$2,182	$347,823
205	$3,495	$1,321	$2,174	$346,502
206	$3,495	$1,329	$2,166	$345,173
207	$3,495	$1,338	$2,157	$343,835
208	$3,495	$1,346	$2,149	$342,489
209	$3,495	$1,354	$2,141	$341,135
210	$3,495	$1,363	$2,132	$339,772
211	$3,495	$1,371	$2,124	$338,401
212	$3,495	$1,380	$2,115	$337,021
213	$3,495	$1,389	$2,106	$335,632
214	$3,495	$1,397	$2,098	$334,235
215	$3,495	$1,406	$2,089	$332,829
216	$3,495	$1,415	$2,080	$331,414
217	$3,495	$1,424	$2,071	$329,990
218	$3,495	$1,433	$2,062	$328,558
219	$3,495	$1,442	$2,053	$327,116
220	$3,495	$1,451	$2,044	$325,666
221	$3,495	$1,460	$2,035	$324,206
222	$3,495	$1,469	$2,026	$322,737
223	$3,495	$1,478	$2,017	$321,259
224	$3,495	$1,487	$2,008	$319,772
225	$3,495	$1,496	$1,999	$318,276
226	$3,495	$1,506	$1,989	$316,770
227	$3,495	$1,515	$1,980	$315,255
228	$3,495	$1,525	$1,970	$313,730
229	$3,495	$1,534	$1,961	$312,196
230	$3,495	$1,544	$1,951	$310,652
231	$3,495	$1,553	$1,942	$309,099
232	$3,495	$1,563	$1,932	$307,536
233	$3,495	$1,573	$1,922	$305,963
234	$3,495	$1,583	$1,912	$304,380
235	$3,495	$1,593	$1,902	$302,787
236	$3,495	$1,603	$1,892	$301,185
237	$3,495	$1,613	$1,882	$299,572
238	$3,495	$1,623	$1,872	$297,950
239	$3,495	$1,633	$1,862	$296,317
240	$3,495	$1,643	$1,852	$294,674
241	$3,495	$1,653	$1,842	$293,020
242	$3,495	$1,664	$1,831	$291,357
243	$3,495	$1,674	$1,821	$289,683
244	$3,495	$1,684	$1,811	$287,998
245	$3,495	$1,695	$1,800	$286,303
246	$3,495	$1,706	$1,789	$284,598
247	$3,495	$1,716	$1,779	$282,881
248	$3,495	$1,727	$1,768	$281,154
249	$3,495	$1,738	$1,757	$279,417
250	$3,495	$1,749	$1,746	$277,668
251	$3,495	$1,760	$1,735	$275,908
252	$3,495	$1,771	$1,724	$274,138
253	$3,495	$1,782	$1,713	$272,356
254	$3,495	$1,793	$1,702	$270,563
255	$3,495	$1,804	$1,691	$268,759
256	$3,495	$1,815	$1,680	$266,944
257	$3,495	$1,827	$1,668	$265,118
258	$3,495	$1,838	$1,657	$263,280
259	$3,495	$1,850	$1,646	$261,430
260	$3,495	$1,861	$1,634	$259,569
261	$3,495	$1,873	$1,622	$257,696
262	$3,495	$1,884	$1,611	$255,812
263	$3,495	$1,896	$1,599	$253,916
264	$3,495	$1,908	$1,587	$252,008
265	$3,495	$1,920	$1,575	$250,088
266	$3,495	$1,932	$1,563	$248,156
267	$3,495	$1,944	$1,551	$246,212
268	$3,495	$1,956	$1,539	$244,256
269	$3,495	$1,968	$1,527	$242,287
270	$3,495	$1,981	$1,514	$240,306
271	$3,495	$1,993	$1,502	$238,313
272	$3,495	$2,006	$1,489	$236,308
273	$3,495	$2,018	$1,477	$234,290
274	$3,495	$2,031	$1,464	$232,259
275	$3,495	$2,043	$1,452	$230,216
276	$3,495	$2,056	$1,439	$228,160
277	$3,495	$2,069	$1,426	$226,091
278	$3,495	$2,082	$1,413	$224,009
279	$3,495	$2,095	$1,400	$221,914
280	$3,495	$2,108	$1,387	$219,806
281	$3,495	$2,121	$1,374	$217,684
282	$3,495	$2,134	$1,361	$215,550
283	$3,495	$2,148	$1,347	$213,402
284	$3,495	$2,161	$1,334	$211,241
285	$3,495	$2,175	$1,320	$209,066
286	$3,495	$2,188	$1,307	$206,878
287	$3,495	$2,202	$1,293	$204,676
288	$3,495	$2,216	$1,279	$202,460
289	$3,495	$2,230	$1,265	$200,230
290	$3,495	$2,244	$1,251	$197,987
291	$3,495	$2,258	$1,237	$195,729
292	$3,495	$2,272	$1,223	$193,458
293	$3,495	$2,286	$1,209	$191,172
294	$3,495	$2,300	$1,195	$188,872
295	$3,495	$2,315	$1,180	$186,557
296	$3,495	$2,329	$1,166	$184,228
297	$3,495	$2,344	$1,151	$181,884
298	$3,495	$2,358	$1,137	$179,526
299	$3,495	$2,373	$1,122	$177,153
300	$3,495	$2,388	$1,107	$174,765
301	$3,495	$2,403	$1,092	$172,363
302	$3,495	$2,418	$1,077	$169,945
303	$3,495	$2,433	$1,062	$167,512
304	$3,495	$2,448	$1,047	$165,064
305	$3,495	$2,463	$1,032	$162,601
306	$3,495	$2,479	$1,016	$160,122
307	$3,495	$2,494	$1,001	$157,628
308	$3,495	$2,510	$985	$155,118
309	$3,495	$2,526	$969	$152,592
310	$3,495	$2,541	$954	$150,051
311	$3,495	$2,557	$938	$147,494
312	$3,495	$2,573	$922	$144,921
313	$3,495	$2,589	$906	$142,331
314	$3,495	$2,605	$890	$139,726
315	$3,495	$2,622	$873	$137,104
316	$3,495	$2,638	$857	$134,466
317	$3,495	$2,655	$840	$131,812
318	$3,495	$2,671	$824	$129,140
319	$3,495	$2,688	$807	$126,453
320	$3,495	$2,705	$790	$123,748
321	$3,495	$2,722	$773	$121,026
322	$3,495	$2,739	$756	$118,288
323	$3,495	$2,756	$739	$115,532
324	$3,495	$2,773	$722	$112,759
325	$3,495	$2,790	$705	$109,969
326	$3,495	$2,808	$687	$107,161
327	$3,495	$2,825	$670	$104,336
328	$3,495	$2,843	$652	$101,493
329	$3,495	$2,861	$634	$98,632
330	$3,495	$2,879	$616	$95,754
331	$3,495	$2,897	$598	$92,857
332	$3,495	$2,915	$580	$89,943
333	$3,495	$2,933	$562	$87,010
334	$3,495	$2,951	$544	$84,059
335	$3,495	$2,970	$525	$81,089
336	$3,495	$2,988	$507	$78,101
337	$3,495	$3,007	$488	$75,094
338	$3,495	$3,026	$469	$72,068
339	$3,495	$3,045	$450	$69,024
340	$3,495	$3,064	$431	$65,960
341	$3,495	$3,083	$412	$62,877
342	$3,495	$3,102	$393	$59,775
343	$3,495	$3,121	$374	$56,654
344	$3,495	$3,141	$354	$53,513
345	$3,495	$3,161	$334	$50,352
346	$3,495	$3,180	$315	$47,172
347	$3,495	$3,200	$295	$43,972
348	$3,495	$3,220	$275	$40,752
349	$3,495	$3,240	$255	$37,512
350	$3,495	$3,261	$234	$34,251
351	$3,495	$3,281	$214	$30,970
352	$3,495	$3,301	$194	$27,669
353	$3,495	$3,322	$173	$24,347
354	$3,495	$3,343	$152	$21,004
355	$3,495	$3,364	$131	$17,640
356	$3,495	$3,385	$110	$14,255
357	$3,495	$3,406	$89	$10,849
358	$3,495	$3,427	$68	$7,422
359	$3,495	$3,449	$46	$3,973
360	$3,495	$3,470	$25	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.