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440 Winifred St

Fort Bragg, CA, 95437

For Sale $675,000 ($604.84 per Sq Ft)

$675,000 ($604.84 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

2 Bedrooms
1 Bathrooms
1,116 Sq Ft
7,405 Sq Ft

Description

Back on the market! Situated in the coveted NE neighborhood, this charming 2-bedroom, 1-bath cottage offers an ideal living experience just steps from the coastal trail and downtown. The corner lot home is move-in ready with recent updates including a 5-year-old roof, newer electrical panel, fresh flooring, some new windows, new counters, and paint. Large west-facing windows provide beautiful views of treetops and open sky, while the bright kitchen opens to a lovely dining room featuring coffered ceiling and wainscoting. A welcoming living room fireplace and central heat ensure comfort throughout the seasons. The private rear yard is fully fenced and landscaped with a sunny patio, complemented by a detached garage and small studio along the west side alley. Abundant storage and meticulous maintenance make this home a rare find for buyers seeking a turnkey property in a desirable location.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$675,000
Property Type	Single Family Homes
Usable Sqft	1,116
Number of Stories	0 stories
Parking Spots	1 spots
Year Built	1932
Last Sold	Unknown
Sold Price	Unknown

APN #	0080850500
MLS #	C110867
Property ID	321216696
Lot Sqft	7,405
Zoning	RL
Days on Market	59
Original List Price	$687,000
Date Updated	February 27, 2025
Date Created	January 24, 2025

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Your payment
$4,887
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$4,887 /mo
Loan amount	$675,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,887
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,023,793 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,720	$501	$4,219	$674,499
2	$4,720	$504	$4,216	$673,994
3	$4,720	$508	$4,212	$673,487
4	$4,720	$511	$4,209	$672,976
5	$4,720	$514	$4,206	$672,462
6	$4,720	$517	$4,203	$671,945
7	$4,720	$520	$4,200	$671,425
8	$4,720	$524	$4,196	$670,901
9	$4,720	$527	$4,193	$670,374
10	$4,720	$530	$4,190	$669,844
11	$4,720	$533	$4,187	$669,311
12	$4,720	$537	$4,183	$668,774
13	$4,720	$540	$4,180	$668,234
14	$4,720	$544	$4,176	$667,690
15	$4,720	$547	$4,173	$667,143
16	$4,720	$550	$4,170	$666,593
17	$4,720	$554	$4,166	$666,039
18	$4,720	$557	$4,163	$665,482
19	$4,720	$561	$4,159	$664,921
20	$4,720	$564	$4,156	$664,357
21	$4,720	$568	$4,152	$663,789
22	$4,720	$571	$4,149	$663,218
23	$4,720	$575	$4,145	$662,643
24	$4,720	$578	$4,142	$662,064
25	$4,720	$582	$4,138	$661,482
26	$4,720	$586	$4,134	$660,897
27	$4,720	$589	$4,131	$660,307
28	$4,720	$593	$4,127	$659,714
29	$4,720	$597	$4,123	$659,117
30	$4,720	$601	$4,119	$658,517
31	$4,720	$604	$4,116	$657,912
32	$4,720	$608	$4,112	$657,304
33	$4,720	$612	$4,108	$656,693
34	$4,720	$616	$4,104	$656,077
35	$4,720	$620	$4,100	$655,457
36	$4,720	$623	$4,097	$654,834
37	$4,720	$627	$4,093	$654,207
38	$4,720	$631	$4,089	$653,576
39	$4,720	$635	$4,085	$652,940
40	$4,720	$639	$4,081	$652,301
41	$4,720	$643	$4,077	$651,658
42	$4,720	$647	$4,073	$651,011
43	$4,720	$651	$4,069	$650,360
44	$4,720	$655	$4,065	$649,705
45	$4,720	$659	$4,061	$649,045
46	$4,720	$663	$4,057	$648,382
47	$4,720	$668	$4,052	$647,714
48	$4,720	$672	$4,048	$647,042
49	$4,720	$676	$4,044	$646,366
50	$4,720	$680	$4,040	$645,686
51	$4,720	$684	$4,036	$645,002
52	$4,720	$689	$4,031	$644,313
53	$4,720	$693	$4,027	$643,620
54	$4,720	$697	$4,023	$642,923
55	$4,720	$702	$4,018	$642,221
56	$4,720	$706	$4,014	$641,515
57	$4,720	$711	$4,009	$640,804
58	$4,720	$715	$4,005	$640,089
59	$4,720	$719	$4,001	$639,370
60	$4,720	$724	$3,996	$638,646
61	$4,720	$728	$3,992	$637,917
62	$4,720	$733	$3,987	$637,184
63	$4,720	$738	$3,982	$636,447
64	$4,720	$742	$3,978	$635,704
65	$4,720	$747	$3,973	$634,958
66	$4,720	$752	$3,968	$634,206
67	$4,720	$756	$3,964	$633,450
68	$4,720	$761	$3,959	$632,689
69	$4,720	$766	$3,954	$631,923
70	$4,720	$770	$3,950	$631,153
71	$4,720	$775	$3,945	$630,378
72	$4,720	$780	$3,940	$629,597
73	$4,720	$785	$3,935	$628,812
74	$4,720	$790	$3,930	$628,022
75	$4,720	$795	$3,925	$627,228
76	$4,720	$800	$3,920	$626,428
77	$4,720	$805	$3,915	$625,623
78	$4,720	$810	$3,910	$624,813
79	$4,720	$815	$3,905	$623,998
80	$4,720	$820	$3,900	$623,178
81	$4,720	$825	$3,895	$622,353
82	$4,720	$830	$3,890	$621,523
83	$4,720	$835	$3,885	$620,687
84	$4,720	$841	$3,879	$619,846
85	$4,720	$846	$3,874	$619,001
86	$4,720	$851	$3,869	$618,149
87	$4,720	$857	$3,863	$617,293
88	$4,720	$862	$3,858	$616,431
89	$4,720	$867	$3,853	$615,563
90	$4,720	$873	$3,847	$614,691
91	$4,720	$878	$3,842	$613,813
92	$4,720	$884	$3,836	$612,929
93	$4,720	$889	$3,831	$612,040
94	$4,720	$895	$3,825	$611,145
95	$4,720	$900	$3,820	$610,245
96	$4,720	$906	$3,814	$609,339
97	$4,720	$912	$3,808	$608,427
98	$4,720	$917	$3,803	$607,510
99	$4,720	$923	$3,797	$606,587
100	$4,720	$929	$3,791	$605,658
101	$4,720	$935	$3,785	$604,723
102	$4,720	$940	$3,780	$603,783
103	$4,720	$946	$3,774	$602,836
104	$4,720	$952	$3,768	$601,884
105	$4,720	$958	$3,762	$600,926
106	$4,720	$964	$3,756	$599,962
107	$4,720	$970	$3,750	$598,991
108	$4,720	$976	$3,744	$598,015
109	$4,720	$982	$3,738	$597,033
110	$4,720	$989	$3,731	$596,044
111	$4,720	$995	$3,725	$595,049
112	$4,720	$1,001	$3,719	$594,048
113	$4,720	$1,007	$3,713	$593,041
114	$4,720	$1,013	$3,707	$592,028
115	$4,720	$1,020	$3,700	$591,008
116	$4,720	$1,026	$3,694	$589,982
117	$4,720	$1,033	$3,687	$588,949
118	$4,720	$1,039	$3,681	$587,910
119	$4,720	$1,046	$3,674	$586,865
120	$4,720	$1,052	$3,668	$585,812
121	$4,720	$1,059	$3,661	$584,754
122	$4,720	$1,065	$3,655	$583,688
123	$4,720	$1,072	$3,648	$582,616
124	$4,720	$1,079	$3,641	$581,538
125	$4,720	$1,085	$3,635	$580,452
126	$4,720	$1,092	$3,628	$579,360
127	$4,720	$1,099	$3,621	$578,261
128	$4,720	$1,106	$3,614	$577,155
129	$4,720	$1,113	$3,607	$576,043
130	$4,720	$1,120	$3,600	$574,923
131	$4,720	$1,127	$3,593	$573,796
132	$4,720	$1,134	$3,586	$572,662
133	$4,720	$1,141	$3,579	$571,522
134	$4,720	$1,148	$3,572	$570,374
135	$4,720	$1,155	$3,565	$569,218
136	$4,720	$1,162	$3,558	$568,056
137	$4,720	$1,170	$3,550	$566,886
138	$4,720	$1,177	$3,543	$565,709
139	$4,720	$1,184	$3,536	$564,525
140	$4,720	$1,192	$3,528	$563,333
141	$4,720	$1,199	$3,521	$562,134
142	$4,720	$1,207	$3,513	$560,928
143	$4,720	$1,214	$3,506	$559,713
144	$4,720	$1,222	$3,498	$558,492
145	$4,720	$1,229	$3,491	$557,262
146	$4,720	$1,237	$3,483	$556,025
147	$4,720	$1,245	$3,475	$554,780
148	$4,720	$1,253	$3,467	$553,528
149	$4,720	$1,260	$3,460	$552,267
150	$4,720	$1,268	$3,452	$550,999
151	$4,720	$1,276	$3,444	$549,722
152	$4,720	$1,284	$3,436	$548,438
153	$4,720	$1,292	$3,428	$547,146
154	$4,720	$1,300	$3,420	$545,846
155	$4,720	$1,308	$3,412	$544,537
156	$4,720	$1,317	$3,403	$543,221
157	$4,720	$1,325	$3,395	$541,896
158	$4,720	$1,333	$3,387	$540,563
159	$4,720	$1,341	$3,379	$539,221
160	$4,720	$1,350	$3,370	$537,871
161	$4,720	$1,358	$3,362	$536,513
162	$4,720	$1,367	$3,353	$535,146
163	$4,720	$1,375	$3,345	$533,771
164	$4,720	$1,384	$3,336	$532,387
165	$4,720	$1,393	$3,327	$530,994
166	$4,720	$1,401	$3,319	$529,593
167	$4,720	$1,410	$3,310	$528,183
168	$4,720	$1,419	$3,301	$526,764
169	$4,720	$1,428	$3,292	$525,336
170	$4,720	$1,437	$3,283	$523,900
171	$4,720	$1,446	$3,274	$522,454
172	$4,720	$1,455	$3,265	$520,999
173	$4,720	$1,464	$3,256	$519,536
174	$4,720	$1,473	$3,247	$518,063
175	$4,720	$1,482	$3,238	$516,581
176	$4,720	$1,491	$3,229	$515,089
177	$4,720	$1,501	$3,219	$513,589
178	$4,720	$1,510	$3,210	$512,078
179	$4,720	$1,520	$3,200	$510,559
180	$4,720	$1,529	$3,191	$509,030
181	$4,720	$1,539	$3,181	$507,491
182	$4,720	$1,548	$3,172	$505,943
183	$4,720	$1,558	$3,162	$504,385
184	$4,720	$1,568	$3,152	$502,818
185	$4,720	$1,577	$3,143	$501,240
186	$4,720	$1,587	$3,133	$499,653
187	$4,720	$1,597	$3,123	$498,056
188	$4,720	$1,607	$3,113	$496,449
189	$4,720	$1,617	$3,103	$494,832
190	$4,720	$1,627	$3,093	$493,204
191	$4,720	$1,637	$3,083	$491,567
192	$4,720	$1,648	$3,072	$489,919
193	$4,720	$1,658	$3,062	$488,261
194	$4,720	$1,668	$3,052	$486,593
195	$4,720	$1,679	$3,041	$484,914
196	$4,720	$1,689	$3,031	$483,225
197	$4,720	$1,700	$3,020	$481,525
198	$4,720	$1,710	$3,010	$479,814
199	$4,720	$1,721	$2,999	$478,093
200	$4,720	$1,732	$2,988	$476,361
201	$4,720	$1,743	$2,977	$474,619
202	$4,720	$1,754	$2,966	$472,865
203	$4,720	$1,765	$2,955	$471,100
204	$4,720	$1,776	$2,944	$469,325
205	$4,720	$1,787	$2,933	$467,538
206	$4,720	$1,798	$2,922	$465,740
207	$4,720	$1,809	$2,911	$463,931
208	$4,720	$1,820	$2,900	$462,111
209	$4,720	$1,832	$2,888	$460,279
210	$4,720	$1,843	$2,877	$458,435
211	$4,720	$1,855	$2,865	$456,581
212	$4,720	$1,866	$2,854	$454,714
213	$4,720	$1,878	$2,842	$452,836
214	$4,720	$1,890	$2,830	$450,947
215	$4,720	$1,902	$2,818	$449,045
216	$4,720	$1,913	$2,807	$447,131
217	$4,720	$1,925	$2,795	$445,206
218	$4,720	$1,937	$2,783	$443,269
219	$4,720	$1,950	$2,770	$441,319
220	$4,720	$1,962	$2,758	$439,357
221	$4,720	$1,974	$2,746	$437,383
222	$4,720	$1,986	$2,734	$435,397
223	$4,720	$1,999	$2,721	$433,398
224	$4,720	$2,011	$2,709	$431,387
225	$4,720	$2,024	$2,696	$429,363
226	$4,720	$2,036	$2,684	$427,327
227	$4,720	$2,049	$2,671	$425,277
228	$4,720	$2,062	$2,658	$423,215
229	$4,720	$2,075	$2,645	$421,140
230	$4,720	$2,088	$2,632	$419,053
231	$4,720	$2,101	$2,619	$416,952
232	$4,720	$2,114	$2,606	$414,838
233	$4,720	$2,127	$2,593	$412,710
234	$4,720	$2,141	$2,579	$410,570
235	$4,720	$2,154	$2,566	$408,416
236	$4,720	$2,167	$2,553	$406,248
237	$4,720	$2,181	$2,539	$404,067
238	$4,720	$2,195	$2,525	$401,873
239	$4,720	$2,208	$2,512	$399,665
240	$4,720	$2,222	$2,498	$397,442
241	$4,720	$2,236	$2,484	$395,207
242	$4,720	$2,250	$2,470	$392,957
243	$4,720	$2,264	$2,456	$390,693
244	$4,720	$2,278	$2,442	$388,414
245	$4,720	$2,292	$2,428	$386,122
246	$4,720	$2,307	$2,413	$383,815
247	$4,720	$2,321	$2,399	$381,494
248	$4,720	$2,336	$2,384	$379,158
249	$4,720	$2,350	$2,370	$376,808
250	$4,720	$2,365	$2,355	$374,443
251	$4,720	$2,380	$2,340	$372,063
252	$4,720	$2,395	$2,325	$369,669
253	$4,720	$2,410	$2,310	$367,259
254	$4,720	$2,425	$2,295	$364,835
255	$4,720	$2,440	$2,280	$362,395
256	$4,720	$2,455	$2,265	$359,940
257	$4,720	$2,470	$2,250	$357,469
258	$4,720	$2,486	$2,234	$354,984
259	$4,720	$2,501	$2,219	$352,482
260	$4,720	$2,517	$2,203	$349,965
261	$4,720	$2,533	$2,187	$347,433
262	$4,720	$2,549	$2,171	$344,884
263	$4,720	$2,564	$2,156	$342,320
264	$4,720	$2,581	$2,140	$339,739
265	$4,720	$2,597	$2,123	$337,142
266	$4,720	$2,613	$2,107	$334,530
267	$4,720	$2,629	$2,091	$331,900
268	$4,720	$2,646	$2,074	$329,255
269	$4,720	$2,662	$2,058	$326,593
270	$4,720	$2,679	$2,041	$323,914
271	$4,720	$2,696	$2,024	$321,218
272	$4,720	$2,712	$2,008	$318,506
273	$4,720	$2,729	$1,991	$315,777
274	$4,720	$2,746	$1,974	$313,030
275	$4,720	$2,764	$1,956	$310,267
276	$4,720	$2,781	$1,939	$307,486
277	$4,720	$2,798	$1,922	$304,688
278	$4,720	$2,816	$1,904	$301,872
279	$4,720	$2,833	$1,887	$299,039
280	$4,720	$2,851	$1,869	$296,188
281	$4,720	$2,869	$1,851	$293,319
282	$4,720	$2,887	$1,833	$290,432
283	$4,720	$2,905	$1,815	$287,527
284	$4,720	$2,923	$1,797	$284,604
285	$4,720	$2,941	$1,779	$281,663
286	$4,720	$2,960	$1,760	$278,703
287	$4,720	$2,978	$1,742	$275,725
288	$4,720	$2,997	$1,723	$272,729
289	$4,720	$3,015	$1,705	$269,713
290	$4,720	$3,034	$1,686	$266,679
291	$4,720	$3,053	$1,667	$263,626
292	$4,720	$3,072	$1,648	$260,553
293	$4,720	$3,092	$1,628	$257,462
294	$4,720	$3,111	$1,609	$254,351
295	$4,720	$3,130	$1,590	$251,220
296	$4,720	$3,150	$1,570	$248,071
297	$4,720	$3,170	$1,550	$244,901
298	$4,720	$3,189	$1,531	$241,712
299	$4,720	$3,209	$1,511	$238,502
300	$4,720	$3,229	$1,491	$235,273
301	$4,720	$3,250	$1,470	$232,023
302	$4,720	$3,270	$1,450	$228,754
303	$4,720	$3,290	$1,430	$225,463
304	$4,720	$3,311	$1,409	$222,152
305	$4,720	$3,332	$1,388	$218,821
306	$4,720	$3,352	$1,368	$215,469
307	$4,720	$3,373	$1,347	$212,095
308	$4,720	$3,394	$1,326	$208,701
309	$4,720	$3,416	$1,304	$205,285
310	$4,720	$3,437	$1,283	$201,848
311	$4,720	$3,458	$1,262	$198,390
312	$4,720	$3,480	$1,240	$194,910
313	$4,720	$3,502	$1,218	$191,408
314	$4,720	$3,524	$1,196	$187,884
315	$4,720	$3,546	$1,174	$184,339
316	$4,720	$3,568	$1,152	$180,771
317	$4,720	$3,590	$1,130	$177,180
318	$4,720	$3,613	$1,107	$173,568
319	$4,720	$3,635	$1,085	$169,933
320	$4,720	$3,658	$1,062	$166,275
321	$4,720	$3,681	$1,039	$162,594
322	$4,720	$3,704	$1,016	$158,890
323	$4,720	$3,727	$993	$155,163
324	$4,720	$3,750	$970	$151,413
325	$4,720	$3,774	$946	$147,639
326	$4,720	$3,797	$923	$143,842
327	$4,720	$3,821	$899	$140,021
328	$4,720	$3,845	$875	$136,176
329	$4,720	$3,869	$851	$132,307
330	$4,720	$3,893	$827	$128,414
331	$4,720	$3,917	$803	$124,497
332	$4,720	$3,942	$778	$120,555
333	$4,720	$3,967	$753	$116,588
334	$4,720	$3,991	$729	$112,597
335	$4,720	$4,016	$704	$108,581
336	$4,720	$4,041	$679	$104,539
337	$4,720	$4,067	$653	$100,473
338	$4,720	$4,092	$628	$96,381
339	$4,720	$4,118	$602	$92,263
340	$4,720	$4,143	$577	$88,120
341	$4,720	$4,169	$551	$83,950
342	$4,720	$4,195	$525	$79,755
343	$4,720	$4,222	$498	$75,534
344	$4,720	$4,248	$472	$71,286
345	$4,720	$4,274	$446	$67,011
346	$4,720	$4,301	$419	$62,710
347	$4,720	$4,328	$392	$58,382
348	$4,720	$4,355	$365	$54,027
349	$4,720	$4,382	$338	$49,645
350	$4,720	$4,410	$310	$45,235
351	$4,720	$4,437	$283	$40,798
352	$4,720	$4,465	$255	$36,333
353	$4,720	$4,493	$227	$31,840
354	$4,720	$4,521	$199	$27,319
355	$4,720	$4,549	$171	$22,769
356	$4,720	$4,578	$142	$18,192
357	$4,720	$4,606	$114	$13,585
358	$4,720	$4,635	$85	$8,950
359	$4,720	$4,664	$56	$4,286
360	$4,720	$4,693	$27	$0

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