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640 Pheasant Ridge Rd

Monterey, CA, 93940

For Sale $690,000 ($634.19 per Sq Ft)

$690,000 ($634.19 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

2 Bedrooms
2 Bathrooms
1,088 Sq Ft
Unknown Sq Ft

Description

Welcome to this charming 2-bedroom, 2-bath condo located in the desirable city of Del Rey Oaks. Boasting a comfortable 1,088 square feet of living space, this residence is designed for convenience and ease. The kitchen is well-equipped with newer appliances which include a gas stove top and oven, refrigerator, microwave and dishwasher. The newer laminate flooring is throughout the home and makes for a tidy and pleasing look to the eye. On those chillier days and nights the fireplace is a great spot to cozy on up! For your ease the laundry is made simple with an in-unit washer and dryer. Catch some stars in the evening while enjoying your own patio area. Additional amenities include access to an in-ground pool, community area, tennis courts and after your busy day head to the inground spa that offers a perfect way to unwind. There is a covered parking spot designated for you as well as open spot for your use. If you need a place to store your extra items there is a storage area. Restaurants, shopping and the beach are all close by! This beautiful and open Condo is just waiting for you to call it your own spot in Del Rey Oaks!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$690,000
Property Type	Condo/Co-Op
Usable Sqft	1,088
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1988
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$619
Association Name:	Anchor Community Management
Association Amenities:	Clubhouse,Pool,Spa/Hot Tub

APN #	012614018000
MLS #	ML81995915
Property ID	321310260
Lot Sqft	Unknown
Zoning	R1
Days on Market	24
Original List Price	$690,000
Applicances	Dishwasher,Disposal,Gas Oven,Microwave,Refrigerator%
Date Updated	March 10, 2025
Date Created	February 28, 2025

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Your payment
$4,992
per month

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Principle & Interest

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Estimated payment	$4,992 /mo
Loan amount	$690,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$4,992
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $1,046,434 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$4,825	$513	$4,313	$689,488
2	$4,825	$516	$4,309	$688,972
3	$4,825	$519	$4,306	$688,453
4	$4,825	$522	$4,303	$687,931
5	$4,825	$525	$4,300	$687,405
6	$4,825	$529	$4,296	$686,877
7	$4,825	$532	$4,293	$686,345
8	$4,825	$535	$4,290	$685,809
9	$4,825	$539	$4,286	$685,270
10	$4,825	$542	$4,283	$684,728
11	$4,825	$545	$4,280	$684,183
12	$4,825	$549	$4,276	$683,634
13	$4,825	$552	$4,273	$683,082
14	$4,825	$556	$4,269	$682,526
15	$4,825	$559	$4,266	$681,967
16	$4,825	$563	$4,262	$681,404
17	$4,825	$566	$4,259	$680,838
18	$4,825	$570	$4,255	$680,268
19	$4,825	$573	$4,252	$679,695
20	$4,825	$577	$4,248	$679,118
21	$4,825	$581	$4,244	$678,537
22	$4,825	$584	$4,241	$677,953
23	$4,825	$588	$4,237	$677,366
24	$4,825	$591	$4,234	$676,774
25	$4,825	$595	$4,230	$676,179
26	$4,825	$599	$4,226	$675,580
27	$4,825	$603	$4,222	$674,977
28	$4,825	$606	$4,219	$674,371
29	$4,825	$610	$4,215	$673,761
30	$4,825	$614	$4,211	$673,147
31	$4,825	$618	$4,207	$672,529
32	$4,825	$622	$4,203	$671,907
33	$4,825	$626	$4,199	$671,282
34	$4,825	$629	$4,196	$670,652
35	$4,825	$633	$4,192	$670,019
36	$4,825	$637	$4,188	$669,381
37	$4,825	$641	$4,184	$668,740
38	$4,825	$645	$4,180	$668,095
39	$4,825	$649	$4,176	$667,445
40	$4,825	$653	$4,172	$666,792
41	$4,825	$658	$4,167	$666,134
42	$4,825	$662	$4,163	$665,473
43	$4,825	$666	$4,159	$664,807
44	$4,825	$670	$4,155	$664,137
45	$4,825	$674	$4,151	$663,463
46	$4,825	$678	$4,147	$662,784
47	$4,825	$683	$4,142	$662,102
48	$4,825	$687	$4,138	$661,415
49	$4,825	$691	$4,134	$660,724
50	$4,825	$695	$4,130	$660,028
51	$4,825	$700	$4,125	$659,328
52	$4,825	$704	$4,121	$658,624
53	$4,825	$709	$4,116	$657,916
54	$4,825	$713	$4,112	$657,203
55	$4,825	$717	$4,108	$656,485
56	$4,825	$722	$4,103	$655,763
57	$4,825	$726	$4,099	$655,037
58	$4,825	$731	$4,094	$654,306
59	$4,825	$736	$4,089	$653,570
60	$4,825	$740	$4,085	$652,830
61	$4,825	$745	$4,080	$652,085
62	$4,825	$749	$4,076	$651,336
63	$4,825	$754	$4,071	$650,581
64	$4,825	$759	$4,066	$649,823
65	$4,825	$764	$4,061	$649,059
66	$4,825	$768	$4,057	$648,291
67	$4,825	$773	$4,052	$647,517
68	$4,825	$778	$4,047	$646,739
69	$4,825	$783	$4,042	$645,957
70	$4,825	$788	$4,037	$645,169
71	$4,825	$793	$4,032	$644,376
72	$4,825	$798	$4,027	$643,578
73	$4,825	$803	$4,022	$642,776
74	$4,825	$808	$4,017	$641,968
75	$4,825	$813	$4,012	$641,155
76	$4,825	$818	$4,007	$640,338
77	$4,825	$823	$4,002	$639,515
78	$4,825	$828	$3,997	$638,687
79	$4,825	$833	$3,992	$637,853
80	$4,825	$838	$3,987	$637,015
81	$4,825	$844	$3,981	$636,171
82	$4,825	$849	$3,976	$635,322
83	$4,825	$854	$3,971	$634,468
84	$4,825	$860	$3,965	$633,609
85	$4,825	$865	$3,960	$632,744
86	$4,825	$870	$3,955	$631,873
87	$4,825	$876	$3,949	$630,998
88	$4,825	$881	$3,944	$630,116
89	$4,825	$887	$3,938	$629,230
90	$4,825	$892	$3,933	$628,337
91	$4,825	$898	$3,927	$627,439
92	$4,825	$904	$3,922	$626,536
93	$4,825	$909	$3,916	$625,627
94	$4,825	$915	$3,910	$624,712
95	$4,825	$921	$3,904	$623,791
96	$4,825	$926	$3,899	$622,865
97	$4,825	$932	$3,893	$621,933
98	$4,825	$938	$3,887	$620,995
99	$4,825	$944	$3,881	$620,051
100	$4,825	$950	$3,875	$619,102
101	$4,825	$956	$3,869	$618,146
102	$4,825	$962	$3,863	$617,184
103	$4,825	$968	$3,857	$616,217
104	$4,825	$974	$3,851	$615,243
105	$4,825	$980	$3,845	$614,263
106	$4,825	$986	$3,839	$613,277
107	$4,825	$992	$3,833	$612,285
108	$4,825	$998	$3,827	$611,287
109	$4,825	$1,004	$3,821	$610,283
110	$4,825	$1,011	$3,814	$609,272
111	$4,825	$1,017	$3,808	$608,255
112	$4,825	$1,023	$3,802	$607,232
113	$4,825	$1,030	$3,795	$606,202
114	$4,825	$1,036	$3,789	$605,166
115	$4,825	$1,043	$3,782	$604,123
116	$4,825	$1,049	$3,776	$603,074
117	$4,825	$1,056	$3,769	$602,018
118	$4,825	$1,062	$3,763	$600,955
119	$4,825	$1,069	$3,756	$599,886
120	$4,825	$1,076	$3,749	$598,811
121	$4,825	$1,082	$3,743	$597,728
122	$4,825	$1,089	$3,736	$596,639
123	$4,825	$1,096	$3,729	$595,543
124	$4,825	$1,103	$3,722	$594,440
125	$4,825	$1,110	$3,715	$593,330
126	$4,825	$1,117	$3,708	$592,214
127	$4,825	$1,124	$3,701	$591,090
128	$4,825	$1,131	$3,694	$589,959
129	$4,825	$1,138	$3,687	$588,822
130	$4,825	$1,145	$3,680	$587,677
131	$4,825	$1,152	$3,673	$586,525
132	$4,825	$1,159	$3,666	$585,366
133	$4,825	$1,166	$3,659	$584,199
134	$4,825	$1,174	$3,651	$583,025
135	$4,825	$1,181	$3,644	$581,844
136	$4,825	$1,188	$3,637	$580,656
137	$4,825	$1,196	$3,629	$579,460
138	$4,825	$1,203	$3,622	$578,257
139	$4,825	$1,211	$3,614	$577,046
140	$4,825	$1,218	$3,607	$575,827
141	$4,825	$1,226	$3,599	$574,601
142	$4,825	$1,234	$3,591	$573,367
143	$4,825	$1,241	$3,584	$572,126
144	$4,825	$1,249	$3,576	$570,877
145	$4,825	$1,257	$3,568	$569,620
146	$4,825	$1,265	$3,560	$568,355
147	$4,825	$1,273	$3,552	$567,082
148	$4,825	$1,281	$3,544	$565,801
149	$4,825	$1,289	$3,536	$564,512
150	$4,825	$1,297	$3,528	$563,216
151	$4,825	$1,305	$3,520	$561,911
152	$4,825	$1,313	$3,512	$560,598
153	$4,825	$1,321	$3,504	$559,276
154	$4,825	$1,330	$3,495	$557,947
155	$4,825	$1,338	$3,487	$556,609
156	$4,825	$1,346	$3,479	$555,263
157	$4,825	$1,355	$3,470	$553,908
158	$4,825	$1,363	$3,462	$552,545
159	$4,825	$1,372	$3,453	$551,174
160	$4,825	$1,380	$3,445	$549,794
161	$4,825	$1,389	$3,436	$548,405
162	$4,825	$1,397	$3,428	$547,007
163	$4,825	$1,406	$3,419	$545,601
164	$4,825	$1,415	$3,410	$544,186
165	$4,825	$1,424	$3,401	$542,762
166	$4,825	$1,433	$3,392	$541,329
167	$4,825	$1,442	$3,383	$539,888
168	$4,825	$1,451	$3,374	$538,437
169	$4,825	$1,460	$3,365	$536,977
170	$4,825	$1,469	$3,356	$535,508
171	$4,825	$1,478	$3,347	$534,030
172	$4,825	$1,487	$3,338	$532,543
173	$4,825	$1,497	$3,328	$531,046
174	$4,825	$1,506	$3,319	$529,540
175	$4,825	$1,515	$3,310	$528,025
176	$4,825	$1,525	$3,300	$526,500
177	$4,825	$1,534	$3,291	$524,966
178	$4,825	$1,544	$3,281	$523,422
179	$4,825	$1,554	$3,271	$521,868
180	$4,825	$1,563	$3,262	$520,305
181	$4,825	$1,573	$3,252	$518,732
182	$4,825	$1,583	$3,242	$517,149
183	$4,825	$1,593	$3,232	$515,556
184	$4,825	$1,603	$3,222	$513,953
185	$4,825	$1,613	$3,212	$512,341
186	$4,825	$1,623	$3,202	$510,718
187	$4,825	$1,633	$3,192	$509,085
188	$4,825	$1,643	$3,182	$507,442
189	$4,825	$1,653	$3,172	$505,788
190	$4,825	$1,664	$3,161	$504,124
191	$4,825	$1,674	$3,151	$502,450
192	$4,825	$1,685	$3,140	$500,765
193	$4,825	$1,695	$3,130	$499,070
194	$4,825	$1,706	$3,119	$497,364
195	$4,825	$1,716	$3,109	$495,648
196	$4,825	$1,727	$3,098	$493,921
197	$4,825	$1,738	$3,087	$492,183
198	$4,825	$1,749	$3,076	$490,434
199	$4,825	$1,760	$3,065	$488,674
200	$4,825	$1,771	$3,054	$486,903
201	$4,825	$1,782	$3,043	$485,121
202	$4,825	$1,793	$3,032	$483,328
203	$4,825	$1,804	$3,021	$481,524
204	$4,825	$1,815	$3,010	$479,709
205	$4,825	$1,827	$2,998	$477,882
206	$4,825	$1,838	$2,987	$476,044
207	$4,825	$1,850	$2,975	$474,194
208	$4,825	$1,861	$2,964	$472,333
209	$4,825	$1,873	$2,952	$470,460
210	$4,825	$1,885	$2,940	$468,575
211	$4,825	$1,896	$2,929	$466,679
212	$4,825	$1,908	$2,917	$464,770
213	$4,825	$1,920	$2,905	$462,850
214	$4,825	$1,932	$2,893	$460,918
215	$4,825	$1,944	$2,881	$458,974
216	$4,825	$1,956	$2,869	$457,017
217	$4,825	$1,969	$2,856	$455,049
218	$4,825	$1,981	$2,844	$453,068
219	$4,825	$1,993	$2,832	$451,074
220	$4,825	$2,006	$2,819	$449,069
221	$4,825	$2,018	$2,807	$447,050
222	$4,825	$2,031	$2,794	$445,019
223	$4,825	$2,044	$2,781	$442,976
224	$4,825	$2,056	$2,769	$440,919
225	$4,825	$2,069	$2,756	$438,850
226	$4,825	$2,082	$2,743	$436,768
227	$4,825	$2,095	$2,730	$434,673
228	$4,825	$2,108	$2,717	$432,564
229	$4,825	$2,121	$2,704	$430,443
230	$4,825	$2,135	$2,690	$428,308
231	$4,825	$2,148	$2,677	$426,160
232	$4,825	$2,162	$2,664	$423,999
233	$4,825	$2,175	$2,650	$421,824
234	$4,825	$2,189	$2,636	$419,635
235	$4,825	$2,202	$2,623	$417,433
236	$4,825	$2,216	$2,609	$415,217
237	$4,825	$2,230	$2,595	$412,987
238	$4,825	$2,244	$2,581	$410,743
239	$4,825	$2,258	$2,567	$408,485
240	$4,825	$2,272	$2,553	$406,213
241	$4,825	$2,286	$2,539	$403,927
242	$4,825	$2,300	$2,525	$401,626
243	$4,825	$2,315	$2,510	$399,312
244	$4,825	$2,329	$2,496	$396,982
245	$4,825	$2,344	$2,481	$394,638
246	$4,825	$2,359	$2,466	$392,280
247	$4,825	$2,373	$2,452	$389,907
248	$4,825	$2,388	$2,437	$387,519
249	$4,825	$2,403	$2,422	$385,116
250	$4,825	$2,418	$2,407	$382,698
251	$4,825	$2,433	$2,392	$380,264
252	$4,825	$2,448	$2,377	$377,816
253	$4,825	$2,464	$2,361	$375,352
254	$4,825	$2,479	$2,346	$372,873
255	$4,825	$2,495	$2,330	$370,379
256	$4,825	$2,510	$2,315	$367,869
257	$4,825	$2,526	$2,299	$365,343
258	$4,825	$2,542	$2,283	$362,801
259	$4,825	$2,557	$2,268	$360,244
260	$4,825	$2,573	$2,252	$357,670
261	$4,825	$2,590	$2,235	$355,081
262	$4,825	$2,606	$2,219	$352,475
263	$4,825	$2,622	$2,203	$349,853
264	$4,825	$2,638	$2,187	$347,215
265	$4,825	$2,655	$2,170	$344,560
266	$4,825	$2,672	$2,154	$341,888
267	$4,825	$2,688	$2,137	$339,200
268	$4,825	$2,705	$2,120	$336,495
269	$4,825	$2,722	$2,103	$333,773
270	$4,825	$2,739	$2,086	$331,034
271	$4,825	$2,756	$2,069	$328,278
272	$4,825	$2,773	$2,052	$325,505
273	$4,825	$2,791	$2,034	$322,714
274	$4,825	$2,808	$2,017	$319,906
275	$4,825	$2,826	$1,999	$317,081
276	$4,825	$2,843	$1,982	$314,237
277	$4,825	$2,861	$1,964	$311,376
278	$4,825	$2,879	$1,946	$308,497
279	$4,825	$2,897	$1,928	$305,601
280	$4,825	$2,915	$1,910	$302,686
281	$4,825	$2,933	$1,892	$299,752
282	$4,825	$2,952	$1,873	$296,801
283	$4,825	$2,970	$1,855	$293,831
284	$4,825	$2,989	$1,836	$290,842
285	$4,825	$3,007	$1,818	$287,835
286	$4,825	$3,026	$1,799	$284,809
287	$4,825	$3,045	$1,780	$281,764
288	$4,825	$3,064	$1,761	$278,700
289	$4,825	$3,083	$1,742	$275,617
290	$4,825	$3,102	$1,723	$272,514
291	$4,825	$3,122	$1,703	$269,393
292	$4,825	$3,141	$1,684	$266,251
293	$4,825	$3,161	$1,664	$263,090
294	$4,825	$3,181	$1,644	$259,910
295	$4,825	$3,201	$1,624	$256,709
296	$4,825	$3,221	$1,604	$253,489
297	$4,825	$3,241	$1,584	$250,248
298	$4,825	$3,261	$1,564	$246,987
299	$4,825	$3,281	$1,544	$243,706
300	$4,825	$3,302	$1,523	$240,404
301	$4,825	$3,322	$1,503	$237,081
302	$4,825	$3,343	$1,482	$233,738
303	$4,825	$3,364	$1,461	$230,374
304	$4,825	$3,385	$1,440	$226,989
305	$4,825	$3,406	$1,419	$223,582
306	$4,825	$3,428	$1,397	$220,155
307	$4,825	$3,449	$1,376	$216,706
308	$4,825	$3,471	$1,354	$213,235
309	$4,825	$3,492	$1,333	$209,743
310	$4,825	$3,514	$1,311	$206,229
311	$4,825	$3,536	$1,289	$202,693
312	$4,825	$3,558	$1,267	$199,135
313	$4,825	$3,580	$1,245	$195,554
314	$4,825	$3,603	$1,222	$191,951
315	$4,825	$3,625	$1,200	$188,326
316	$4,825	$3,648	$1,177	$184,678
317	$4,825	$3,671	$1,154	$181,007
318	$4,825	$3,694	$1,131	$177,314
319	$4,825	$3,717	$1,108	$173,597
320	$4,825	$3,740	$1,085	$169,857
321	$4,825	$3,763	$1,062	$166,094
322	$4,825	$3,787	$1,038	$162,307
323	$4,825	$3,811	$1,014	$158,496
324	$4,825	$3,834	$991	$154,662
325	$4,825	$3,858	$967	$150,803
326	$4,825	$3,882	$943	$146,921
327	$4,825	$3,907	$918	$143,014
328	$4,825	$3,931	$894	$139,083
329	$4,825	$3,956	$869	$135,127
330	$4,825	$3,980	$845	$131,147
331	$4,825	$4,005	$820	$127,141
332	$4,825	$4,030	$795	$123,111
333	$4,825	$4,056	$769	$119,055
334	$4,825	$4,081	$744	$114,975
335	$4,825	$4,106	$719	$110,868
336	$4,825	$4,132	$693	$106,736
337	$4,825	$4,158	$667	$102,578
338	$4,825	$4,184	$641	$98,394
339	$4,825	$4,210	$615	$94,184
340	$4,825	$4,236	$589	$89,948
341	$4,825	$4,263	$562	$85,685
342	$4,825	$4,289	$536	$81,396
343	$4,825	$4,316	$509	$77,079
344	$4,825	$4,343	$482	$72,736
345	$4,825	$4,370	$455	$68,366
346	$4,825	$4,398	$427	$63,968
347	$4,825	$4,425	$400	$59,543
348	$4,825	$4,453	$372	$55,090
349	$4,825	$4,481	$344	$50,609
350	$4,825	$4,509	$316	$46,100
351	$4,825	$4,537	$288	$41,564
352	$4,825	$4,565	$260	$36,998
353	$4,825	$4,594	$231	$32,405
354	$4,825	$4,622	$203	$27,782
355	$4,825	$4,651	$174	$23,131
356	$4,825	$4,680	$145	$18,450
357	$4,825	$4,710	$115	$13,741
358	$4,825	$4,739	$86	$9,002
359	$4,825	$4,769	$56	$4,233
360	$4,825	$4,799	$26	$0

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