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9883 SE 178th Ln

Summerfield, FL, 34491

For Sale $309,900 ($203.48 per Sq Ft)

$309,900 ($203.48 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

3 Bedrooms
2 Bathrooms
1,523 Sq Ft
7,841 Sq Ft

Description

This beautifully upgraded home offers the perfect blend of comfort and luxury in the serene, Gated 55+ Golf Community of SPRUCE CREEK SOUTH, adjacent to THE VILLAGES, Florida! Featuring OWNED SOLAR PANELS that make utility bills nearly negligible, this residence is both stylish and energy-efficient. Upon entry, the open-air layout with vaulted ceilings create a bright and inviting atmosphere. PLANTATION SHUTTERS and LUXURY VINYL PLANK Flooring enhance the elegance of the main living areas, while the kitchen boasts GRANITE, soft-closing cabinets, and newer Stainless Steel appliances. Designed for privacy and convenience, the split floor plan provides a spacious retreat for guests, with two well sized Bedrooms and a guest bathroom Featuring a NEW VANITY and a REGLAZED TILED Shower/Tub. The Primary suite is a true sanctuary, complete with a high ceiling, large walk-in closet, and a beautifully updated bathroom. The primary bath Features GRANITE countertop with dual sinks, a REGLAZED Shower with a NEW Glass Surround, and new toilet. Expanding the living space, the ENCLOSED LANAI adds an additional 240 square feet, Featuring CUT STONE TILE Flooring, double-paned easy tilt-in windows (Replaced in 2019/2020), Blinds, and an A/C unit for year-round comfort. Additionally, a 12x12 SCREENED room provides a tranquil setting for enjoying quiet mornings and evenings, complete with a new barbecue grill, teak table, and chairs, all included in the sale. A covered 12x7 patio with an outdoor utility sink offers the perfect space for gardening enthusiasts. Furniture package available! New washer and dryer convey. The full two-car garage Features a new opener and slide screens. Major updates include an HVAC system (2019) and a ROOF replacement in (2010). Located in a quiet and convenient spot, this home is just moments from the Community Center, which offers a heated pool, sauna, hot tub, and fitness room. Spruce Creek South provides an exceptional array of amenities, including an 18 hole golf course, pro shop, restaurant, softball field, dog park, nature trails, pickleball and tennis courts, various social clubs, exercise classes, a library, billiards, and more. For added convenience, a designated boat and RV parking area is available. Offering a lifestyle of comfort, recreation, and community, this stunning home in Spruce Creek South is an absolute must-see! Seller will provide a one year home warranty at closing.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$309,900
Property Type	Single Family Homes
Usable Sqft	1,523
Number of Stories	0 stories
Parking Spots	2 spots
Year Built	1993
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$175.33
Association Name:	DIANE SUCHY
Association Amenities:	Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), 24-Hour Guard, Common Area Taxes, Pool Maintenance, Private Road, Security, Trash

APN #	6008004005
MLS #	OM697136
Property ID	321356690
Lot Sqft	7,841
Zoning	PUD
Days on Market	2
Original List Price	$309,900
Applicances	Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Solar Hot Water Owned, Washer%
Date Updated	March 15, 2025
Date Created	March 14, 2025

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$2,334
per month

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Estimated payment	$2,334 /mo
Loan amount	$309,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$2,334
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $470,039 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$2,167	$230	$1,937	$309,670
2	$2,167	$232	$1,935	$309,438
3	$2,167	$233	$1,934	$309,205
4	$2,167	$234	$1,933	$308,971
5	$2,167	$236	$1,931	$308,735
6	$2,167	$237	$1,930	$308,497
7	$2,167	$239	$1,928	$308,259
8	$2,167	$240	$1,927	$308,018
9	$2,167	$242	$1,925	$307,776
10	$2,167	$243	$1,924	$307,533
11	$2,167	$245	$1,922	$307,288
12	$2,167	$246	$1,921	$307,042
13	$2,167	$248	$1,919	$306,794
14	$2,167	$250	$1,917	$306,544
15	$2,167	$251	$1,916	$306,293
16	$2,167	$253	$1,914	$306,040
17	$2,167	$254	$1,913	$305,786
18	$2,167	$256	$1,911	$305,530
19	$2,167	$257	$1,910	$305,273
20	$2,167	$259	$1,908	$305,014
21	$2,167	$261	$1,906	$304,753
22	$2,167	$262	$1,905	$304,491
23	$2,167	$264	$1,903	$304,227
24	$2,167	$266	$1,901	$303,961
25	$2,167	$267	$1,900	$303,694
26	$2,167	$269	$1,898	$303,425
27	$2,167	$271	$1,896	$303,154
28	$2,167	$272	$1,895	$302,882
29	$2,167	$274	$1,893	$302,608
30	$2,167	$276	$1,891	$302,333
31	$2,167	$277	$1,890	$302,055
32	$2,167	$279	$1,888	$301,776
33	$2,167	$281	$1,886	$301,495
34	$2,167	$283	$1,884	$301,212
35	$2,167	$284	$1,883	$300,928
36	$2,167	$286	$1,881	$300,642
37	$2,167	$288	$1,879	$300,354
38	$2,167	$290	$1,877	$300,064
39	$2,167	$292	$1,875	$299,772
40	$2,167	$293	$1,874	$299,479
41	$2,167	$295	$1,872	$299,184
42	$2,167	$297	$1,870	$298,887
43	$2,167	$299	$1,868	$298,588
44	$2,167	$301	$1,866	$298,287
45	$2,167	$303	$1,864	$297,984
46	$2,167	$305	$1,862	$297,679
47	$2,167	$307	$1,861	$297,373
48	$2,167	$308	$1,859	$297,065
49	$2,167	$310	$1,857	$296,754
50	$2,167	$312	$1,855	$296,442
51	$2,167	$314	$1,853	$296,128
52	$2,167	$316	$1,851	$295,811
53	$2,167	$318	$1,849	$295,493
54	$2,167	$320	$1,847	$295,173
55	$2,167	$322	$1,845	$294,851
56	$2,167	$324	$1,843	$294,527
57	$2,167	$326	$1,841	$294,201
58	$2,167	$328	$1,839	$293,872
59	$2,167	$330	$1,837	$293,542
60	$2,167	$332	$1,835	$293,210
61	$2,167	$334	$1,833	$292,875
62	$2,167	$337	$1,830	$292,539
63	$2,167	$339	$1,828	$292,200
64	$2,167	$341	$1,826	$291,859
65	$2,167	$343	$1,824	$291,516
66	$2,167	$345	$1,822	$291,171
67	$2,167	$347	$1,820	$290,824
68	$2,167	$349	$1,818	$290,475
69	$2,167	$352	$1,815	$290,123
70	$2,167	$354	$1,813	$289,770
71	$2,167	$356	$1,811	$289,414
72	$2,167	$358	$1,809	$289,056
73	$2,167	$360	$1,807	$288,695
74	$2,167	$363	$1,804	$288,332
75	$2,167	$365	$1,802	$287,968
76	$2,167	$367	$1,800	$287,600
77	$2,167	$370	$1,798	$287,231
78	$2,167	$372	$1,795	$286,859
79	$2,167	$374	$1,793	$286,485
80	$2,167	$376	$1,791	$286,108
81	$2,167	$379	$1,788	$285,730
82	$2,167	$381	$1,786	$285,348
83	$2,167	$384	$1,783	$284,965
84	$2,167	$386	$1,781	$284,579
85	$2,167	$388	$1,779	$284,191
86	$2,167	$391	$1,776	$283,800
87	$2,167	$393	$1,774	$283,406
88	$2,167	$396	$1,771	$283,011
89	$2,167	$398	$1,769	$282,613
90	$2,167	$401	$1,766	$282,212
91	$2,167	$403	$1,764	$281,809
92	$2,167	$406	$1,761	$281,403
93	$2,167	$408	$1,759	$280,995
94	$2,167	$411	$1,756	$280,584
95	$2,167	$413	$1,754	$280,171
96	$2,167	$416	$1,751	$279,755
97	$2,167	$419	$1,748	$279,336
98	$2,167	$421	$1,746	$278,915
99	$2,167	$424	$1,743	$278,491
100	$2,167	$426	$1,741	$278,065
101	$2,167	$429	$1,738	$277,636
102	$2,167	$432	$1,735	$277,204
103	$2,167	$434	$1,733	$276,769
104	$2,167	$437	$1,730	$276,332
105	$2,167	$440	$1,727	$275,892
106	$2,167	$443	$1,724	$275,450
107	$2,167	$445	$1,722	$275,004
108	$2,167	$448	$1,719	$274,556
109	$2,167	$451	$1,716	$274,105
110	$2,167	$454	$1,713	$273,651
111	$2,167	$457	$1,710	$273,195
112	$2,167	$460	$1,707	$272,735
113	$2,167	$462	$1,705	$272,273
114	$2,167	$465	$1,702	$271,807
115	$2,167	$468	$1,699	$271,339
116	$2,167	$471	$1,696	$270,868
117	$2,167	$474	$1,693	$270,394
118	$2,167	$477	$1,690	$269,917
119	$2,167	$480	$1,687	$269,437
120	$2,167	$483	$1,684	$268,954
121	$2,167	$486	$1,681	$268,468
122	$2,167	$489	$1,678	$267,979
123	$2,167	$492	$1,675	$267,487
124	$2,167	$495	$1,672	$266,991
125	$2,167	$498	$1,669	$266,493
126	$2,167	$501	$1,666	$265,992
127	$2,167	$505	$1,662	$265,487
128	$2,167	$508	$1,659	$264,979
129	$2,167	$511	$1,656	$264,468
130	$2,167	$514	$1,653	$263,954
131	$2,167	$517	$1,650	$263,437
132	$2,167	$521	$1,646	$262,917
133	$2,167	$524	$1,643	$262,393
134	$2,167	$527	$1,640	$261,866
135	$2,167	$530	$1,637	$261,335
136	$2,167	$534	$1,633	$260,802
137	$2,167	$537	$1,630	$260,265
138	$2,167	$540	$1,627	$259,724
139	$2,167	$544	$1,623	$259,181
140	$2,167	$547	$1,620	$258,634
141	$2,167	$551	$1,616	$258,083
142	$2,167	$554	$1,613	$257,529
143	$2,167	$557	$1,610	$256,972
144	$2,167	$561	$1,606	$256,411
145	$2,167	$564	$1,603	$255,846
146	$2,167	$568	$1,599	$255,278
147	$2,167	$572	$1,595	$254,707
148	$2,167	$575	$1,592	$254,132
149	$2,167	$579	$1,588	$253,553
150	$2,167	$582	$1,585	$252,971
151	$2,167	$586	$1,581	$252,385
152	$2,167	$590	$1,577	$251,795
153	$2,167	$593	$1,574	$251,202
154	$2,167	$597	$1,570	$250,605
155	$2,167	$601	$1,566	$250,004
156	$2,167	$604	$1,563	$249,400
157	$2,167	$608	$1,559	$248,792
158	$2,167	$612	$1,555	$248,179
159	$2,167	$616	$1,551	$247,564
160	$2,167	$620	$1,547	$246,944
161	$2,167	$624	$1,543	$246,320
162	$2,167	$628	$1,540	$245,693
163	$2,167	$631	$1,536	$245,061
164	$2,167	$635	$1,532	$244,426
165	$2,167	$639	$1,528	$243,787
166	$2,167	$643	$1,524	$243,143
167	$2,167	$647	$1,520	$242,496
168	$2,167	$651	$1,516	$241,845
169	$2,167	$655	$1,512	$241,189
170	$2,167	$660	$1,507	$240,530
171	$2,167	$664	$1,503	$239,866
172	$2,167	$668	$1,499	$239,198
173	$2,167	$672	$1,495	$238,526
174	$2,167	$676	$1,491	$237,850
175	$2,167	$680	$1,487	$237,169
176	$2,167	$685	$1,482	$236,485
177	$2,167	$689	$1,478	$235,796
178	$2,167	$693	$1,474	$235,102
179	$2,167	$698	$1,469	$234,405
180	$2,167	$702	$1,465	$233,703
181	$2,167	$706	$1,461	$232,996
182	$2,167	$711	$1,456	$232,286
183	$2,167	$715	$1,452	$231,570
184	$2,167	$720	$1,447	$230,851
185	$2,167	$724	$1,443	$230,127
186	$2,167	$729	$1,438	$229,398
187	$2,167	$733	$1,434	$228,665
188	$2,167	$738	$1,429	$227,927
189	$2,167	$742	$1,425	$227,184
190	$2,167	$747	$1,420	$226,437
191	$2,167	$752	$1,415	$225,685
192	$2,167	$756	$1,411	$224,929
193	$2,167	$761	$1,406	$224,168
194	$2,167	$766	$1,401	$223,402
195	$2,167	$771	$1,396	$222,631
196	$2,167	$776	$1,391	$221,856
197	$2,167	$780	$1,387	$221,075
198	$2,167	$785	$1,382	$220,290
199	$2,167	$790	$1,377	$219,500
200	$2,167	$795	$1,372	$218,705
201	$2,167	$800	$1,367	$217,904
202	$2,167	$805	$1,362	$217,099
203	$2,167	$810	$1,357	$216,289
204	$2,167	$815	$1,352	$215,474
205	$2,167	$820	$1,347	$214,654
206	$2,167	$825	$1,342	$213,828
207	$2,167	$831	$1,336	$212,998
208	$2,167	$836	$1,331	$212,162
209	$2,167	$841	$1,326	$211,321
210	$2,167	$846	$1,321	$210,475
211	$2,167	$852	$1,315	$209,623
212	$2,167	$857	$1,310	$208,766
213	$2,167	$862	$1,305	$207,904
214	$2,167	$868	$1,299	$207,037
215	$2,167	$873	$1,294	$206,164
216	$2,167	$878	$1,289	$205,285
217	$2,167	$884	$1,283	$204,401
218	$2,167	$889	$1,278	$203,512
219	$2,167	$895	$1,272	$202,617
220	$2,167	$901	$1,266	$201,716
221	$2,167	$906	$1,261	$200,810
222	$2,167	$912	$1,255	$199,898
223	$2,167	$918	$1,249	$198,980
224	$2,167	$923	$1,244	$198,057
225	$2,167	$929	$1,238	$197,128
226	$2,167	$935	$1,232	$196,193
227	$2,167	$941	$1,226	$195,252
228	$2,167	$947	$1,220	$194,305
229	$2,167	$953	$1,214	$193,353
230	$2,167	$959	$1,208	$192,394
231	$2,167	$965	$1,202	$191,429
232	$2,167	$971	$1,196	$190,459
233	$2,167	$977	$1,190	$189,482
234	$2,167	$983	$1,184	$188,499
235	$2,167	$989	$1,178	$187,511
236	$2,167	$995	$1,172	$186,516
237	$2,167	$1,001	$1,166	$185,514
238	$2,167	$1,008	$1,159	$184,507
239	$2,167	$1,014	$1,153	$183,493
240	$2,167	$1,020	$1,147	$182,473
241	$2,167	$1,027	$1,140	$181,446
242	$2,167	$1,033	$1,134	$180,413
243	$2,167	$1,039	$1,128	$179,374
244	$2,167	$1,046	$1,121	$178,328
245	$2,167	$1,052	$1,115	$177,275
246	$2,167	$1,059	$1,108	$176,216
247	$2,167	$1,066	$1,101	$175,151
248	$2,167	$1,072	$1,095	$174,078
249	$2,167	$1,079	$1,088	$172,999
250	$2,167	$1,086	$1,081	$171,914
251	$2,167	$1,093	$1,074	$170,821
252	$2,167	$1,099	$1,068	$169,722
253	$2,167	$1,106	$1,061	$168,616
254	$2,167	$1,113	$1,054	$167,502
255	$2,167	$1,120	$1,047	$166,382
256	$2,167	$1,127	$1,040	$165,255
257	$2,167	$1,134	$1,033	$164,121
258	$2,167	$1,141	$1,026	$162,980
259	$2,167	$1,148	$1,019	$161,831
260	$2,167	$1,156	$1,011	$160,676
261	$2,167	$1,163	$1,004	$159,513
262	$2,167	$1,170	$997	$158,343
263	$2,167	$1,177	$990	$157,166
264	$2,167	$1,185	$982	$155,981
265	$2,167	$1,192	$975	$154,789
266	$2,167	$1,200	$967	$153,589
267	$2,167	$1,207	$960	$152,382
268	$2,167	$1,215	$952	$151,168
269	$2,167	$1,222	$945	$149,945
270	$2,167	$1,230	$937	$148,716
271	$2,167	$1,238	$929	$147,478
272	$2,167	$1,245	$922	$146,233
273	$2,167	$1,253	$914	$144,980
274	$2,167	$1,261	$906	$143,719
275	$2,167	$1,269	$898	$142,450
276	$2,167	$1,277	$890	$141,173
277	$2,167	$1,285	$882	$139,889
278	$2,167	$1,293	$874	$138,596
279	$2,167	$1,301	$866	$137,295
280	$2,167	$1,309	$858	$135,986
281	$2,167	$1,317	$850	$134,669
282	$2,167	$1,325	$842	$133,344
283	$2,167	$1,334	$833	$132,010
284	$2,167	$1,342	$825	$130,668
285	$2,167	$1,350	$817	$129,318
286	$2,167	$1,359	$808	$127,959
287	$2,167	$1,367	$800	$126,592
288	$2,167	$1,376	$791	$125,216
289	$2,167	$1,384	$783	$123,832
290	$2,167	$1,393	$774	$122,439
291	$2,167	$1,402	$765	$121,037
292	$2,167	$1,411	$756	$119,626
293	$2,167	$1,419	$748	$118,207
294	$2,167	$1,428	$739	$116,779
295	$2,167	$1,437	$730	$115,342
296	$2,167	$1,446	$721	$113,896
297	$2,167	$1,455	$712	$112,441
298	$2,167	$1,464	$703	$110,976
299	$2,167	$1,473	$694	$109,503
300	$2,167	$1,483	$684	$108,020
301	$2,167	$1,492	$675	$106,528
302	$2,167	$1,501	$666	$105,027
303	$2,167	$1,511	$656	$103,517
304	$2,167	$1,520	$647	$101,997
305	$2,167	$1,530	$637	$100,467
306	$2,167	$1,539	$628	$98,928
307	$2,167	$1,549	$618	$97,379
308	$2,167	$1,558	$609	$95,821
309	$2,167	$1,568	$599	$94,253
310	$2,167	$1,578	$589	$92,675
311	$2,167	$1,588	$579	$91,087
312	$2,167	$1,598	$569	$89,489
313	$2,167	$1,608	$559	$87,882
314	$2,167	$1,618	$549	$86,264
315	$2,167	$1,628	$539	$84,636
316	$2,167	$1,638	$529	$82,998
317	$2,167	$1,648	$519	$81,350
318	$2,167	$1,659	$508	$79,691
319	$2,167	$1,669	$498	$78,022
320	$2,167	$1,679	$488	$76,343
321	$2,167	$1,690	$477	$74,653
322	$2,167	$1,700	$467	$72,953
323	$2,167	$1,711	$456	$71,242
324	$2,167	$1,722	$445	$69,520
325	$2,167	$1,733	$435	$67,787
326	$2,167	$1,743	$424	$66,044
327	$2,167	$1,754	$413	$64,290
328	$2,167	$1,765	$402	$62,525
329	$2,167	$1,776	$391	$60,748
330	$2,167	$1,787	$380	$58,961
331	$2,167	$1,798	$369	$57,163
332	$2,167	$1,810	$357	$55,353
333	$2,167	$1,821	$346	$53,532
334	$2,167	$1,832	$335	$51,699
335	$2,167	$1,844	$323	$49,856
336	$2,167	$1,855	$312	$48,000
337	$2,167	$1,867	$300	$46,133
338	$2,167	$1,879	$288	$44,255
339	$2,167	$1,890	$277	$42,364
340	$2,167	$1,902	$265	$40,462
341	$2,167	$1,914	$253	$38,548
342	$2,167	$1,926	$241	$36,622
343	$2,167	$1,938	$229	$34,684
344	$2,167	$1,950	$217	$32,733
345	$2,167	$1,962	$205	$30,771
346	$2,167	$1,975	$192	$28,796
347	$2,167	$1,987	$180	$26,809
348	$2,167	$1,999	$168	$24,810
349	$2,167	$2,012	$155	$22,798
350	$2,167	$2,025	$142	$20,773
351	$2,167	$2,037	$130	$18,736
352	$2,167	$2,050	$117	$16,686
353	$2,167	$2,063	$104	$14,624
354	$2,167	$2,076	$91	$12,548
355	$2,167	$2,089	$78	$10,459
356	$2,167	$2,102	$65	$8,358
357	$2,167	$2,115	$52	$6,243
358	$2,167	$2,128	$39	$4,115
359	$2,167	$2,141	$26	$1,974
360	$2,167	$2,155	$12	$0

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Listing Provided By

Richard Lutz an agent of KELLER WILLIAMS CORNERSTONE RE.

© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 15, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.