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223 94th Ave

St Petersburg, FL, 33702

For Sale $493,950 ($280.02 per Sq Ft)

$493,950 ($280.02 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

3 Bedrooms
2 Bathrooms
1,764 Sq Ft
7,462 Sq Ft

Description

FULLY TRANSFERRABLE FLOOD INSURANCE through FEMA until 11/27/2027 – offering peace of mind and major savings to the future owner!

Welcome to Riviera Bay, where waterfront living meets unbeatable convenience and community charm. This 3-bedroom, 2-bathroom home offers direct saltwater access to Tampa Bay, making it a dream for boaters, paddleboarders, and dolphin watchers alike. Imagine starting your day with manatees gliding by and ending it with sunsets over the water.

Though the home was impacted by recent hurricane flooding, it remains completely livable and ready for your personal touch—whether you choose to renovate, rebuild, or invest for the future. The private backyard retreat features a sandy lounging area and a built-in fire pit—perfect for evenings under the stars.

Located in one of St. Pete’s most welcoming neighborhoods, Riviera Bay is known for its holiday boat parades, festive spirit, and waterfront lifestyle. Best of all, you're just minutes from both St. Pete–Clearwater and Tampa International Airports, as well as vibrant downtown St. Pete.

Waterfront homes like this (with transferrable flood insurance) rarely come along. Schedule your private tour today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$493,950
Property Type	Single Family Homes
Usable Sqft	1,764
Number of Stories	1 stories
Parking Spots	0 spots
Year Built	1960
Last Sold	Unknown
Sold Price	Unknown

APN #	193017871920010170
MLS #	TB8361568
Property ID	321375753
Lot Sqft	7,462
Zoning	Unknown
Days on Market	27
Original List Price	$498,950
Applicances	Other%
Date Updated	March 31, 2025
Date Created	March 14, 2025

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Your payment
$3,621
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$3,621 /mo
Loan amount	$493,950
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,621
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $749,180 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,454	$367	$3,087	$493,583
2	$3,454	$369	$3,085	$493,214
3	$3,454	$371	$3,083	$492,843
4	$3,454	$374	$3,080	$492,469
5	$3,454	$376	$3,078	$492,093
6	$3,454	$378	$3,076	$491,714
7	$3,454	$381	$3,073	$491,334
8	$3,454	$383	$3,071	$490,951
9	$3,454	$386	$3,068	$490,565
10	$3,454	$388	$3,066	$490,177
11	$3,454	$390	$3,064	$489,787
12	$3,454	$393	$3,061	$489,394
13	$3,454	$395	$3,059	$488,998
14	$3,454	$398	$3,056	$488,601
15	$3,454	$400	$3,054	$488,200
16	$3,454	$403	$3,051	$487,798
17	$3,454	$405	$3,049	$487,392
18	$3,454	$408	$3,046	$486,985
19	$3,454	$410	$3,044	$486,574
20	$3,454	$413	$3,041	$486,161
21	$3,454	$415	$3,039	$485,746
22	$3,454	$418	$3,036	$485,328
23	$3,454	$421	$3,033	$484,907
24	$3,454	$423	$3,031	$484,484
25	$3,454	$426	$3,028	$484,058
26	$3,454	$429	$3,025	$483,629
27	$3,454	$431	$3,023	$483,198
28	$3,454	$434	$3,020	$482,764
29	$3,454	$437	$3,017	$482,327
30	$3,454	$439	$3,015	$481,888
31	$3,454	$442	$3,012	$481,445
32	$3,454	$445	$3,009	$481,000
33	$3,454	$448	$3,006	$480,553
34	$3,454	$451	$3,003	$480,102
35	$3,454	$453	$3,001	$479,649
36	$3,454	$456	$2,998	$479,193
37	$3,454	$459	$2,995	$478,734
38	$3,454	$462	$2,992	$478,272
39	$3,454	$465	$2,989	$477,807
40	$3,454	$468	$2,986	$477,339
41	$3,454	$471	$2,983	$476,869
42	$3,454	$474	$2,980	$476,395
43	$3,454	$477	$2,977	$475,918
44	$3,454	$480	$2,974	$475,439
45	$3,454	$483	$2,971	$474,956
46	$3,454	$486	$2,968	$474,471
47	$3,454	$489	$2,965	$473,982
48	$3,454	$492	$2,962	$473,491
49	$3,454	$495	$2,959	$472,996
50	$3,454	$498	$2,956	$472,498
51	$3,454	$501	$2,953	$471,997
52	$3,454	$504	$2,950	$471,493
53	$3,454	$507	$2,947	$470,986
54	$3,454	$510	$2,944	$470,476
55	$3,454	$514	$2,940	$469,962
56	$3,454	$517	$2,937	$469,446
57	$3,454	$520	$2,934	$468,926
58	$3,454	$523	$2,931	$468,402
59	$3,454	$526	$2,928	$467,876
60	$3,454	$530	$2,924	$467,346
61	$3,454	$533	$2,921	$466,813
62	$3,454	$536	$2,918	$466,277
63	$3,454	$540	$2,914	$465,737
64	$3,454	$543	$2,911	$465,194
65	$3,454	$547	$2,907	$464,647
66	$3,454	$550	$2,904	$464,097
67	$3,454	$553	$2,901	$463,544
68	$3,454	$557	$2,897	$462,987
69	$3,454	$560	$2,894	$462,427
70	$3,454	$564	$2,890	$461,863
71	$3,454	$567	$2,887	$461,295
72	$3,454	$571	$2,883	$460,725
73	$3,454	$574	$2,880	$460,150
74	$3,454	$578	$2,876	$459,572
75	$3,454	$582	$2,872	$458,990
76	$3,454	$585	$2,869	$458,405
77	$3,454	$589	$2,865	$457,816
78	$3,454	$593	$2,861	$457,223
79	$3,454	$596	$2,858	$456,627
80	$3,454	$600	$2,854	$456,027
81	$3,454	$604	$2,850	$455,423
82	$3,454	$608	$2,846	$454,816
83	$3,454	$611	$2,843	$454,204
84	$3,454	$615	$2,839	$453,589
85	$3,454	$619	$2,835	$452,970
86	$3,454	$623	$2,831	$452,347
87	$3,454	$627	$2,827	$451,720
88	$3,454	$631	$2,823	$451,089
89	$3,454	$635	$2,819	$450,455
90	$3,454	$639	$2,815	$449,816
91	$3,454	$643	$2,811	$449,173
92	$3,454	$647	$2,807	$448,527
93	$3,454	$651	$2,803	$447,876
94	$3,454	$655	$2,799	$447,221
95	$3,454	$659	$2,795	$446,562
96	$3,454	$663	$2,791	$445,899
97	$3,454	$667	$2,787	$445,232
98	$3,454	$671	$2,783	$444,561
99	$3,454	$675	$2,779	$443,885
100	$3,454	$680	$2,774	$443,206
101	$3,454	$684	$2,770	$442,522
102	$3,454	$688	$2,766	$441,833
103	$3,454	$693	$2,761	$441,141
104	$3,454	$697	$2,757	$440,444
105	$3,454	$701	$2,753	$439,743
106	$3,454	$706	$2,748	$439,037
107	$3,454	$710	$2,744	$438,327
108	$3,454	$714	$2,740	$437,613
109	$3,454	$719	$2,735	$436,894
110	$3,454	$723	$2,731	$436,170
111	$3,454	$728	$2,726	$435,442
112	$3,454	$732	$2,722	$434,710
113	$3,454	$737	$2,717	$433,973
114	$3,454	$742	$2,712	$433,231
115	$3,454	$746	$2,708	$432,485
116	$3,454	$751	$2,703	$431,734
117	$3,454	$756	$2,698	$430,978
118	$3,454	$760	$2,694	$430,218
119	$3,454	$765	$2,689	$429,453
120	$3,454	$770	$2,684	$428,683
121	$3,454	$775	$2,679	$427,908
122	$3,454	$780	$2,674	$427,129
123	$3,454	$784	$2,670	$426,344
124	$3,454	$789	$2,665	$425,555
125	$3,454	$794	$2,660	$424,760
126	$3,454	$799	$2,655	$423,961
127	$3,454	$804	$2,650	$423,157
128	$3,454	$809	$2,645	$422,348
129	$3,454	$814	$2,640	$421,533
130	$3,454	$819	$2,635	$420,714
131	$3,454	$825	$2,629	$419,889
132	$3,454	$830	$2,624	$419,060
133	$3,454	$835	$2,619	$418,225
134	$3,454	$840	$2,614	$417,385
135	$3,454	$845	$2,609	$416,539
136	$3,454	$851	$2,603	$415,689
137	$3,454	$856	$2,598	$414,833
138	$3,454	$861	$2,593	$413,972
139	$3,454	$867	$2,587	$413,105
140	$3,454	$872	$2,582	$412,233
141	$3,454	$878	$2,576	$411,355
142	$3,454	$883	$2,571	$410,472
143	$3,454	$889	$2,565	$409,584
144	$3,454	$894	$2,560	$408,690
145	$3,454	$900	$2,554	$407,790
146	$3,454	$905	$2,549	$406,885
147	$3,454	$911	$2,543	$405,974
148	$3,454	$917	$2,537	$405,057
149	$3,454	$922	$2,532	$404,135
150	$3,454	$928	$2,526	$403,206
151	$3,454	$934	$2,520	$402,272
152	$3,454	$940	$2,514	$401,333
153	$3,454	$946	$2,508	$400,387
154	$3,454	$952	$2,502	$399,435
155	$3,454	$958	$2,496	$398,478
156	$3,454	$964	$2,490	$397,514
157	$3,454	$970	$2,484	$396,545
158	$3,454	$976	$2,478	$395,569
159	$3,454	$982	$2,472	$394,587
160	$3,454	$988	$2,466	$393,600
161	$3,454	$994	$2,460	$392,606
162	$3,454	$1,000	$2,454	$391,605
163	$3,454	$1,006	$2,448	$390,599
164	$3,454	$1,013	$2,441	$389,586
165	$3,454	$1,019	$2,435	$388,567
166	$3,454	$1,025	$2,429	$387,542
167	$3,454	$1,032	$2,422	$386,510
168	$3,454	$1,038	$2,416	$385,471
169	$3,454	$1,045	$2,409	$384,427
170	$3,454	$1,051	$2,403	$383,375
171	$3,454	$1,058	$2,396	$382,317
172	$3,454	$1,065	$2,389	$381,253
173	$3,454	$1,071	$2,383	$380,182
174	$3,454	$1,078	$2,376	$379,104
175	$3,454	$1,085	$2,369	$378,019
176	$3,454	$1,091	$2,363	$376,928
177	$3,454	$1,098	$2,356	$375,830
178	$3,454	$1,105	$2,349	$374,725
179	$3,454	$1,112	$2,342	$373,613
180	$3,454	$1,119	$2,335	$372,494
181	$3,454	$1,126	$2,328	$371,368
182	$3,454	$1,133	$2,321	$370,235
183	$3,454	$1,140	$2,314	$369,095
184	$3,454	$1,147	$2,307	$367,948
185	$3,454	$1,154	$2,300	$366,793
186	$3,454	$1,162	$2,292	$365,632
187	$3,454	$1,169	$2,285	$364,463
188	$3,454	$1,176	$2,278	$363,287
189	$3,454	$1,183	$2,271	$362,103
190	$3,454	$1,191	$2,263	$360,913
191	$3,454	$1,198	$2,256	$359,714
192	$3,454	$1,206	$2,248	$358,509
193	$3,454	$1,213	$2,241	$357,295
194	$3,454	$1,221	$2,233	$356,074
195	$3,454	$1,229	$2,225	$354,846
196	$3,454	$1,236	$2,218	$353,610
197	$3,454	$1,244	$2,210	$352,366
198	$3,454	$1,252	$2,202	$351,114
199	$3,454	$1,260	$2,194	$349,854
200	$3,454	$1,267	$2,187	$348,587
201	$3,454	$1,275	$2,179	$347,312
202	$3,454	$1,283	$2,171	$346,028
203	$3,454	$1,291	$2,163	$344,737
204	$3,454	$1,299	$2,155	$343,438
205	$3,454	$1,308	$2,146	$342,130
206	$3,454	$1,316	$2,138	$340,814
207	$3,454	$1,324	$2,130	$339,491
208	$3,454	$1,332	$2,122	$338,158
209	$3,454	$1,341	$2,113	$336,818
210	$3,454	$1,349	$2,105	$335,469
211	$3,454	$1,357	$2,097	$334,112
212	$3,454	$1,366	$2,088	$332,746
213	$3,454	$1,374	$2,080	$331,371
214	$3,454	$1,383	$2,071	$329,989
215	$3,454	$1,392	$2,062	$328,597
216	$3,454	$1,400	$2,054	$327,197
217	$3,454	$1,409	$2,045	$325,788
218	$3,454	$1,418	$2,036	$324,370
219	$3,454	$1,427	$2,027	$322,943
220	$3,454	$1,436	$2,018	$321,508
221	$3,454	$1,445	$2,009	$320,063
222	$3,454	$1,454	$2,000	$318,609
223	$3,454	$1,463	$1,991	$317,147
224	$3,454	$1,472	$1,982	$315,675
225	$3,454	$1,481	$1,973	$314,194
226	$3,454	$1,490	$1,964	$312,704
227	$3,454	$1,500	$1,954	$311,204
228	$3,454	$1,509	$1,945	$309,695
229	$3,454	$1,518	$1,936	$308,177
230	$3,454	$1,528	$1,926	$306,649
231	$3,454	$1,537	$1,917	$305,111
232	$3,454	$1,547	$1,907	$303,564
233	$3,454	$1,557	$1,897	$302,007
234	$3,454	$1,566	$1,888	$300,441
235	$3,454	$1,576	$1,878	$298,865
236	$3,454	$1,586	$1,868	$297,279
237	$3,454	$1,596	$1,858	$295,683
238	$3,454	$1,606	$1,848	$294,077
239	$3,454	$1,616	$1,838	$292,461
240	$3,454	$1,626	$1,828	$290,835
241	$3,454	$1,636	$1,818	$289,198
242	$3,454	$1,647	$1,807	$287,552
243	$3,454	$1,657	$1,797	$285,895
244	$3,454	$1,667	$1,787	$284,228
245	$3,454	$1,678	$1,776	$282,550
246	$3,454	$1,688	$1,766	$280,862
247	$3,454	$1,699	$1,755	$279,164
248	$3,454	$1,709	$1,745	$277,454
249	$3,454	$1,720	$1,734	$275,734
250	$3,454	$1,731	$1,723	$274,004
251	$3,454	$1,741	$1,713	$272,262
252	$3,454	$1,752	$1,702	$270,510
253	$3,454	$1,763	$1,691	$268,747
254	$3,454	$1,774	$1,680	$266,972
255	$3,454	$1,785	$1,669	$265,187
256	$3,454	$1,797	$1,657	$263,390
257	$3,454	$1,808	$1,646	$261,582
258	$3,454	$1,819	$1,635	$259,763
259	$3,454	$1,830	$1,624	$257,933
260	$3,454	$1,842	$1,612	$256,091
261	$3,454	$1,853	$1,601	$254,237
262	$3,454	$1,865	$1,589	$252,372
263	$3,454	$1,877	$1,577	$250,496
264	$3,454	$1,888	$1,566	$248,607
265	$3,454	$1,900	$1,554	$246,707
266	$3,454	$1,912	$1,542	$244,795
267	$3,454	$1,924	$1,530	$242,871
268	$3,454	$1,936	$1,518	$240,935
269	$3,454	$1,948	$1,506	$238,987
270	$3,454	$1,960	$1,494	$237,027
271	$3,454	$1,973	$1,481	$235,054
272	$3,454	$1,985	$1,469	$233,069
273	$3,454	$1,997	$1,457	$231,072
274	$3,454	$2,010	$1,444	$229,062
275	$3,454	$2,022	$1,432	$227,040
276	$3,454	$2,035	$1,419	$225,005
277	$3,454	$2,048	$1,406	$222,957
278	$3,454	$2,061	$1,393	$220,896
279	$3,454	$2,073	$1,381	$218,823
280	$3,454	$2,086	$1,368	$216,737
281	$3,454	$2,099	$1,355	$214,637
282	$3,454	$2,113	$1,341	$212,525
283	$3,454	$2,126	$1,328	$210,399
284	$3,454	$2,139	$1,315	$208,260
285	$3,454	$2,152	$1,302	$206,108
286	$3,454	$2,166	$1,288	$203,942
287	$3,454	$2,179	$1,275	$201,762
288	$3,454	$2,193	$1,261	$199,569
289	$3,454	$2,207	$1,247	$197,363
290	$3,454	$2,220	$1,234	$195,142
291	$3,454	$2,234	$1,220	$192,908
292	$3,454	$2,248	$1,206	$190,659
293	$3,454	$2,262	$1,192	$188,397
294	$3,454	$2,277	$1,177	$186,121
295	$3,454	$2,291	$1,163	$183,830
296	$3,454	$2,305	$1,149	$181,525
297	$3,454	$2,319	$1,135	$179,205
298	$3,454	$2,334	$1,120	$176,871
299	$3,454	$2,349	$1,105	$174,523
300	$3,454	$2,363	$1,091	$172,160
301	$3,454	$2,378	$1,076	$169,782
302	$3,454	$2,393	$1,061	$167,389
303	$3,454	$2,408	$1,046	$164,981
304	$3,454	$2,423	$1,031	$162,558
305	$3,454	$2,438	$1,016	$160,120
306	$3,454	$2,453	$1,001	$157,667
307	$3,454	$2,469	$985	$155,198
308	$3,454	$2,484	$970	$152,714
309	$3,454	$2,500	$954	$150,215
310	$3,454	$2,515	$939	$147,699
311	$3,454	$2,531	$923	$145,169
312	$3,454	$2,547	$907	$142,622
313	$3,454	$2,563	$891	$140,059
314	$3,454	$2,579	$875	$137,481
315	$3,454	$2,595	$859	$134,886
316	$3,454	$2,611	$843	$132,275
317	$3,454	$2,627	$827	$129,648
318	$3,454	$2,644	$810	$127,004
319	$3,454	$2,660	$794	$124,344
320	$3,454	$2,677	$777	$121,667
321	$3,454	$2,694	$760	$118,973
322	$3,454	$2,710	$744	$116,263
323	$3,454	$2,727	$727	$113,535
324	$3,454	$2,744	$710	$110,791
325	$3,454	$2,762	$692	$108,030
326	$3,454	$2,779	$675	$105,251
327	$3,454	$2,796	$658	$102,455
328	$3,454	$2,814	$640	$99,641
329	$3,454	$2,831	$623	$96,810
330	$3,454	$2,849	$605	$93,961
331	$3,454	$2,867	$587	$91,094
332	$3,454	$2,885	$569	$88,209
333	$3,454	$2,903	$551	$85,307
334	$3,454	$2,921	$533	$82,386
335	$3,454	$2,939	$515	$79,447
336	$3,454	$2,957	$497	$76,489
337	$3,454	$2,976	$478	$73,513
338	$3,454	$2,995	$459	$70,519
339	$3,454	$3,013	$441	$67,505
340	$3,454	$3,032	$422	$64,473
341	$3,454	$3,051	$403	$61,422
342	$3,454	$3,070	$384	$58,352
343	$3,454	$3,089	$365	$55,263
344	$3,454	$3,109	$345	$52,154
345	$3,454	$3,128	$326	$49,026
346	$3,454	$3,148	$306	$45,879
347	$3,454	$3,167	$287	$42,711
348	$3,454	$3,187	$267	$39,524
349	$3,454	$3,207	$247	$36,317
350	$3,454	$3,227	$227	$33,090
351	$3,454	$3,247	$207	$29,843
352	$3,454	$3,267	$187	$26,576
353	$3,454	$3,288	$166	$23,288
354	$3,454	$3,308	$146	$19,979
355	$3,454	$3,329	$125	$16,650
356	$3,454	$3,350	$104	$13,300
357	$3,454	$3,371	$83	$9,929
358	$3,454	$3,392	$62	$6,537
359	$3,454	$3,413	$41	$3,124
360	$3,454	$3,434	$20	$0

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 31, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.