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316 Fern St

Philadelphia, PA, 19120

For Sale $220,000 ($195.73 per Sq Ft)

$220,000 ($195.73 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

3 Bedrooms
2 Bathrooms
1,124 Sq Ft
1,115 Sq Ft

Description

Introducing a charming house nestled in a vibrant Philadelphia neighborhood, perfect for those seeking a cozy living space with tasteful updates and convenient amenities. This three-bedroom, one-and-a-half-bathroom home boasts considerable curb appeal with its inviting front porch, leading into a warm interior accented by hard wood flooring and large windows that bathe the space in natural light.

The heart of the home features an updated kitchen equipped with modern appliances and ample cabinetry, flowing seamlessly into the dining and living areas—ideal for family gatherings or entertaining guests. Each bedroom provides a comfortable retreat, with the primary bedroom offering tranquility away from the home's main activities.

Additional living space is found in the finished basement, which includes an extra room and a half bathroom, perfect for a home office or recreation room. The laundry hook-up adds a layer of convenience, underscoring the home's practical design.

Outside, the backyard presents a private outdoor oasis, ready for personal touches, whether for gardening or relaxation. The property’s newer windows enhance both its aesthetic and energy efficiency.

Situated within walking distance to essential amenities such as the Central High School, Jefferson Einstein Philadelphia Hospital, and the Fern Rock Transit Center, the location of this home makes daily commutes and errands a breeze. Leisurely weekends can be spent exploring Fisher Park or shopping at One & Olney Shopping Center, both just a stone’s throw away.

This AS IS WHERE IS home is a perfect blend of comfort, convenience, and charm, waiting to be filled with new memories. This Home includes a basic home warranty with acceptable offer.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$220,000
Property Type	Single Family Homes
Usable Sqft	1,124
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1925
Last Sold	Unknown
Sold Price	Unknown

APN #	612197000
MLS #	PAPH2462876
Property ID	321393600
Lot Sqft	1,115
Zoning	RSA5
Days on Market	9
Original List Price	Unknown
Date Updated	March 27, 2025
Date Created	March 26, 2025

Listing Provided By

Yvonne L Pittman an agent of . Lic #RS287857

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: April 04, 2025.

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Your payment
$1,705
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Estimated payment	$1,705 /mo
Loan amount	$220,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,705
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $334,047 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,538	$163	$1,375	$219,837
2	$1,538	$164	$1,374	$219,673
3	$1,538	$165	$1,373	$219,508
4	$1,538	$166	$1,372	$219,342
5	$1,538	$167	$1,371	$219,175
6	$1,538	$168	$1,370	$219,007
7	$1,538	$169	$1,369	$218,837
8	$1,538	$170	$1,368	$218,667
9	$1,538	$171	$1,367	$218,496
10	$1,538	$172	$1,366	$218,323
11	$1,538	$173	$1,365	$218,150
12	$1,538	$175	$1,363	$217,975
13	$1,538	$176	$1,362	$217,800
14	$1,538	$177	$1,361	$217,623
15	$1,538	$178	$1,360	$217,445
16	$1,538	$179	$1,359	$217,266
17	$1,538	$180	$1,358	$217,086
18	$1,538	$181	$1,357	$216,905
19	$1,538	$182	$1,356	$216,722
20	$1,538	$183	$1,355	$216,539
21	$1,538	$185	$1,353	$216,354
22	$1,538	$186	$1,352	$216,169
23	$1,538	$187	$1,351	$215,982
24	$1,538	$188	$1,350	$215,794
25	$1,538	$189	$1,349	$215,604
26	$1,538	$190	$1,348	$215,414
27	$1,538	$192	$1,346	$215,222
28	$1,538	$193	$1,345	$215,029
29	$1,538	$194	$1,344	$214,835
30	$1,538	$195	$1,343	$214,640
31	$1,538	$197	$1,342	$214,443
32	$1,538	$198	$1,340	$214,246
33	$1,538	$199	$1,339	$214,047
34	$1,538	$200	$1,338	$213,846
35	$1,538	$201	$1,337	$213,645
36	$1,538	$203	$1,335	$213,442
37	$1,538	$204	$1,334	$213,238
38	$1,538	$205	$1,333	$213,033
39	$1,538	$207	$1,331	$212,827
40	$1,538	$208	$1,330	$212,619
41	$1,538	$209	$1,329	$212,410
42	$1,538	$210	$1,328	$212,199
43	$1,538	$212	$1,326	$211,987
44	$1,538	$213	$1,325	$211,774
45	$1,538	$214	$1,324	$211,560
46	$1,538	$216	$1,322	$211,344
47	$1,538	$217	$1,321	$211,127
48	$1,538	$218	$1,320	$210,909
49	$1,538	$220	$1,318	$210,689
50	$1,538	$221	$1,317	$210,468
51	$1,538	$223	$1,315	$210,245
52	$1,538	$224	$1,314	$210,021
53	$1,538	$225	$1,313	$209,796
54	$1,538	$227	$1,311	$209,569
55	$1,538	$228	$1,310	$209,341
56	$1,538	$230	$1,308	$209,111
57	$1,538	$231	$1,307	$208,880
58	$1,538	$233	$1,306	$208,647
59	$1,538	$234	$1,304	$208,414
60	$1,538	$235	$1,303	$208,178
61	$1,538	$237	$1,301	$207,941
62	$1,538	$238	$1,300	$207,703
63	$1,538	$240	$1,298	$207,463
64	$1,538	$241	$1,297	$207,222
65	$1,538	$243	$1,295	$206,979
66	$1,538	$244	$1,294	$206,734
67	$1,538	$246	$1,292	$206,488
68	$1,538	$247	$1,291	$206,241
69	$1,538	$249	$1,289	$205,992
70	$1,538	$251	$1,287	$205,741
71	$1,538	$252	$1,286	$205,489
72	$1,538	$254	$1,284	$205,236
73	$1,538	$255	$1,283	$204,980
74	$1,538	$257	$1,281	$204,724
75	$1,538	$258	$1,280	$204,465
76	$1,538	$260	$1,278	$204,205
77	$1,538	$262	$1,276	$203,943
78	$1,538	$263	$1,275	$203,680
79	$1,538	$265	$1,273	$203,415
80	$1,538	$267	$1,271	$203,148
81	$1,538	$268	$1,270	$202,880
82	$1,538	$270	$1,268	$202,610
83	$1,538	$272	$1,266	$202,338
84	$1,538	$273	$1,265	$202,065
85	$1,538	$275	$1,263	$201,790
86	$1,538	$277	$1,261	$201,513
87	$1,538	$279	$1,259	$201,234
88	$1,538	$280	$1,258	$200,954
89	$1,538	$282	$1,256	$200,672
90	$1,538	$284	$1,254	$200,388
91	$1,538	$286	$1,252	$200,103
92	$1,538	$287	$1,251	$199,815
93	$1,538	$289	$1,249	$199,526
94	$1,538	$291	$1,247	$199,235
95	$1,538	$293	$1,245	$198,942
96	$1,538	$295	$1,243	$198,648
97	$1,538	$296	$1,242	$198,351
98	$1,538	$298	$1,240	$198,053
99	$1,538	$300	$1,238	$197,753
100	$1,538	$302	$1,236	$197,451
101	$1,538	$304	$1,234	$197,147
102	$1,538	$306	$1,232	$196,841
103	$1,538	$308	$1,230	$196,533
104	$1,538	$310	$1,228	$196,224
105	$1,538	$312	$1,226	$195,912
106	$1,538	$314	$1,224	$195,599
107	$1,538	$316	$1,222	$195,283
108	$1,538	$317	$1,221	$194,966
109	$1,538	$319	$1,219	$194,646
110	$1,538	$321	$1,217	$194,325
111	$1,538	$323	$1,215	$194,001
112	$1,538	$325	$1,213	$193,676
113	$1,538	$328	$1,210	$193,348
114	$1,538	$330	$1,208	$193,019
115	$1,538	$332	$1,206	$192,687
116	$1,538	$334	$1,204	$192,353
117	$1,538	$336	$1,202	$192,017
118	$1,538	$338	$1,200	$191,680
119	$1,538	$340	$1,198	$191,340
120	$1,538	$342	$1,196	$190,997
121	$1,538	$344	$1,194	$190,653
122	$1,538	$346	$1,192	$190,307
123	$1,538	$349	$1,189	$189,958
124	$1,538	$351	$1,187	$189,607
125	$1,538	$353	$1,185	$189,254
126	$1,538	$355	$1,183	$188,899
127	$1,538	$357	$1,181	$188,542
128	$1,538	$360	$1,178	$188,182
129	$1,538	$362	$1,176	$187,820
130	$1,538	$364	$1,174	$187,456
131	$1,538	$366	$1,172	$187,090
132	$1,538	$369	$1,169	$186,721
133	$1,538	$371	$1,167	$186,350
134	$1,538	$373	$1,165	$185,977
135	$1,538	$376	$1,162	$185,601
136	$1,538	$378	$1,160	$185,223
137	$1,538	$380	$1,158	$184,843
138	$1,538	$383	$1,155	$184,460
139	$1,538	$385	$1,153	$184,075
140	$1,538	$388	$1,150	$183,688
141	$1,538	$390	$1,148	$183,298
142	$1,538	$392	$1,146	$182,905
143	$1,538	$395	$1,143	$182,510
144	$1,538	$397	$1,141	$182,113
145	$1,538	$400	$1,138	$181,713
146	$1,538	$402	$1,136	$181,311
147	$1,538	$405	$1,133	$180,906
148	$1,538	$407	$1,131	$180,499
149	$1,538	$410	$1,128	$180,089
150	$1,538	$412	$1,126	$179,677
151	$1,538	$415	$1,123	$179,261
152	$1,538	$418	$1,120	$178,844
153	$1,538	$420	$1,118	$178,424
154	$1,538	$423	$1,115	$178,001
155	$1,538	$426	$1,113	$177,575
156	$1,538	$428	$1,110	$177,147
157	$1,538	$431	$1,107	$176,716
158	$1,538	$434	$1,104	$176,283
159	$1,538	$436	$1,102	$175,847
160	$1,538	$439	$1,099	$175,408
161	$1,538	$442	$1,096	$174,966
162	$1,538	$444	$1,094	$174,521
163	$1,538	$447	$1,091	$174,074
164	$1,538	$450	$1,088	$173,624
165	$1,538	$453	$1,085	$173,171
166	$1,538	$456	$1,082	$172,716
167	$1,538	$459	$1,079	$172,257
168	$1,538	$461	$1,077	$171,796
169	$1,538	$464	$1,074	$171,331
170	$1,538	$467	$1,071	$170,864
171	$1,538	$470	$1,068	$170,394
172	$1,538	$473	$1,065	$169,921
173	$1,538	$476	$1,062	$169,445
174	$1,538	$479	$1,059	$168,966
175	$1,538	$482	$1,056	$168,484
176	$1,538	$485	$1,053	$167,999
177	$1,538	$488	$1,050	$167,511
178	$1,538	$491	$1,047	$167,020
179	$1,538	$494	$1,044	$166,526
180	$1,538	$497	$1,041	$166,029
181	$1,538	$500	$1,038	$165,529
182	$1,538	$503	$1,035	$165,025
183	$1,538	$507	$1,031	$164,518
184	$1,538	$510	$1,028	$164,009
185	$1,538	$513	$1,025	$163,496
186	$1,538	$516	$1,022	$162,980
187	$1,538	$519	$1,019	$162,460
188	$1,538	$523	$1,015	$161,938
189	$1,538	$526	$1,012	$161,412
190	$1,538	$529	$1,009	$160,883
191	$1,538	$532	$1,006	$160,350
192	$1,538	$536	$1,002	$159,814
193	$1,538	$539	$999	$159,275
194	$1,538	$543	$995	$158,733
195	$1,538	$546	$992	$158,187
196	$1,538	$549	$989	$157,637
197	$1,538	$553	$985	$157,085
198	$1,538	$556	$982	$156,528
199	$1,538	$560	$978	$155,969
200	$1,538	$563	$975	$155,405
201	$1,538	$567	$971	$154,839
202	$1,538	$570	$968	$154,268
203	$1,538	$574	$964	$153,695
204	$1,538	$577	$961	$153,117
205	$1,538	$581	$957	$152,536
206	$1,538	$585	$953	$151,952
207	$1,538	$588	$950	$151,363
208	$1,538	$592	$946	$150,771
209	$1,538	$596	$942	$150,176
210	$1,538	$599	$939	$149,576
211	$1,538	$603	$935	$148,973
212	$1,538	$607	$931	$148,366
213	$1,538	$611	$927	$147,755
214	$1,538	$615	$923	$147,141
215	$1,538	$618	$920	$146,523
216	$1,538	$622	$916	$145,900
217	$1,538	$626	$912	$145,274
218	$1,538	$630	$908	$144,644
219	$1,538	$634	$904	$144,010
220	$1,538	$638	$900	$143,372
221	$1,538	$642	$896	$142,730
222	$1,538	$646	$892	$142,084
223	$1,538	$650	$888	$141,434
224	$1,538	$654	$884	$140,780
225	$1,538	$658	$880	$140,122
226	$1,538	$662	$876	$139,460
227	$1,538	$666	$872	$138,794
228	$1,538	$671	$867	$138,123
229	$1,538	$675	$863	$137,448
230	$1,538	$679	$859	$136,769
231	$1,538	$683	$855	$136,086
232	$1,538	$687	$851	$135,399
233	$1,538	$692	$846	$134,707
234	$1,538	$696	$842	$134,011
235	$1,538	$700	$838	$133,310
236	$1,538	$705	$833	$132,606
237	$1,538	$709	$829	$131,896
238	$1,538	$714	$824	$131,183
239	$1,538	$718	$820	$130,465
240	$1,538	$723	$815	$129,742
241	$1,538	$727	$811	$129,015
242	$1,538	$732	$806	$128,283
243	$1,538	$736	$802	$127,547
244	$1,538	$741	$797	$126,806
245	$1,538	$745	$793	$126,061
246	$1,538	$750	$788	$125,311
247	$1,538	$755	$783	$124,556
248	$1,538	$760	$778	$123,796
249	$1,538	$764	$774	$123,032
250	$1,538	$769	$769	$122,263
251	$1,538	$774	$764	$121,489
252	$1,538	$779	$759	$120,710
253	$1,538	$784	$754	$119,927
254	$1,538	$788	$750	$119,138
255	$1,538	$793	$745	$118,345
256	$1,538	$798	$740	$117,547
257	$1,538	$803	$735	$116,743
258	$1,538	$808	$730	$115,935
259	$1,538	$813	$725	$115,122
260	$1,538	$818	$720	$114,303
261	$1,538	$824	$714	$113,480
262	$1,538	$829	$709	$112,651
263	$1,538	$834	$704	$111,817
264	$1,538	$839	$699	$110,978
265	$1,538	$844	$694	$110,133
266	$1,538	$850	$688	$109,284
267	$1,538	$855	$683	$108,429
268	$1,538	$860	$678	$107,568
269	$1,538	$866	$672	$106,703
270	$1,538	$871	$667	$105,832
271	$1,538	$877	$661	$104,955
272	$1,538	$882	$656	$104,073
273	$1,538	$888	$650	$103,185
274	$1,538	$893	$645	$102,292
275	$1,538	$899	$639	$101,394
276	$1,538	$904	$634	$100,489
277	$1,538	$910	$628	$99,579
278	$1,538	$916	$622	$98,664
279	$1,538	$921	$617	$97,742
280	$1,538	$927	$611	$96,815
281	$1,538	$933	$605	$95,882
282	$1,538	$939	$599	$94,944
283	$1,538	$945	$593	$93,999
284	$1,538	$951	$587	$93,049
285	$1,538	$956	$582	$92,092
286	$1,538	$962	$576	$91,130
287	$1,538	$968	$570	$90,161
288	$1,538	$974	$564	$89,187
289	$1,538	$981	$557	$88,206
290	$1,538	$987	$551	$87,220
291	$1,538	$993	$545	$86,227
292	$1,538	$999	$539	$85,228
293	$1,538	$1,005	$533	$84,222
294	$1,538	$1,012	$526	$83,211
295	$1,538	$1,018	$520	$82,193
296	$1,538	$1,024	$514	$81,168
297	$1,538	$1,031	$507	$80,138
298	$1,538	$1,037	$501	$79,101
299	$1,538	$1,044	$494	$78,057
300	$1,538	$1,050	$488	$77,007
301	$1,538	$1,057	$481	$75,950
302	$1,538	$1,063	$475	$74,887
303	$1,538	$1,070	$468	$73,817
304	$1,538	$1,077	$461	$72,740
305	$1,538	$1,083	$455	$71,657
306	$1,538	$1,090	$448	$70,567
307	$1,538	$1,097	$441	$69,470
308	$1,538	$1,104	$434	$68,366
309	$1,538	$1,111	$427	$67,255
310	$1,538	$1,118	$420	$66,137
311	$1,538	$1,125	$413	$65,013
312	$1,538	$1,132	$406	$63,881
313	$1,538	$1,139	$399	$62,742
314	$1,538	$1,146	$392	$61,597
315	$1,538	$1,153	$385	$60,444
316	$1,538	$1,160	$378	$59,283
317	$1,538	$1,167	$371	$58,116
318	$1,538	$1,175	$363	$56,941
319	$1,538	$1,182	$356	$55,759
320	$1,538	$1,190	$348	$54,569
321	$1,538	$1,197	$341	$53,372
322	$1,538	$1,204	$334	$52,168
323	$1,538	$1,212	$326	$50,956
324	$1,538	$1,220	$318	$49,737
325	$1,538	$1,227	$311	$48,509
326	$1,538	$1,235	$303	$47,275
327	$1,538	$1,243	$295	$46,032
328	$1,538	$1,250	$288	$44,782
329	$1,538	$1,258	$280	$43,524
330	$1,538	$1,266	$272	$42,258
331	$1,538	$1,274	$264	$40,984
332	$1,538	$1,282	$256	$39,702
333	$1,538	$1,290	$248	$38,412
334	$1,538	$1,298	$240	$37,114
335	$1,538	$1,306	$232	$35,808
336	$1,538	$1,314	$224	$34,494
337	$1,538	$1,322	$216	$33,172
338	$1,538	$1,331	$207	$31,841
339	$1,538	$1,339	$199	$30,502
340	$1,538	$1,347	$191	$29,155
341	$1,538	$1,356	$182	$27,799
342	$1,538	$1,364	$174	$26,434
343	$1,538	$1,373	$165	$25,062
344	$1,538	$1,381	$157	$23,680
345	$1,538	$1,390	$148	$22,290
346	$1,538	$1,399	$139	$20,892
347	$1,538	$1,407	$131	$19,484
348	$1,538	$1,416	$122	$18,068
349	$1,538	$1,425	$113	$16,643
350	$1,538	$1,434	$104	$15,209
351	$1,538	$1,443	$95	$13,766
352	$1,538	$1,452	$86	$12,314
353	$1,538	$1,461	$77	$10,853
354	$1,538	$1,470	$68	$9,383
355	$1,538	$1,479	$59	$7,903
356	$1,538	$1,489	$49	$6,415
357	$1,538	$1,498	$40	$4,917
358	$1,538	$1,507	$31	$3,410
359	$1,538	$1,517	$21	$1,893
360	$1,538	$1,526	$12	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.