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635 Cottage Ln #635

Lakeland, FL, 33803

For Sale $149,000 ($126.70 per Sq Ft)

$149,000 ($126.70 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

2 Bedrooms
2 Bathrooms
1,176 Sq Ft
2,333 Sq Ft

Description

Welcome to the wonderful community of Imperial Southgate Villas. This cute 2/2 condo is in section 2 which is 55+. It has an updated kitchen with granite countertops, newer appliances, trey ceiling and can lights. The Large living room has a big window for lots of natural light. Master bedroom has an en-suite and large walk-in closet. The condo has an enclosed laundry room and covered carport. The roof was replaced in 2020, water heater 2019, A/C in 12/2022. The windows and sliding glass door are double pane and were replaced. Amazing central location, close to shopping, restaurants and the Polk Parkway. Move in Ready, schedule a showing today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$149,000
Property Type	Condo/Co-Op
Usable Sqft	1,176
Number of Stories	1 stories
Parking Spots	1 spots
Year Built	1970
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$600
Association Name:	Beverly Short
Association Amenities:	Unknown

APN #	232836139020000760
MLS #	L4951845
Property ID	321404396
Lot Sqft	2,333
Zoning	Unknown
Days on Market	17
Original List Price	$149,000
Applicances	Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer%
Date Updated	April 01, 2025
Date Created	March 27, 2025

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Your payment
$1,209
per month

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Principle & Interest

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HOA Dues

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Estimated payment	$1,209 /mo
Loan amount	$149,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

CanvasJS.com

Your payment
$1,209
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $225,890 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,042	$111	$931	$148,889
2	$1,042	$111	$931	$148,778
3	$1,042	$112	$930	$148,666
4	$1,042	$113	$929	$148,553
5	$1,042	$114	$928	$148,439
6	$1,042	$114	$928	$148,325
7	$1,042	$115	$927	$148,210
8	$1,042	$116	$926	$148,094
9	$1,042	$116	$926	$147,978
10	$1,042	$117	$925	$147,861
11	$1,042	$118	$924	$147,743
12	$1,042	$119	$923	$147,624
13	$1,042	$119	$923	$147,505
14	$1,042	$120	$922	$147,385
15	$1,042	$121	$921	$147,264
16	$1,042	$122	$920	$147,142
17	$1,042	$122	$920	$147,020
18	$1,042	$123	$919	$146,897
19	$1,042	$124	$918	$146,773
20	$1,042	$125	$917	$146,648
21	$1,042	$125	$917	$146,523
22	$1,042	$126	$916	$146,397
23	$1,042	$127	$915	$146,270
24	$1,042	$128	$914	$146,142
25	$1,042	$129	$913	$146,013
26	$1,042	$129	$913	$145,884
27	$1,042	$130	$912	$145,754
28	$1,042	$131	$911	$145,623
29	$1,042	$132	$910	$145,491
30	$1,042	$133	$909	$145,358
31	$1,042	$134	$908	$145,225
32	$1,042	$134	$908	$145,090
33	$1,042	$135	$907	$144,955
34	$1,042	$136	$906	$144,819
35	$1,042	$137	$905	$144,682
36	$1,042	$138	$904	$144,544
37	$1,042	$139	$903	$144,406
38	$1,042	$139	$903	$144,266
39	$1,042	$140	$902	$144,126
40	$1,042	$141	$901	$143,985
41	$1,042	$142	$900	$143,843
42	$1,042	$143	$899	$143,700
43	$1,042	$144	$898	$143,556
44	$1,042	$145	$897	$143,411
45	$1,042	$146	$896	$143,265
46	$1,042	$147	$895	$143,119
47	$1,042	$148	$894	$142,971
48	$1,042	$148	$894	$142,823
49	$1,042	$149	$893	$142,673
50	$1,042	$150	$892	$142,523
51	$1,042	$151	$891	$142,372
52	$1,042	$152	$890	$142,220
53	$1,042	$153	$889	$142,067
54	$1,042	$154	$888	$141,913
55	$1,042	$155	$887	$141,758
56	$1,042	$156	$886	$141,601
57	$1,042	$157	$885	$141,444
58	$1,042	$158	$884	$141,287
59	$1,042	$159	$883	$141,128
60	$1,042	$160	$882	$140,968
61	$1,042	$161	$881	$140,807
62	$1,042	$162	$880	$140,645
63	$1,042	$163	$879	$140,482
64	$1,042	$164	$878	$140,318
65	$1,042	$165	$877	$140,153
66	$1,042	$166	$876	$139,987
67	$1,042	$167	$875	$139,820
68	$1,042	$168	$874	$139,651
69	$1,042	$169	$873	$139,482
70	$1,042	$170	$872	$139,312
71	$1,042	$171	$871	$139,141
72	$1,042	$172	$870	$138,968
73	$1,042	$173	$869	$138,795
74	$1,042	$175	$867	$138,620
75	$1,042	$176	$866	$138,445
76	$1,042	$177	$865	$138,268
77	$1,042	$178	$864	$138,090
78	$1,042	$179	$863	$137,911
79	$1,042	$180	$862	$137,731
80	$1,042	$181	$861	$137,550
81	$1,042	$182	$860	$137,368
82	$1,042	$183	$859	$137,184
83	$1,042	$185	$857	$137,000
84	$1,042	$186	$856	$136,814
85	$1,042	$187	$855	$136,627
86	$1,042	$188	$854	$136,439
87	$1,042	$189	$853	$136,250
88	$1,042	$190	$852	$136,059
89	$1,042	$192	$850	$135,868
90	$1,042	$193	$849	$135,675
91	$1,042	$194	$848	$135,481
92	$1,042	$195	$847	$135,286
93	$1,042	$196	$846	$135,089
94	$1,042	$198	$844	$134,891
95	$1,042	$199	$843	$134,692
96	$1,042	$200	$842	$134,492
97	$1,042	$201	$841	$134,291
98	$1,042	$203	$839	$134,088
99	$1,042	$204	$838	$133,884
100	$1,042	$205	$837	$133,679
101	$1,042	$207	$835	$133,472
102	$1,042	$208	$834	$133,265
103	$1,042	$209	$833	$133,056
104	$1,042	$210	$832	$132,845
105	$1,042	$212	$830	$132,633
106	$1,042	$213	$829	$132,420
107	$1,042	$214	$828	$132,206
108	$1,042	$216	$826	$131,990
109	$1,042	$217	$825	$131,773
110	$1,042	$218	$824	$131,555
111	$1,042	$220	$822	$131,335
112	$1,042	$221	$821	$131,114
113	$1,042	$223	$819	$130,891
114	$1,042	$224	$818	$130,667
115	$1,042	$225	$817	$130,442
116	$1,042	$227	$815	$130,215
117	$1,042	$228	$814	$129,987
118	$1,042	$230	$812	$129,758
119	$1,042	$231	$811	$129,527
120	$1,042	$232	$810	$129,294
121	$1,042	$234	$808	$129,060
122	$1,042	$235	$807	$128,825
123	$1,042	$237	$805	$128,588
124	$1,042	$238	$804	$128,350
125	$1,042	$240	$802	$128,110
126	$1,042	$241	$801	$127,869
127	$1,042	$243	$799	$127,626
128	$1,042	$244	$798	$127,381
129	$1,042	$246	$796	$127,136
130	$1,042	$247	$795	$126,888
131	$1,042	$249	$793	$126,639
132	$1,042	$251	$792	$126,389
133	$1,042	$252	$790	$126,137
134	$1,042	$254	$788	$125,883
135	$1,042	$255	$787	$125,628
136	$1,042	$257	$785	$125,371
137	$1,042	$258	$784	$125,113
138	$1,042	$260	$782	$124,852
139	$1,042	$262	$780	$124,591
140	$1,042	$263	$779	$124,328
141	$1,042	$265	$777	$124,063
142	$1,042	$267	$775	$123,796
143	$1,042	$268	$774	$123,528
144	$1,042	$270	$772	$123,258
145	$1,042	$272	$770	$122,986
146	$1,042	$273	$769	$122,713
147	$1,042	$275	$767	$122,438
148	$1,042	$277	$765	$122,161
149	$1,042	$278	$764	$121,882
150	$1,042	$280	$762	$121,602
151	$1,042	$282	$760	$121,320
152	$1,042	$284	$758	$121,036
153	$1,042	$286	$756	$120,751
154	$1,042	$287	$755	$120,464
155	$1,042	$289	$753	$120,175
156	$1,042	$291	$751	$119,884
157	$1,042	$293	$749	$119,591
158	$1,042	$295	$747	$119,296
159	$1,042	$296	$746	$119,000
160	$1,042	$298	$744	$118,702
161	$1,042	$300	$742	$118,402
162	$1,042	$302	$740	$118,100
163	$1,042	$304	$738	$117,796
164	$1,042	$306	$736	$117,490
165	$1,042	$308	$734	$117,182
166	$1,042	$310	$732	$116,873
167	$1,042	$312	$730	$116,561
168	$1,042	$313	$729	$116,248
169	$1,042	$315	$727	$115,932
170	$1,042	$317	$725	$115,615
171	$1,042	$319	$723	$115,295
172	$1,042	$321	$721	$114,974
173	$1,042	$323	$719	$114,651
174	$1,042	$325	$717	$114,325
175	$1,042	$327	$715	$113,998
176	$1,042	$330	$712	$113,668
177	$1,042	$332	$710	$113,337
178	$1,042	$334	$708	$113,003
179	$1,042	$336	$706	$112,667
180	$1,042	$338	$704	$112,329
181	$1,042	$340	$702	$111,989
182	$1,042	$342	$700	$111,647
183	$1,042	$344	$698	$111,303
184	$1,042	$346	$696	$110,957
185	$1,042	$349	$693	$110,608
186	$1,042	$351	$691	$110,258
187	$1,042	$353	$689	$109,905
188	$1,042	$355	$687	$109,550
189	$1,042	$357	$685	$109,192
190	$1,042	$360	$682	$108,833
191	$1,042	$362	$680	$108,471
192	$1,042	$364	$678	$108,107
193	$1,042	$366	$676	$107,740
194	$1,042	$369	$673	$107,372
195	$1,042	$371	$671	$107,001
196	$1,042	$373	$669	$106,628
197	$1,042	$376	$666	$106,252
198	$1,042	$378	$664	$105,874
199	$1,042	$380	$662	$105,494
200	$1,042	$383	$659	$105,111
201	$1,042	$385	$657	$104,726
202	$1,042	$387	$655	$104,339
203	$1,042	$390	$652	$103,949
204	$1,042	$392	$650	$103,557
205	$1,042	$395	$647	$103,162
206	$1,042	$397	$645	$102,765
207	$1,042	$400	$642	$102,365
208	$1,042	$402	$640	$101,963
209	$1,042	$405	$637	$101,558
210	$1,042	$407	$635	$101,151
211	$1,042	$410	$632	$100,741
212	$1,042	$412	$630	$100,328
213	$1,042	$415	$627	$99,913
214	$1,042	$418	$624	$99,496
215	$1,042	$420	$622	$99,076
216	$1,042	$423	$619	$98,653
217	$1,042	$425	$617	$98,228
218	$1,042	$428	$614	$97,799
219	$1,042	$431	$611	$97,369
220	$1,042	$433	$609	$96,935
221	$1,042	$436	$606	$96,499
222	$1,042	$439	$603	$96,060
223	$1,042	$442	$600	$95,619
224	$1,042	$444	$598	$95,174
225	$1,042	$447	$595	$94,727
226	$1,042	$450	$592	$94,277
227	$1,042	$453	$589	$93,824
228	$1,042	$456	$586	$93,369
229	$1,042	$458	$584	$92,910
230	$1,042	$461	$581	$92,449
231	$1,042	$464	$578	$91,985
232	$1,042	$467	$575	$91,518
233	$1,042	$470	$572	$91,048
234	$1,042	$473	$569	$90,575
235	$1,042	$476	$566	$90,099
236	$1,042	$479	$563	$89,620
237	$1,042	$482	$560	$89,138
238	$1,042	$485	$557	$88,653
239	$1,042	$488	$554	$88,165
240	$1,042	$491	$551	$87,674
241	$1,042	$494	$548	$87,180
242	$1,042	$497	$545	$86,683
243	$1,042	$500	$542	$86,183
244	$1,042	$503	$539	$85,680
245	$1,042	$507	$536	$85,173
246	$1,042	$510	$532	$84,663
247	$1,042	$513	$529	$84,151
248	$1,042	$516	$526	$83,634
249	$1,042	$519	$523	$83,115
250	$1,042	$523	$519	$82,593
251	$1,042	$526	$516	$82,067
252	$1,042	$529	$513	$81,538
253	$1,042	$532	$510	$81,005
254	$1,042	$536	$506	$80,470
255	$1,042	$539	$503	$79,931
256	$1,042	$542	$500	$79,388
257	$1,042	$546	$496	$78,842
258	$1,042	$549	$493	$78,293
259	$1,042	$553	$489	$77,740
260	$1,042	$556	$486	$77,184
261	$1,042	$560	$482	$76,625
262	$1,042	$563	$479	$76,062
263	$1,042	$567	$475	$75,495
264	$1,042	$570	$472	$74,925
265	$1,042	$574	$468	$74,351
266	$1,042	$577	$465	$73,774
267	$1,042	$581	$461	$73,193
268	$1,042	$585	$457	$72,608
269	$1,042	$588	$454	$72,020
270	$1,042	$592	$450	$71,428
271	$1,042	$596	$446	$70,833
272	$1,042	$599	$443	$70,233
273	$1,042	$603	$439	$69,630
274	$1,042	$607	$435	$69,024
275	$1,042	$611	$431	$68,413
276	$1,042	$614	$428	$67,799
277	$1,042	$618	$424	$67,180
278	$1,042	$622	$420	$66,558
279	$1,042	$626	$416	$65,932
280	$1,042	$630	$412	$65,302
281	$1,042	$634	$408	$64,668
282	$1,042	$638	$404	$64,031
283	$1,042	$642	$400	$63,389
284	$1,042	$646	$396	$62,743
285	$1,042	$650	$392	$62,093
286	$1,042	$654	$388	$61,439
287	$1,042	$658	$384	$60,781
288	$1,042	$662	$380	$60,119
289	$1,042	$666	$376	$59,453
290	$1,042	$670	$372	$58,782
291	$1,042	$675	$367	$58,108
292	$1,042	$679	$363	$57,429
293	$1,042	$683	$359	$56,746
294	$1,042	$687	$355	$56,059
295	$1,042	$692	$350	$55,367
296	$1,042	$696	$346	$54,671
297	$1,042	$700	$342	$53,971
298	$1,042	$705	$337	$53,266
299	$1,042	$709	$333	$52,557
300	$1,042	$714	$328	$51,843
301	$1,042	$718	$324	$51,125
302	$1,042	$722	$320	$50,403
303	$1,042	$727	$315	$49,676
304	$1,042	$732	$310	$48,944
305	$1,042	$736	$306	$48,208
306	$1,042	$741	$301	$47,468
307	$1,042	$745	$297	$46,722
308	$1,042	$750	$292	$45,972
309	$1,042	$755	$287	$45,218
310	$1,042	$759	$283	$44,458
311	$1,042	$764	$278	$43,694
312	$1,042	$769	$273	$42,925
313	$1,042	$774	$268	$42,151
314	$1,042	$779	$263	$41,373
315	$1,042	$783	$259	$40,589
316	$1,042	$788	$254	$39,801
317	$1,042	$793	$249	$39,008
318	$1,042	$798	$244	$38,210
319	$1,042	$803	$239	$37,407
320	$1,042	$808	$234	$36,598
321	$1,042	$813	$229	$35,785
322	$1,042	$818	$224	$34,967
323	$1,042	$823	$219	$34,143
324	$1,042	$829	$213	$33,315
325	$1,042	$834	$208	$32,481
326	$1,042	$839	$203	$31,642
327	$1,042	$844	$198	$30,798
328	$1,042	$850	$192	$29,948
329	$1,042	$855	$187	$29,093
330	$1,042	$860	$182	$28,233
331	$1,042	$866	$176	$27,368
332	$1,042	$871	$171	$26,497
333	$1,042	$876	$166	$25,620
334	$1,042	$882	$160	$24,738
335	$1,042	$887	$155	$23,851
336	$1,042	$893	$149	$22,958
337	$1,042	$899	$143	$22,060
338	$1,042	$904	$138	$21,155
339	$1,042	$910	$132	$20,246
340	$1,042	$915	$127	$19,330
341	$1,042	$921	$121	$18,409
342	$1,042	$927	$115	$17,482
343	$1,042	$933	$109	$16,549
344	$1,042	$939	$103	$15,611
345	$1,042	$944	$98	$14,666
346	$1,042	$950	$92	$13,716
347	$1,042	$956	$86	$12,760
348	$1,042	$962	$80	$11,797
349	$1,042	$968	$74	$10,829
350	$1,042	$974	$68	$9,855
351	$1,042	$980	$62	$8,874
352	$1,042	$987	$55	$7,888
353	$1,042	$993	$49	$6,895
354	$1,042	$999	$43	$5,896
355	$1,042	$1,005	$37	$4,891
356	$1,042	$1,011	$31	$3,880
357	$1,042	$1,018	$24	$2,862
358	$1,042	$1,024	$18	$1,838
359	$1,042	$1,031	$11	$807
360	$1,042	$1,037	$5	$0

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Listing Provided By

Katy Schofield an agent of .

© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of April 01, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.