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432 Mercy St

Philadelphia, PA, 19148

For Sale $439,900 ($248.11 per Sq Ft)

$439,900 ($248.11 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

3 Bedrooms
3 Bathrooms
1,773 Sq Ft
658 Sq Ft

Description

Introducing 432 Mercy Street! Incredible value with this almost-new construction home in rapidly redeveloping South Philadelphia. Enter from quiet street to a open main level, highlighted by natural light and hardwood floors which travel from the living, through the dining area, and into the kitchen. Built-in sonos surround sound system. Upgraded kitchen with soft-close, white shaker cabinets, quartz countertops, and stainless appliances. Glass sliding patio door extends the main level onto the back patio. Perfect for outdoor cooking and dining! On the second level, two-well apportioned bedrooms bifurcated by a full bath with shower tub and laundry. Ample closet space. Even more natural light. The third floor is dominated by a third bedroom with full bath, walk-in shower, and wet bar. Most impressive is the lower roof deck off the primary bedroom! Climb again to the upper roof deck. Impressive city views! Don't miss the basement. Perfect for home office, storage, or personal fitness. Plenty of time remaining on the ten year property tax abatement. Schedule your private showing today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$439,900
Property Type	Single Family Homes
Usable Sqft	1,773
Number of Stories	4 stories
Parking Spots	0 spots
Year Built	2018
Last Sold	Unknown
Sold Price	Unknown

APN #	392060100
MLS #	PAPH2452956
Property ID	294901520
Lot Sqft	658
Zoning	RSA5
Days on Market	7
Original List Price	Unknown
Date Updated	March 22, 2025
Date Created	March 19, 2025

Listing Provided By

Scott C Frith an agent of . Lic #RS342476

© 2025 Copyright BRIGHT, All Rights Reserved

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 26, 2025.

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$3,243
per month

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Estimated payment	$3,243 /mo
Loan amount	$439,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,243
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $667,251 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,076	$327	$2,749	$439,573
2	$3,076	$329	$2,747	$439,245
3	$3,076	$331	$2,745	$438,914
4	$3,076	$333	$2,743	$438,581
5	$3,076	$335	$2,741	$438,246
6	$3,076	$337	$2,739	$437,909
7	$3,076	$339	$2,737	$437,570
8	$3,076	$341	$2,735	$437,229
9	$3,076	$343	$2,733	$436,886
10	$3,076	$345	$2,731	$436,540
11	$3,076	$348	$2,728	$436,193
12	$3,076	$350	$2,726	$435,843
13	$3,076	$352	$2,724	$435,491
14	$3,076	$354	$2,722	$435,137
15	$3,076	$356	$2,720	$434,780
16	$3,076	$359	$2,717	$434,422
17	$3,076	$361	$2,715	$434,061
18	$3,076	$363	$2,713	$433,698
19	$3,076	$365	$2,711	$433,332
20	$3,076	$368	$2,708	$432,965
21	$3,076	$370	$2,706	$432,595
22	$3,076	$372	$2,704	$432,222
23	$3,076	$375	$2,701	$431,848
24	$3,076	$377	$2,699	$431,471
25	$3,076	$379	$2,697	$431,092
26	$3,076	$382	$2,694	$430,710
27	$3,076	$384	$2,692	$430,326
28	$3,076	$386	$2,690	$429,939
29	$3,076	$389	$2,687	$429,550
30	$3,076	$391	$2,685	$429,159
31	$3,076	$394	$2,682	$428,765
32	$3,076	$396	$2,680	$428,369
33	$3,076	$399	$2,677	$427,971
34	$3,076	$401	$2,675	$427,569
35	$3,076	$404	$2,672	$427,166
36	$3,076	$406	$2,670	$426,759
37	$3,076	$409	$2,667	$426,351
38	$3,076	$411	$2,665	$425,939
39	$3,076	$414	$2,662	$425,525
40	$3,076	$416	$2,660	$425,109
41	$3,076	$419	$2,657	$424,690
42	$3,076	$422	$2,654	$424,268
43	$3,076	$424	$2,652	$423,844
44	$3,076	$427	$2,649	$423,417
45	$3,076	$430	$2,646	$422,987
46	$3,076	$432	$2,644	$422,555
47	$3,076	$435	$2,641	$422,120
48	$3,076	$438	$2,638	$421,682
49	$3,076	$440	$2,636	$421,242
50	$3,076	$443	$2,633	$420,798
51	$3,076	$446	$2,630	$420,352
52	$3,076	$449	$2,627	$419,904
53	$3,076	$452	$2,624	$419,452
54	$3,076	$454	$2,622	$418,998
55	$3,076	$457	$2,619	$418,540
56	$3,076	$460	$2,616	$418,080
57	$3,076	$463	$2,613	$417,617
58	$3,076	$466	$2,610	$417,151
59	$3,076	$469	$2,607	$416,683
60	$3,076	$472	$2,604	$416,211
61	$3,076	$475	$2,601	$415,736
62	$3,076	$478	$2,598	$415,259
63	$3,076	$481	$2,595	$414,778
64	$3,076	$484	$2,592	$414,294
65	$3,076	$487	$2,589	$413,808
66	$3,076	$490	$2,586	$413,318
67	$3,076	$493	$2,583	$412,825
68	$3,076	$496	$2,580	$412,329
69	$3,076	$499	$2,577	$411,830
70	$3,076	$502	$2,574	$411,328
71	$3,076	$505	$2,571	$410,823
72	$3,076	$508	$2,568	$410,315
73	$3,076	$512	$2,564	$409,803
74	$3,076	$515	$2,561	$409,288
75	$3,076	$518	$2,558	$408,771
76	$3,076	$521	$2,555	$408,249
77	$3,076	$524	$2,552	$407,725
78	$3,076	$528	$2,548	$407,197
79	$3,076	$531	$2,545	$406,666
80	$3,076	$534	$2,542	$406,132
81	$3,076	$538	$2,538	$405,594
82	$3,076	$541	$2,535	$405,053
83	$3,076	$544	$2,532	$404,509
84	$3,076	$548	$2,528	$403,961
85	$3,076	$551	$2,525	$403,410
86	$3,076	$555	$2,521	$402,855
87	$3,076	$558	$2,518	$402,297
88	$3,076	$562	$2,514	$401,735
89	$3,076	$565	$2,511	$401,170
90	$3,076	$569	$2,507	$400,601
91	$3,076	$572	$2,504	$400,029
92	$3,076	$576	$2,500	$399,453
93	$3,076	$579	$2,497	$398,874
94	$3,076	$583	$2,493	$398,291
95	$3,076	$587	$2,489	$397,704
96	$3,076	$590	$2,486	$397,114
97	$3,076	$594	$2,482	$396,520
98	$3,076	$598	$2,478	$395,922
99	$3,076	$601	$2,475	$395,320
100	$3,076	$605	$2,471	$394,715
101	$3,076	$609	$2,467	$394,106
102	$3,076	$613	$2,463	$393,493
103	$3,076	$617	$2,459	$392,877
104	$3,076	$621	$2,455	$392,256
105	$3,076	$624	$2,452	$391,632
106	$3,076	$628	$2,448	$391,003
107	$3,076	$632	$2,444	$390,371
108	$3,076	$636	$2,440	$389,735
109	$3,076	$640	$2,436	$389,095
110	$3,076	$644	$2,432	$388,451
111	$3,076	$648	$2,428	$387,803
112	$3,076	$652	$2,424	$387,150
113	$3,076	$656	$2,420	$386,494
114	$3,076	$660	$2,416	$385,834
115	$3,076	$665	$2,411	$385,169
116	$3,076	$669	$2,407	$384,500
117	$3,076	$673	$2,403	$383,827
118	$3,076	$677	$2,399	$383,150
119	$3,076	$681	$2,395	$382,469
120	$3,076	$686	$2,390	$381,784
121	$3,076	$690	$2,386	$381,094
122	$3,076	$694	$2,382	$380,399
123	$3,076	$699	$2,378	$379,701
124	$3,076	$703	$2,373	$378,998
125	$3,076	$707	$2,369	$378,291
126	$3,076	$712	$2,364	$377,579
127	$3,076	$716	$2,360	$376,863
128	$3,076	$721	$2,355	$376,142
129	$3,076	$725	$2,351	$375,417
130	$3,076	$730	$2,346	$374,688
131	$3,076	$734	$2,342	$373,953
132	$3,076	$739	$2,337	$373,215
133	$3,076	$743	$2,333	$372,471
134	$3,076	$748	$2,328	$371,723
135	$3,076	$753	$2,323	$370,971
136	$3,076	$757	$2,319	$370,213
137	$3,076	$762	$2,314	$369,451
138	$3,076	$767	$2,309	$368,684
139	$3,076	$772	$2,304	$367,912
140	$3,076	$777	$2,299	$367,136
141	$3,076	$781	$2,295	$366,354
142	$3,076	$786	$2,290	$365,568
143	$3,076	$791	$2,285	$364,777
144	$3,076	$796	$2,280	$363,981
145	$3,076	$801	$2,275	$363,180
146	$3,076	$806	$2,270	$362,373
147	$3,076	$811	$2,265	$361,562
148	$3,076	$816	$2,260	$360,746
149	$3,076	$821	$2,255	$359,925
150	$3,076	$826	$2,250	$359,098
151	$3,076	$832	$2,244	$358,267
152	$3,076	$837	$2,239	$357,430
153	$3,076	$842	$2,234	$356,588
154	$3,076	$847	$2,229	$355,740
155	$3,076	$853	$2,223	$354,888
156	$3,076	$858	$2,218	$354,030
157	$3,076	$863	$2,213	$353,166
158	$3,076	$869	$2,207	$352,298
159	$3,076	$874	$2,202	$351,424
160	$3,076	$880	$2,196	$350,544
161	$3,076	$885	$2,191	$349,659
162	$3,076	$891	$2,185	$348,768
163	$3,076	$896	$2,180	$347,872
164	$3,076	$902	$2,174	$346,970
165	$3,076	$907	$2,169	$346,063
166	$3,076	$913	$2,163	$345,150
167	$3,076	$919	$2,157	$344,231
168	$3,076	$925	$2,151	$343,306
169	$3,076	$930	$2,146	$342,376
170	$3,076	$936	$2,140	$341,440
171	$3,076	$942	$2,134	$340,498
172	$3,076	$948	$2,128	$339,550
173	$3,076	$954	$2,122	$338,596
174	$3,076	$960	$2,116	$337,636
175	$3,076	$966	$2,110	$336,671
176	$3,076	$972	$2,104	$335,699
177	$3,076	$978	$2,098	$334,721
178	$3,076	$984	$2,092	$333,737
179	$3,076	$990	$2,086	$332,747
180	$3,076	$996	$2,080	$331,750
181	$3,076	$1,003	$2,073	$330,748
182	$3,076	$1,009	$2,067	$329,739
183	$3,076	$1,015	$2,061	$328,724
184	$3,076	$1,021	$2,055	$327,702
185	$3,076	$1,028	$2,048	$326,675
186	$3,076	$1,034	$2,042	$325,640
187	$3,076	$1,041	$2,035	$324,600
188	$3,076	$1,047	$2,029	$323,552
189	$3,076	$1,054	$2,022	$322,499
190	$3,076	$1,060	$2,016	$321,438
191	$3,076	$1,067	$2,009	$320,371
192	$3,076	$1,074	$2,002	$319,297
193	$3,076	$1,080	$1,996	$318,217
194	$3,076	$1,087	$1,989	$317,130
195	$3,076	$1,094	$1,982	$316,036
196	$3,076	$1,101	$1,975	$314,935
197	$3,076	$1,108	$1,968	$313,828
198	$3,076	$1,115	$1,961	$312,713
199	$3,076	$1,122	$1,954	$311,591
200	$3,076	$1,129	$1,947	$310,463
201	$3,076	$1,136	$1,940	$309,327
202	$3,076	$1,143	$1,933	$308,185
203	$3,076	$1,150	$1,926	$307,035
204	$3,076	$1,157	$1,919	$305,878
205	$3,076	$1,164	$1,912	$304,713
206	$3,076	$1,172	$1,904	$303,542
207	$3,076	$1,179	$1,897	$302,363
208	$3,076	$1,186	$1,890	$301,177
209	$3,076	$1,194	$1,882	$299,983
210	$3,076	$1,201	$1,875	$298,782
211	$3,076	$1,209	$1,867	$297,573
212	$3,076	$1,216	$1,860	$296,357
213	$3,076	$1,224	$1,852	$295,134
214	$3,076	$1,231	$1,845	$293,902
215	$3,076	$1,239	$1,837	$292,663
216	$3,076	$1,247	$1,829	$291,416
217	$3,076	$1,255	$1,821	$290,161
218	$3,076	$1,262	$1,814	$288,899
219	$3,076	$1,270	$1,806	$287,629
220	$3,076	$1,278	$1,798	$286,350
221	$3,076	$1,286	$1,790	$285,064
222	$3,076	$1,294	$1,782	$283,770
223	$3,076	$1,302	$1,774	$282,467
224	$3,076	$1,311	$1,765	$281,157
225	$3,076	$1,319	$1,757	$279,838
226	$3,076	$1,327	$1,749	$278,511
227	$3,076	$1,335	$1,741	$277,176
228	$3,076	$1,344	$1,732	$275,832
229	$3,076	$1,352	$1,724	$274,480
230	$3,076	$1,361	$1,716	$273,119
231	$3,076	$1,369	$1,707	$271,750
232	$3,076	$1,378	$1,698	$270,373
233	$3,076	$1,386	$1,690	$268,987
234	$3,076	$1,395	$1,681	$267,592
235	$3,076	$1,404	$1,672	$266,188
236	$3,076	$1,412	$1,664	$264,776
237	$3,076	$1,421	$1,655	$263,355
238	$3,076	$1,430	$1,646	$261,925
239	$3,076	$1,439	$1,637	$260,486
240	$3,076	$1,448	$1,628	$259,038
241	$3,076	$1,457	$1,619	$257,581
242	$3,076	$1,466	$1,610	$256,115
243	$3,076	$1,475	$1,601	$254,639
244	$3,076	$1,485	$1,592	$253,155
245	$3,076	$1,494	$1,582	$251,661
246	$3,076	$1,503	$1,573	$250,158
247	$3,076	$1,513	$1,563	$248,645
248	$3,076	$1,522	$1,554	$247,123
249	$3,076	$1,531	$1,545	$245,592
250	$3,076	$1,541	$1,535	$244,051
251	$3,076	$1,551	$1,525	$242,500
252	$3,076	$1,560	$1,516	$240,940
253	$3,076	$1,570	$1,506	$239,370
254	$3,076	$1,580	$1,496	$237,790
255	$3,076	$1,590	$1,486	$236,200
256	$3,076	$1,600	$1,476	$234,600
257	$3,076	$1,610	$1,466	$232,991
258	$3,076	$1,620	$1,456	$231,371
259	$3,076	$1,630	$1,446	$229,741
260	$3,076	$1,640	$1,436	$228,101
261	$3,076	$1,650	$1,426	$226,450
262	$3,076	$1,661	$1,415	$224,790
263	$3,076	$1,671	$1,405	$223,119
264	$3,076	$1,682	$1,394	$221,437
265	$3,076	$1,692	$1,384	$219,745
266	$3,076	$1,703	$1,373	$218,042
267	$3,076	$1,713	$1,363	$216,329
268	$3,076	$1,724	$1,352	$214,605
269	$3,076	$1,735	$1,341	$212,871
270	$3,076	$1,746	$1,330	$211,125
271	$3,076	$1,756	$1,320	$209,369
272	$3,076	$1,767	$1,309	$207,601
273	$3,076	$1,778	$1,298	$205,823
274	$3,076	$1,790	$1,286	$204,033
275	$3,076	$1,801	$1,275	$202,232
276	$3,076	$1,812	$1,264	$200,420
277	$3,076	$1,823	$1,253	$198,597
278	$3,076	$1,835	$1,241	$196,762
279	$3,076	$1,846	$1,230	$194,916
280	$3,076	$1,858	$1,218	$193,058
281	$3,076	$1,869	$1,207	$191,189
282	$3,076	$1,881	$1,195	$189,308
283	$3,076	$1,893	$1,183	$187,415
284	$3,076	$1,905	$1,171	$185,510
285	$3,076	$1,917	$1,159	$183,593
286	$3,076	$1,929	$1,147	$181,665
287	$3,076	$1,941	$1,135	$179,724
288	$3,076	$1,953	$1,123	$177,772
289	$3,076	$1,965	$1,111	$175,807
290	$3,076	$1,977	$1,099	$173,829
291	$3,076	$1,990	$1,086	$171,840
292	$3,076	$2,002	$1,074	$169,838
293	$3,076	$2,015	$1,061	$167,823
294	$3,076	$2,027	$1,049	$165,796
295	$3,076	$2,040	$1,036	$163,757
296	$3,076	$2,053	$1,023	$161,704
297	$3,076	$2,065	$1,011	$159,639
298	$3,076	$2,078	$998	$157,560
299	$3,076	$2,091	$985	$155,469
300	$3,076	$2,104	$972	$153,365
301	$3,076	$2,117	$959	$151,247
302	$3,076	$2,131	$945	$149,117
303	$3,076	$2,144	$932	$146,973
304	$3,076	$2,157	$919	$144,815
305	$3,076	$2,171	$905	$142,644
306	$3,076	$2,184	$892	$140,460
307	$3,076	$2,198	$878	$138,262
308	$3,076	$2,212	$864	$136,050
309	$3,076	$2,226	$850	$133,824
310	$3,076	$2,240	$836	$131,585
311	$3,076	$2,254	$822	$129,331
312	$3,076	$2,268	$808	$127,063
313	$3,076	$2,282	$794	$124,781
314	$3,076	$2,296	$780	$122,485
315	$3,076	$2,310	$766	$120,175
316	$3,076	$2,325	$751	$117,850
317	$3,076	$2,339	$737	$115,510
318	$3,076	$2,354	$722	$113,156
319	$3,076	$2,369	$707	$110,788
320	$3,076	$2,384	$692	$108,404
321	$3,076	$2,398	$678	$106,006
322	$3,076	$2,413	$663	$103,592
323	$3,076	$2,429	$647	$101,164
324	$3,076	$2,444	$632	$98,720
325	$3,076	$2,459	$617	$96,261
326	$3,076	$2,474	$602	$93,786
327	$3,076	$2,490	$586	$91,297
328	$3,076	$2,505	$571	$88,791
329	$3,076	$2,521	$555	$86,270
330	$3,076	$2,537	$539	$83,733
331	$3,076	$2,553	$523	$81,181
332	$3,076	$2,569	$507	$78,612
333	$3,076	$2,585	$491	$76,027
334	$3,076	$2,601	$475	$73,427
335	$3,076	$2,617	$459	$70,810
336	$3,076	$2,633	$443	$68,176
337	$3,076	$2,650	$426	$65,526
338	$3,076	$2,666	$410	$62,860
339	$3,076	$2,683	$393	$60,177
340	$3,076	$2,700	$376	$57,477
341	$3,076	$2,717	$359	$54,760
342	$3,076	$2,734	$342	$52,026
343	$3,076	$2,751	$325	$49,275
344	$3,076	$2,768	$308	$46,507
345	$3,076	$2,785	$291	$43,722
346	$3,076	$2,803	$273	$40,919
347	$3,076	$2,820	$256	$38,099
348	$3,076	$2,838	$238	$35,261
349	$3,076	$2,856	$220	$32,405
350	$3,076	$2,873	$203	$29,532
351	$3,076	$2,891	$185	$26,641
352	$3,076	$2,910	$167	$23,731
353	$3,076	$2,928	$148	$20,803
354	$3,076	$2,946	$130	$17,857
355	$3,076	$2,964	$112	$14,893
356	$3,076	$2,983	$93	$11,910
357	$3,076	$3,002	$74	$8,909
358	$3,076	$3,020	$56	$5,888
359	$3,076	$3,039	$37	$2,849
360	$3,076	$3,058	$18	$0

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