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10677 SE 174th LOOP

Summerfield, FL, 34491

For Sale $229,900 ($228.08 per Sq Ft)

$229,900 ($228.08 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

2 Bedrooms
2 Bathrooms
1,008 Sq Ft
8,170 Sq Ft

Description

Come and see this charming home located in Spruce Creek one of Central Florida's most desirable and affordable retirement communities. Situated on a modest lot with a fully fenced, private backyard, this home offers both comfort and privacy. Recent upgrades include new carpeting throughout, fresh interior paint, a water heater replaced in 2023, a roof installed in 2017, and an A/C unit from 2014. Don't miss the opportunity to make this your next home!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$229,900
Property Type	Single Family Homes
Usable Sqft	1,008
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	1994
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$171
Association Name:	Diane Suchy
Association Amenities:	Clubhouse, Gated, Pool, Recreation Facilities, 24-Hour Guard, Community Pool, Pool Maintenance, Recreational Facilities, Security

APN #	6013002010
MLS #	OM697112
Property ID	300462324
Lot Sqft	8,170
Zoning	PUD
Days on Market	18
Original List Price	$229,900
Applicances	Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Water Softener%
Date Updated	March 16, 2025
Date Created	March 11, 2025

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Your payment
$1,774
per month

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Estimated payment	$1,774 /mo
Loan amount	$229,900
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,774
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $349,286 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,607	$170	$1,437	$229,730
2	$1,607	$171	$1,436	$229,559
3	$1,607	$172	$1,435	$229,386
4	$1,607	$173	$1,434	$229,213
5	$1,607	$174	$1,433	$229,039
6	$1,607	$176	$1,431	$228,863
7	$1,607	$177	$1,430	$228,687
8	$1,607	$178	$1,429	$228,509
9	$1,607	$179	$1,428	$228,330
10	$1,607	$180	$1,427	$228,150
11	$1,607	$181	$1,426	$227,969
12	$1,607	$182	$1,425	$227,787
13	$1,607	$183	$1,424	$227,604
14	$1,607	$184	$1,423	$227,419
15	$1,607	$186	$1,421	$227,233
16	$1,607	$187	$1,420	$227,047
17	$1,607	$188	$1,419	$226,859
18	$1,607	$189	$1,418	$226,670
19	$1,607	$190	$1,417	$226,479
20	$1,607	$192	$1,415	$226,288
21	$1,607	$193	$1,414	$226,095
22	$1,607	$194	$1,413	$225,901
23	$1,607	$195	$1,412	$225,706
24	$1,607	$196	$1,411	$225,510
25	$1,607	$198	$1,409	$225,312
26	$1,607	$199	$1,408	$225,113
27	$1,607	$200	$1,407	$224,913
28	$1,607	$201	$1,406	$224,712
29	$1,607	$203	$1,404	$224,509
30	$1,607	$204	$1,403	$224,306
31	$1,607	$205	$1,402	$224,100
32	$1,607	$206	$1,401	$223,894
33	$1,607	$208	$1,399	$223,686
34	$1,607	$209	$1,398	$223,477
35	$1,607	$210	$1,397	$223,267
36	$1,607	$212	$1,395	$223,056
37	$1,607	$213	$1,394	$222,843
38	$1,607	$214	$1,393	$222,628
39	$1,607	$216	$1,391	$222,413
40	$1,607	$217	$1,390	$222,196
41	$1,607	$218	$1,389	$221,978
42	$1,607	$220	$1,387	$221,758
43	$1,607	$221	$1,386	$221,537
44	$1,607	$222	$1,385	$221,315
45	$1,607	$224	$1,383	$221,091
46	$1,607	$225	$1,382	$220,866
47	$1,607	$227	$1,380	$220,639
48	$1,607	$228	$1,379	$220,411
49	$1,607	$229	$1,378	$220,182
50	$1,607	$231	$1,376	$219,951
51	$1,607	$232	$1,375	$219,719
52	$1,607	$234	$1,373	$219,485
53	$1,607	$235	$1,372	$219,250
54	$1,607	$237	$1,370	$219,013
55	$1,607	$238	$1,369	$218,775
56	$1,607	$240	$1,367	$218,535
57	$1,607	$241	$1,366	$218,294
58	$1,607	$243	$1,364	$218,051
59	$1,607	$244	$1,363	$217,807
60	$1,607	$246	$1,361	$217,561
61	$1,607	$247	$1,360	$217,314
62	$1,607	$249	$1,358	$217,065
63	$1,607	$250	$1,357	$216,815
64	$1,607	$252	$1,355	$216,563
65	$1,607	$253	$1,354	$216,310
66	$1,607	$255	$1,352	$216,054
67	$1,607	$257	$1,350	$215,798
68	$1,607	$258	$1,349	$215,540
69	$1,607	$260	$1,347	$215,280
70	$1,607	$262	$1,346	$215,018
71	$1,607	$263	$1,344	$214,755
72	$1,607	$265	$1,342	$214,490
73	$1,607	$266	$1,341	$214,224
74	$1,607	$268	$1,339	$213,956
75	$1,607	$270	$1,337	$213,686
76	$1,607	$271	$1,336	$213,414
77	$1,607	$273	$1,334	$213,141
78	$1,607	$275	$1,332	$212,866
79	$1,607	$277	$1,330	$212,590
80	$1,607	$278	$1,329	$212,312
81	$1,607	$280	$1,327	$212,032
82	$1,607	$282	$1,325	$211,750
83	$1,607	$284	$1,323	$211,466
84	$1,607	$285	$1,322	$211,181
85	$1,607	$287	$1,320	$210,894
86	$1,607	$289	$1,318	$210,605
87	$1,607	$291	$1,316	$210,314
88	$1,607	$293	$1,314	$210,022
89	$1,607	$294	$1,313	$209,727
90	$1,607	$296	$1,311	$209,431
91	$1,607	$298	$1,309	$209,133
92	$1,607	$300	$1,307	$208,833
93	$1,607	$302	$1,305	$208,531
94	$1,607	$304	$1,303	$208,227
95	$1,607	$306	$1,301	$207,922
96	$1,607	$307	$1,300	$207,614
97	$1,607	$309	$1,298	$207,305
98	$1,607	$311	$1,296	$206,994
99	$1,607	$313	$1,294	$206,680
100	$1,607	$315	$1,292	$206,365
101	$1,607	$317	$1,290	$206,048
102	$1,607	$319	$1,288	$205,729
103	$1,607	$321	$1,286	$205,408
104	$1,607	$323	$1,284	$205,084
105	$1,607	$325	$1,282	$204,759
106	$1,607	$327	$1,280	$204,432
107	$1,607	$329	$1,278	$204,103
108	$1,607	$331	$1,276	$203,771
109	$1,607	$333	$1,274	$203,438
110	$1,607	$336	$1,271	$203,102
111	$1,607	$338	$1,269	$202,765
112	$1,607	$340	$1,267	$202,425
113	$1,607	$342	$1,265	$202,083
114	$1,607	$344	$1,263	$201,739
115	$1,607	$346	$1,261	$201,393
116	$1,607	$348	$1,259	$201,045
117	$1,607	$350	$1,257	$200,694
118	$1,607	$353	$1,254	$200,342
119	$1,607	$355	$1,252	$199,987
120	$1,607	$357	$1,250	$199,630
121	$1,607	$359	$1,248	$199,270
122	$1,607	$362	$1,245	$198,909
123	$1,607	$364	$1,243	$198,545
124	$1,607	$366	$1,241	$198,179
125	$1,607	$368	$1,239	$197,810
126	$1,607	$371	$1,236	$197,440
127	$1,607	$373	$1,234	$197,067
128	$1,607	$375	$1,232	$196,691
129	$1,607	$378	$1,229	$196,314
130	$1,607	$380	$1,227	$195,934
131	$1,607	$382	$1,225	$195,551
132	$1,607	$385	$1,222	$195,166
133	$1,607	$387	$1,220	$194,779
134	$1,607	$390	$1,217	$194,390
135	$1,607	$392	$1,215	$193,998
136	$1,607	$395	$1,212	$193,603
137	$1,607	$397	$1,210	$193,206
138	$1,607	$399	$1,208	$192,807
139	$1,607	$402	$1,205	$192,405
140	$1,607	$404	$1,203	$192,000
141	$1,607	$407	$1,200	$191,593
142	$1,607	$410	$1,197	$191,184
143	$1,607	$412	$1,195	$190,772
144	$1,607	$415	$1,192	$190,357
145	$1,607	$417	$1,190	$189,940
146	$1,607	$420	$1,187	$189,520
147	$1,607	$423	$1,185	$189,097
148	$1,607	$425	$1,182	$188,672
149	$1,607	$428	$1,179	$188,244
150	$1,607	$430	$1,177	$187,814
151	$1,607	$433	$1,174	$187,381
152	$1,607	$436	$1,171	$186,945
153	$1,607	$439	$1,168	$186,506
154	$1,607	$441	$1,166	$186,065
155	$1,607	$444	$1,163	$185,621
156	$1,607	$447	$1,160	$185,174
157	$1,607	$450	$1,157	$184,724
158	$1,607	$452	$1,155	$184,272
159	$1,607	$455	$1,152	$183,816
160	$1,607	$458	$1,149	$183,358
161	$1,607	$461	$1,146	$182,897
162	$1,607	$464	$1,143	$182,433
163	$1,607	$467	$1,140	$181,967
164	$1,607	$470	$1,137	$181,497
165	$1,607	$473	$1,134	$181,024
166	$1,607	$476	$1,131	$180,549
167	$1,607	$479	$1,128	$180,070
168	$1,607	$482	$1,125	$179,589
169	$1,607	$485	$1,122	$179,104
170	$1,607	$488	$1,119	$178,616
171	$1,607	$491	$1,116	$178,126
172	$1,607	$494	$1,113	$177,632
173	$1,607	$497	$1,110	$177,135
174	$1,607	$500	$1,107	$176,635
175	$1,607	$503	$1,104	$176,132
176	$1,607	$506	$1,101	$175,626
177	$1,607	$509	$1,098	$175,117
178	$1,607	$513	$1,094	$174,604
179	$1,607	$516	$1,091	$174,089
180	$1,607	$519	$1,088	$173,570
181	$1,607	$522	$1,085	$173,047
182	$1,607	$525	$1,082	$172,522
183	$1,607	$529	$1,078	$171,993
184	$1,607	$532	$1,075	$171,461
185	$1,607	$535	$1,072	$170,926
186	$1,607	$539	$1,068	$170,387
187	$1,607	$542	$1,065	$169,845
188	$1,607	$545	$1,062	$169,300
189	$1,607	$549	$1,058	$168,751
190	$1,607	$552	$1,055	$168,198
191	$1,607	$556	$1,051	$167,643
192	$1,607	$559	$1,048	$167,083
193	$1,607	$563	$1,044	$166,521
194	$1,607	$566	$1,041	$165,954
195	$1,607	$570	$1,037	$165,385
196	$1,607	$573	$1,034	$164,811
197	$1,607	$577	$1,030	$164,234
198	$1,607	$581	$1,026	$163,654
199	$1,607	$584	$1,023	$163,070
200	$1,607	$588	$1,019	$162,482
201	$1,607	$591	$1,016	$161,890
202	$1,607	$595	$1,012	$161,295
203	$1,607	$599	$1,008	$160,696
204	$1,607	$603	$1,004	$160,094
205	$1,607	$606	$1,001	$159,487
206	$1,607	$610	$997	$158,877
207	$1,607	$614	$993	$158,263
208	$1,607	$618	$989	$157,645
209	$1,607	$622	$985	$157,023
210	$1,607	$626	$981	$156,398
211	$1,607	$630	$977	$155,768
212	$1,607	$633	$974	$155,135
213	$1,607	$637	$970	$154,497
214	$1,607	$641	$966	$153,856
215	$1,607	$645	$962	$153,211
216	$1,607	$649	$958	$152,561
217	$1,607	$653	$954	$151,908
218	$1,607	$658	$949	$151,250
219	$1,607	$662	$945	$150,588
220	$1,607	$666	$941	$149,923
221	$1,607	$670	$937	$149,253
222	$1,607	$674	$933	$148,578
223	$1,607	$678	$929	$147,900
224	$1,607	$683	$924	$147,217
225	$1,607	$687	$920	$146,530
226	$1,607	$691	$916	$145,839
227	$1,607	$696	$912	$145,144
228	$1,607	$700	$907	$144,444
229	$1,607	$704	$903	$143,740
230	$1,607	$709	$898	$143,031
231	$1,607	$713	$894	$142,318
232	$1,607	$718	$889	$141,600
233	$1,607	$722	$885	$140,878
234	$1,607	$727	$880	$140,152
235	$1,607	$731	$876	$139,421
236	$1,607	$736	$871	$138,685
237	$1,607	$740	$867	$137,945
238	$1,607	$745	$862	$137,200
239	$1,607	$750	$858	$136,451
240	$1,607	$754	$853	$135,697
241	$1,607	$759	$848	$134,938
242	$1,607	$764	$843	$134,174
243	$1,607	$768	$839	$133,406
244	$1,607	$773	$834	$132,632
245	$1,607	$778	$829	$131,854
246	$1,607	$783	$824	$131,071
247	$1,607	$788	$819	$130,284
248	$1,607	$793	$814	$129,491
249	$1,607	$798	$809	$128,693
250	$1,607	$803	$804	$127,891
251	$1,607	$808	$799	$127,083
252	$1,607	$813	$794	$126,270
253	$1,607	$818	$789	$125,452
254	$1,607	$823	$784	$124,629
255	$1,607	$828	$779	$123,801
256	$1,607	$833	$774	$122,968
257	$1,607	$838	$769	$122,130
258	$1,607	$844	$763	$121,286
259	$1,607	$849	$758	$120,437
260	$1,607	$854	$753	$119,583
261	$1,607	$860	$747	$118,723
262	$1,607	$865	$742	$117,858
263	$1,607	$870	$737	$116,988
264	$1,607	$876	$731	$116,112
265	$1,607	$881	$726	$115,231
266	$1,607	$887	$720	$114,344
267	$1,607	$892	$715	$113,451
268	$1,607	$898	$709	$112,554
269	$1,607	$904	$703	$111,650
270	$1,607	$909	$698	$110,741
271	$1,607	$915	$692	$109,826
272	$1,607	$921	$686	$108,905
273	$1,607	$926	$681	$107,979
274	$1,607	$932	$675	$107,047
275	$1,607	$938	$669	$106,109
276	$1,607	$944	$663	$105,165
277	$1,607	$950	$657	$104,215
278	$1,607	$956	$651	$103,260
279	$1,607	$962	$645	$102,298
280	$1,607	$968	$639	$101,330
281	$1,607	$974	$633	$100,357
282	$1,607	$980	$627	$99,377
283	$1,607	$986	$621	$98,391
284	$1,607	$992	$615	$97,399
285	$1,607	$998	$609	$96,401
286	$1,607	$1,004	$603	$95,396
287	$1,607	$1,011	$596	$94,386
288	$1,607	$1,017	$590	$93,368
289	$1,607	$1,023	$584	$92,345
290	$1,607	$1,030	$577	$91,315
291	$1,607	$1,036	$571	$90,279
292	$1,607	$1,043	$564	$89,236
293	$1,607	$1,049	$558	$88,187
294	$1,607	$1,056	$551	$87,131
295	$1,607	$1,062	$545	$86,069
296	$1,607	$1,069	$538	$85,000
297	$1,607	$1,076	$531	$83,924
298	$1,607	$1,082	$525	$82,841
299	$1,607	$1,089	$518	$81,752
300	$1,607	$1,096	$511	$80,656
301	$1,607	$1,103	$504	$79,553
302	$1,607	$1,110	$497	$78,443
303	$1,607	$1,117	$490	$77,327
304	$1,607	$1,124	$483	$76,203
305	$1,607	$1,131	$476	$75,072
306	$1,607	$1,138	$469	$73,934
307	$1,607	$1,145	$462	$72,789
308	$1,607	$1,152	$455	$71,637
309	$1,607	$1,159	$448	$70,478
310	$1,607	$1,167	$440	$69,312
311	$1,607	$1,174	$433	$68,138
312	$1,607	$1,181	$426	$66,957
313	$1,607	$1,189	$418	$65,768
314	$1,607	$1,196	$411	$64,572
315	$1,607	$1,203	$404	$63,369
316	$1,607	$1,211	$396	$62,158
317	$1,607	$1,219	$388	$60,939
318	$1,607	$1,226	$381	$59,713
319	$1,607	$1,234	$373	$58,479
320	$1,607	$1,242	$366	$57,238
321	$1,607	$1,249	$358	$55,989
322	$1,607	$1,257	$350	$54,732
323	$1,607	$1,265	$342	$53,467
324	$1,607	$1,273	$334	$52,194
325	$1,607	$1,281	$326	$50,913
326	$1,607	$1,289	$318	$49,624
327	$1,607	$1,297	$310	$48,327
328	$1,607	$1,305	$302	$47,022
329	$1,607	$1,313	$294	$45,709
330	$1,607	$1,321	$286	$44,388
331	$1,607	$1,330	$277	$43,058
332	$1,607	$1,338	$269	$41,721
333	$1,607	$1,346	$261	$40,374
334	$1,607	$1,355	$252	$39,020
335	$1,607	$1,363	$244	$37,656
336	$1,607	$1,372	$235	$36,285
337	$1,607	$1,380	$227	$34,905
338	$1,607	$1,389	$218	$33,516
339	$1,607	$1,398	$209	$32,118
340	$1,607	$1,406	$201	$30,712
341	$1,607	$1,415	$192	$29,297
342	$1,607	$1,424	$183	$27,873
343	$1,607	$1,433	$174	$26,440
344	$1,607	$1,442	$165	$24,998
345	$1,607	$1,451	$156	$23,548
346	$1,607	$1,460	$147	$22,088
347	$1,607	$1,469	$138	$20,619
348	$1,607	$1,478	$129	$19,141
349	$1,607	$1,487	$120	$17,653
350	$1,607	$1,497	$110	$16,157
351	$1,607	$1,506	$101	$14,651
352	$1,607	$1,515	$92	$13,135
353	$1,607	$1,525	$82	$11,610
354	$1,607	$1,534	$73	$10,076
355	$1,607	$1,544	$63	$8,532
356	$1,607	$1,554	$53	$6,978
357	$1,607	$1,563	$44	$5,415
358	$1,607	$1,573	$34	$3,842
359	$1,607	$1,583	$24	$2,259
360	$1,607	$1,593	$14	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.

Listing Provided By

Brian McCarthy an agent of CB/ELLISON RLTY WEST.

© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 16, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.