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245 N Spring Garden St

Ambler, PA, 19002

For Sale $495,000 ($250.51 per Sq Ft)

$495,000 ($250.51 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

Unknown Bedrooms
Unknown Bathrooms
1,976 Sq Ft
8,250 Sq Ft

Description

245 N Spring Garden Street is a well maintained duplex located in sought after Ambler Borough. This is fantastic investment opportunity, with tenants in place who would love to stay (on month to month leases), or live in one unit and rent the other to help cover mortgage. The first floor unit offers one bedroom, a living room, dining room, spacious kitchen with laundry, access to the fantastic front porch and the back yard. Currently, the first floor has use of the basement for storage. The second unit is on the second and third floors of the property. Accessed by stairs on the left side of the house, you enter into a small foyer and head up to the second floor which offers two bedrooms, a living room, and eat-in kitchen. The third floor is heated, but cosmetically unfinished and currently used for laundry and storage. These third floor rooms could easily be brought up to speed and used in a more conventional manner. Each unit has separate utilities. This is a fantastic location, just blocks from all that downtown Ambler has to offer including multiple parks, restaurants, pubs, shops, theater, Weavers Way grocery store, annual festivals, Farmers' Market, AND the train into Philadelphia. Wissahickon school district is another big plus. This is an investment opportunity that you do not want to miss.

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$495,000
Property Type	Duplex (2-units)
Usable Sqft	1,976
Number of Stories	0 stories
Parking Spots	0 spots
Year Built	1940
Last Sold	Unknown
Sold Price	Unknown

APN #	010005113007
MLS #	PAMC2131658
Property ID	295655703
Lot Sqft	8,250
Zoning	R1
Total Units	2
Days on Market	17
Original List Price	Unknown
Date Updated	March 20, 2025
Date Created	March 06, 2025

Financials

Unit #	Beds	Baths	Current Rent	Proforma Rent
Unit #1			$30,000	$0

Listing Provided By

Allison B Wolf an agent of . Lic #RS296252

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The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which participates, and is provided by BRIGHT through a licensing agreement.

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some properties which appear for sale on this website may no longer be available because they are under contract, have Closed or are no longer being offered for sale.

Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

This home sale information is not to be construed as an appraisal and may not be used as such for any purpose.

BRIGHT MLS is the (or a) provider of this home sale information and has compiled content from various sources. Some properties represented may not have actually sold due to reporting errors.

Information Deemed Reliable But Not Guaranteed

Data last updated: March 23, 2025.

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$3,628
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Estimated payment	$3,628 /mo
Loan amount	$495,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$3,628
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $751,111 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$3,461	$367	$3,094	$494,633
2	$3,461	$370	$3,091	$494,263
3	$3,461	$372	$3,089	$493,891
4	$3,461	$374	$3,087	$493,517
5	$3,461	$377	$3,084	$493,141
6	$3,461	$379	$3,082	$492,762
7	$3,461	$381	$3,080	$492,381
8	$3,461	$384	$3,077	$491,997
9	$3,461	$386	$3,075	$491,611
10	$3,461	$388	$3,073	$491,222
11	$3,461	$391	$3,070	$490,832
12	$3,461	$393	$3,068	$490,438
13	$3,461	$396	$3,065	$490,043
14	$3,461	$398	$3,063	$489,644
15	$3,461	$401	$3,060	$489,244
16	$3,461	$403	$3,058	$488,840
17	$3,461	$406	$3,055	$488,435
18	$3,461	$408	$3,053	$488,026
19	$3,461	$411	$3,050	$487,615
20	$3,461	$413	$3,048	$487,202
21	$3,461	$416	$3,045	$486,786
22	$3,461	$419	$3,042	$486,368
23	$3,461	$421	$3,040	$485,946
24	$3,461	$424	$3,037	$485,522
25	$3,461	$426	$3,035	$485,096
26	$3,461	$429	$3,032	$484,667
27	$3,461	$432	$3,029	$484,235
28	$3,461	$435	$3,026	$483,800
29	$3,461	$437	$3,024	$483,363
30	$3,461	$440	$3,021	$482,923
31	$3,461	$443	$3,018	$482,481
32	$3,461	$446	$3,016	$482,035
33	$3,461	$448	$3,013	$481,587
34	$3,461	$451	$3,010	$481,136
35	$3,461	$454	$3,007	$480,682
36	$3,461	$457	$3,004	$480,225
37	$3,461	$460	$3,001	$479,765
38	$3,461	$462	$2,999	$479,303
39	$3,461	$465	$2,996	$478,838
40	$3,461	$468	$2,993	$478,369
41	$3,461	$471	$2,990	$477,898
42	$3,461	$474	$2,987	$477,424
43	$3,461	$477	$2,984	$476,947
44	$3,461	$480	$2,981	$476,467
45	$3,461	$483	$2,978	$475,984
46	$3,461	$486	$2,975	$475,498
47	$3,461	$489	$2,972	$475,009
48	$3,461	$492	$2,969	$474,516
49	$3,461	$495	$2,966	$474,021
50	$3,461	$498	$2,963	$473,523
51	$3,461	$501	$2,960	$473,021
52	$3,461	$505	$2,956	$472,517
53	$3,461	$508	$2,953	$472,009
54	$3,461	$511	$2,950	$471,498
55	$3,461	$514	$2,947	$470,984
56	$3,461	$517	$2,944	$470,466
57	$3,461	$521	$2,940	$469,946
58	$3,461	$524	$2,937	$469,422
59	$3,461	$527	$2,934	$468,895
60	$3,461	$530	$2,931	$468,364
61	$3,461	$534	$2,927	$467,831
62	$3,461	$537	$2,924	$467,294
63	$3,461	$540	$2,921	$466,753
64	$3,461	$544	$2,917	$466,209
65	$3,461	$547	$2,914	$465,662
66	$3,461	$551	$2,910	$465,112
67	$3,461	$554	$2,907	$464,558
68	$3,461	$558	$2,903	$464,000
69	$3,461	$561	$2,900	$463,439
70	$3,461	$565	$2,896	$462,875
71	$3,461	$568	$2,893	$462,307
72	$3,461	$572	$2,889	$461,735
73	$3,461	$575	$2,886	$461,160
74	$3,461	$579	$2,882	$460,581
75	$3,461	$582	$2,879	$459,999
76	$3,461	$586	$2,875	$459,413
77	$3,461	$590	$2,871	$458,823
78	$3,461	$593	$2,868	$458,230
79	$3,461	$597	$2,864	$457,633
80	$3,461	$601	$2,860	$457,032
81	$3,461	$605	$2,856	$456,427
82	$3,461	$608	$2,853	$455,819
83	$3,461	$612	$2,849	$455,207
84	$3,461	$616	$2,845	$454,591
85	$3,461	$620	$2,841	$453,971
86	$3,461	$624	$2,837	$453,347
87	$3,461	$628	$2,833	$452,720
88	$3,461	$632	$2,830	$452,088
89	$3,461	$635	$2,826	$451,453
90	$3,461	$639	$2,822	$450,813
91	$3,461	$643	$2,818	$450,170
92	$3,461	$647	$2,814	$449,522
93	$3,461	$651	$2,810	$448,871
94	$3,461	$656	$2,805	$448,215
95	$3,461	$660	$2,801	$447,556
96	$3,461	$664	$2,797	$446,892
97	$3,461	$668	$2,793	$446,224
98	$3,461	$672	$2,789	$445,552
99	$3,461	$676	$2,785	$444,876
100	$3,461	$681	$2,780	$444,195
101	$3,461	$685	$2,776	$443,510
102	$3,461	$689	$2,772	$442,821
103	$3,461	$693	$2,768	$442,128
104	$3,461	$698	$2,763	$441,430
105	$3,461	$702	$2,759	$440,728
106	$3,461	$706	$2,755	$440,022
107	$3,461	$711	$2,750	$439,311
108	$3,461	$715	$2,746	$438,596
109	$3,461	$720	$2,741	$437,876
110	$3,461	$724	$2,737	$437,152
111	$3,461	$729	$2,732	$436,423
112	$3,461	$733	$2,728	$435,689
113	$3,461	$738	$2,723	$434,951
114	$3,461	$743	$2,718	$434,209
115	$3,461	$747	$2,714	$433,462
116	$3,461	$752	$2,709	$432,710
117	$3,461	$757	$2,704	$431,953
118	$3,461	$761	$2,700	$431,192
119	$3,461	$766	$2,695	$430,426
120	$3,461	$771	$2,690	$429,655
121	$3,461	$776	$2,685	$428,879
122	$3,461	$781	$2,681	$428,099
123	$3,461	$785	$2,676	$427,314
124	$3,461	$790	$2,671	$426,523
125	$3,461	$795	$2,666	$425,728
126	$3,461	$800	$2,661	$424,928
127	$3,461	$805	$2,656	$424,123
128	$3,461	$810	$2,651	$423,312
129	$3,461	$815	$2,646	$422,497
130	$3,461	$820	$2,641	$421,677
131	$3,461	$826	$2,635	$420,851
132	$3,461	$831	$2,630	$420,020
133	$3,461	$836	$2,625	$419,185
134	$3,461	$841	$2,620	$418,344
135	$3,461	$846	$2,615	$417,497
136	$3,461	$852	$2,609	$416,646
137	$3,461	$857	$2,604	$415,789
138	$3,461	$862	$2,599	$414,926
139	$3,461	$868	$2,593	$414,059
140	$3,461	$873	$2,588	$413,185
141	$3,461	$879	$2,582	$412,307
142	$3,461	$884	$2,577	$411,423
143	$3,461	$890	$2,571	$410,533
144	$3,461	$895	$2,566	$409,638
145	$3,461	$901	$2,560	$408,737
146	$3,461	$906	$2,555	$407,831
147	$3,461	$912	$2,549	$406,919
148	$3,461	$918	$2,543	$406,001
149	$3,461	$923	$2,538	$405,077
150	$3,461	$929	$2,532	$404,148
151	$3,461	$935	$2,526	$403,213
152	$3,461	$941	$2,520	$402,272
153	$3,461	$947	$2,514	$401,325
154	$3,461	$953	$2,508	$400,373
155	$3,461	$959	$2,502	$399,414
156	$3,461	$965	$2,496	$398,449
157	$3,461	$971	$2,490	$397,479
158	$3,461	$977	$2,484	$396,502
159	$3,461	$983	$2,478	$395,519
160	$3,461	$989	$2,472	$394,530
161	$3,461	$995	$2,466	$393,535
162	$3,461	$1,001	$2,460	$392,533
163	$3,461	$1,008	$2,453	$391,526
164	$3,461	$1,014	$2,447	$390,512
165	$3,461	$1,020	$2,441	$389,492
166	$3,461	$1,027	$2,434	$388,465
167	$3,461	$1,033	$2,428	$387,432
168	$3,461	$1,040	$2,421	$386,392
169	$3,461	$1,046	$2,415	$385,346
170	$3,461	$1,053	$2,408	$384,294
171	$3,461	$1,059	$2,402	$383,234
172	$3,461	$1,066	$2,395	$382,169
173	$3,461	$1,072	$2,389	$381,096
174	$3,461	$1,079	$2,382	$380,017
175	$3,461	$1,086	$2,375	$378,931
176	$3,461	$1,093	$2,368	$377,838
177	$3,461	$1,100	$2,361	$376,739
178	$3,461	$1,106	$2,355	$375,633
179	$3,461	$1,113	$2,348	$374,519
180	$3,461	$1,120	$2,341	$373,399
181	$3,461	$1,127	$2,334	$372,272
182	$3,461	$1,134	$2,327	$371,137
183	$3,461	$1,141	$2,320	$369,996
184	$3,461	$1,149	$2,312	$368,848
185	$3,461	$1,156	$2,305	$367,692
186	$3,461	$1,163	$2,298	$366,529
187	$3,461	$1,170	$2,291	$365,359
188	$3,461	$1,178	$2,283	$364,181
189	$3,461	$1,185	$2,276	$362,996
190	$3,461	$1,192	$2,269	$361,804
191	$3,461	$1,200	$2,261	$360,604
192	$3,461	$1,207	$2,254	$359,397
193	$3,461	$1,215	$2,246	$358,182
194	$3,461	$1,222	$2,239	$356,960
195	$3,461	$1,230	$2,231	$355,730
196	$3,461	$1,238	$2,223	$354,492
197	$3,461	$1,245	$2,216	$353,247
198	$3,461	$1,253	$2,208	$351,994
199	$3,461	$1,261	$2,200	$350,733
200	$3,461	$1,269	$2,192	$349,464
201	$3,461	$1,277	$2,184	$348,187
202	$3,461	$1,285	$2,176	$346,902
203	$3,461	$1,293	$2,168	$345,609
204	$3,461	$1,301	$2,160	$344,308
205	$3,461	$1,309	$2,152	$342,999
206	$3,461	$1,317	$2,144	$341,682
207	$3,461	$1,325	$2,136	$340,356
208	$3,461	$1,334	$2,127	$339,023
209	$3,461	$1,342	$2,119	$337,681
210	$3,461	$1,351	$2,111	$336,330
211	$3,461	$1,359	$2,102	$334,971
212	$3,461	$1,367	$2,094	$333,604
213	$3,461	$1,376	$2,085	$332,228
214	$3,461	$1,385	$2,076	$330,843
215	$3,461	$1,393	$2,068	$329,450
216	$3,461	$1,402	$2,059	$328,048
217	$3,461	$1,411	$2,050	$326,637
218	$3,461	$1,420	$2,041	$325,218
219	$3,461	$1,428	$2,033	$323,789
220	$3,461	$1,437	$2,024	$322,352
221	$3,461	$1,446	$2,015	$320,906
222	$3,461	$1,455	$2,006	$319,450
223	$3,461	$1,464	$1,997	$317,986
224	$3,461	$1,474	$1,987	$316,512
225	$3,461	$1,483	$1,978	$315,030
226	$3,461	$1,492	$1,969	$313,537
227	$3,461	$1,501	$1,960	$312,036
228	$3,461	$1,511	$1,950	$310,525
229	$3,461	$1,520	$1,941	$309,005
230	$3,461	$1,530	$1,931	$307,475
231	$3,461	$1,539	$1,922	$305,936
232	$3,461	$1,549	$1,912	$304,387
233	$3,461	$1,559	$1,902	$302,829
234	$3,461	$1,568	$1,893	$301,260
235	$3,461	$1,578	$1,883	$299,682
236	$3,461	$1,588	$1,873	$298,094
237	$3,461	$1,598	$1,863	$296,496
238	$3,461	$1,608	$1,853	$294,888
239	$3,461	$1,618	$1,843	$293,270
240	$3,461	$1,628	$1,833	$291,642
241	$3,461	$1,638	$1,823	$290,004
242	$3,461	$1,648	$1,813	$288,356
243	$3,461	$1,659	$1,802	$286,697
244	$3,461	$1,669	$1,792	$285,028
245	$3,461	$1,680	$1,781	$283,348
246	$3,461	$1,690	$1,771	$281,658
247	$3,461	$1,701	$1,760	$279,957
248	$3,461	$1,711	$1,750	$278,246
249	$3,461	$1,722	$1,739	$276,524
250	$3,461	$1,733	$1,728	$274,791
251	$3,461	$1,744	$1,717	$273,048
252	$3,461	$1,754	$1,707	$271,293
253	$3,461	$1,765	$1,696	$269,528
254	$3,461	$1,776	$1,685	$267,752
255	$3,461	$1,788	$1,673	$265,964
256	$3,461	$1,799	$1,662	$264,165
257	$3,461	$1,810	$1,651	$262,355
258	$3,461	$1,821	$1,640	$260,534
259	$3,461	$1,833	$1,628	$258,701
260	$3,461	$1,844	$1,617	$256,857
261	$3,461	$1,856	$1,605	$255,002
262	$3,461	$1,867	$1,594	$253,134
263	$3,461	$1,879	$1,582	$251,256
264	$3,461	$1,891	$1,570	$249,365
265	$3,461	$1,902	$1,559	$247,462
266	$3,461	$1,914	$1,547	$245,548
267	$3,461	$1,926	$1,535	$243,622
268	$3,461	$1,938	$1,523	$241,683
269	$3,461	$1,950	$1,511	$239,733
270	$3,461	$1,963	$1,498	$237,770
271	$3,461	$1,975	$1,486	$235,795
272	$3,461	$1,987	$1,474	$233,808
273	$3,461	$2,000	$1,461	$231,808
274	$3,461	$2,012	$1,449	$229,796
275	$3,461	$2,025	$1,436	$227,771
276	$3,461	$2,037	$1,424	$225,734
277	$3,461	$2,050	$1,411	$223,684
278	$3,461	$2,063	$1,398	$221,621
279	$3,461	$2,076	$1,385	$219,545
280	$3,461	$2,089	$1,372	$217,456
281	$3,461	$2,102	$1,359	$215,354
282	$3,461	$2,115	$1,346	$213,239
283	$3,461	$2,128	$1,333	$211,111
284	$3,461	$2,142	$1,319	$208,969
285	$3,461	$2,155	$1,306	$206,814
286	$3,461	$2,168	$1,293	$204,646
287	$3,461	$2,182	$1,279	$202,464
288	$3,461	$2,196	$1,265	$200,268
289	$3,461	$2,209	$1,252	$198,059
290	$3,461	$2,223	$1,238	$195,836
291	$3,461	$2,237	$1,224	$193,599
292	$3,461	$2,251	$1,210	$191,348
293	$3,461	$2,265	$1,196	$189,083
294	$3,461	$2,279	$1,182	$186,804
295	$3,461	$2,293	$1,168	$184,510
296	$3,461	$2,308	$1,153	$182,202
297	$3,461	$2,322	$1,139	$179,880
298	$3,461	$2,337	$1,124	$177,543
299	$3,461	$2,351	$1,110	$175,192
300	$3,461	$2,366	$1,095	$172,826
301	$3,461	$2,381	$1,080	$170,445
302	$3,461	$2,396	$1,065	$168,049
303	$3,461	$2,411	$1,050	$165,639
304	$3,461	$2,426	$1,035	$163,213
305	$3,461	$2,441	$1,020	$160,772
306	$3,461	$2,456	$1,005	$158,316
307	$3,461	$2,472	$989	$155,844
308	$3,461	$2,487	$974	$153,357
309	$3,461	$2,503	$958	$150,855
310	$3,461	$2,518	$943	$148,337
311	$3,461	$2,534	$927	$145,803
312	$3,461	$2,550	$911	$143,253
313	$3,461	$2,566	$895	$140,687
314	$3,461	$2,582	$879	$138,106
315	$3,461	$2,598	$863	$135,508
316	$3,461	$2,614	$847	$132,894
317	$3,461	$2,630	$831	$130,263
318	$3,461	$2,647	$814	$127,616
319	$3,461	$2,663	$798	$124,953
320	$3,461	$2,680	$781	$122,273
321	$3,461	$2,697	$764	$119,576
322	$3,461	$2,714	$747	$116,863
323	$3,461	$2,731	$730	$114,132
324	$3,461	$2,748	$713	$111,384
325	$3,461	$2,765	$696	$108,619
326	$3,461	$2,782	$679	$105,837
327	$3,461	$2,800	$661	$103,038
328	$3,461	$2,817	$644	$100,221
329	$3,461	$2,835	$626	$97,386
330	$3,461	$2,852	$609	$94,534
331	$3,461	$2,870	$591	$91,664
332	$3,461	$2,888	$573	$88,776
333	$3,461	$2,906	$555	$85,869
334	$3,461	$2,924	$537	$82,945
335	$3,461	$2,943	$518	$80,002
336	$3,461	$2,961	$500	$77,041
337	$3,461	$2,979	$482	$74,062
338	$3,461	$2,998	$463	$71,064
339	$3,461	$3,017	$444	$68,047
340	$3,461	$3,036	$425	$65,011
341	$3,461	$3,055	$406	$61,957
342	$3,461	$3,074	$387	$58,883
343	$3,461	$3,093	$368	$55,790
344	$3,461	$3,112	$349	$52,678
345	$3,461	$3,132	$329	$49,546
346	$3,461	$3,151	$310	$46,394
347	$3,461	$3,171	$290	$43,223
348	$3,461	$3,191	$270	$40,033
349	$3,461	$3,211	$250	$36,822
350	$3,461	$3,231	$230	$33,591
351	$3,461	$3,251	$210	$30,340
352	$3,461	$3,271	$190	$27,069
353	$3,461	$3,292	$169	$23,777
354	$3,461	$3,312	$149	$20,464
355	$3,461	$3,333	$128	$17,131
356	$3,461	$3,354	$107	$13,777
357	$3,461	$3,375	$86	$10,402
358	$3,461	$3,396	$65	$7,006
359	$3,461	$3,417	$44	$3,589
360	$3,461	$3,439	$22	$0

Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.