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9886 SE 178th Ln

Summerfield, FL, 34491

For Sale $250,000 ($148.99 per Sq Ft)

$250,000 ($148.99 per Sq Ft)

☆☆☆☆☆★★★★★
Not Rated
(0)

2 Bedrooms
2 Bathrooms
1,678 Sq Ft
7,841 Sq Ft

Description

Welcome to this charming and beautifully maintained Palm model, a 2-bedroom, 2-bathroom home in the highly sought-after Spruce Creek South community. This lovely residence features a fully enclosed, climate-controlled back porch, offering the perfect space for year-round relaxation.

Enjoy peace of mind with recent upgrades, including a new roof (2021) and a new HVAC system (2021), ensuring lasting comfort and efficiency.

Situated in a gated 55+ golf course community, this home provides access to golf, tennis, a clubhouse, and a variety of social activities, making it ideal for an active and engaging lifestyle.

An exceptional home at an incredible value—schedule your private showing today!

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Amenities

Garage

Pool

Garden

Security System

Internet

Telephone

Heating

Fireplace

Balcony & Patio

TV / Cable

Laundry

Hardwood Floors

Spa

Air Conditioning

Solar Power

Floor Plan

Great Views

Natural Light

Quiet

Water View

Elevator

Guest Unit(s)

Furnished

220 Volt

Property Details

List Price	$250,000
Property Type	Single Family Homes
Usable Sqft	1,678
Number of Stories	1 stories
Parking Spots	2 spots
Year Built	1993
Last Sold	Unknown
Sold Price	Unknown
HOA Fees:	$175.33
Association Name:	Diane Suchy
Association Amenities:	Unknown

APN #	6008005002
MLS #	OM696590
Property ID	300463746
Lot Sqft	7,841
Zoning	PUD
Days on Market	16
Original List Price	$250,000
Applicances	Dishwasher, Microwave, Range, Refrigerator%
Date Updated	March 08, 2025
Date Created	February 28, 2025

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Your payment
$1,915
per month

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Principle & Interest

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Estimated payment	$1,915 /mo
Loan amount	$250,000
Down payment	$0
Interest rate	7.5%
Loan term	30 years
Taxes & insurance included?	YES
Property tax	1.2%/YR
Homeowner's insurance	$67/mo
HOA dues	$0/mo

Payment Breakdown

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Your payment
$1,915
per month

Amortization

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Principal vs. interest

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Amortization Schedule

Over 360 months you will spend $379,329 in interest.

MONTH	PRINCIPAL & INTEREST	PRINCIPAL	INTEREST	PRINCIPAL REMAINING
1	$1,748	$186	$1,563	$249,815
2	$1,748	$187	$1,561	$249,628
3	$1,748	$188	$1,560	$249,440
4	$1,748	$189	$1,559	$249,251
5	$1,748	$190	$1,558	$249,061
6	$1,748	$191	$1,557	$248,869
7	$1,748	$193	$1,555	$248,677
8	$1,748	$194	$1,554	$248,483
9	$1,748	$195	$1,553	$248,288
10	$1,748	$196	$1,552	$248,092
11	$1,748	$197	$1,551	$247,895
12	$1,748	$199	$1,549	$247,696
13	$1,748	$200	$1,548	$247,496
14	$1,748	$201	$1,547	$247,295
15	$1,748	$202	$1,546	$247,092
16	$1,748	$204	$1,544	$246,889
17	$1,748	$205	$1,543	$246,684
18	$1,748	$206	$1,542	$246,478
19	$1,748	$208	$1,540	$246,270
20	$1,748	$209	$1,539	$246,061
21	$1,748	$210	$1,538	$245,851
22	$1,748	$211	$1,537	$245,640
23	$1,748	$213	$1,535	$245,427
24	$1,748	$214	$1,534	$245,213
25	$1,748	$215	$1,533	$244,997
26	$1,748	$217	$1,531	$244,781
27	$1,748	$218	$1,530	$244,563
28	$1,748	$219	$1,529	$244,343
29	$1,748	$221	$1,527	$244,122
30	$1,748	$222	$1,526	$243,900
31	$1,748	$224	$1,524	$243,676
32	$1,748	$225	$1,523	$243,451
33	$1,748	$226	$1,522	$243,225
34	$1,748	$228	$1,520	$242,997
35	$1,748	$229	$1,519	$242,768
36	$1,748	$231	$1,517	$242,537
37	$1,748	$232	$1,516	$242,305
38	$1,748	$234	$1,514	$242,071
39	$1,748	$235	$1,513	$241,836
40	$1,748	$237	$1,511	$241,600
41	$1,748	$238	$1,510	$241,362
42	$1,748	$239	$1,509	$241,122
43	$1,748	$241	$1,507	$240,881
44	$1,748	$242	$1,506	$240,639
45	$1,748	$244	$1,504	$240,395
46	$1,748	$246	$1,502	$240,149
47	$1,748	$247	$1,501	$239,902
48	$1,748	$249	$1,499	$239,654
49	$1,748	$250	$1,498	$239,403
50	$1,748	$252	$1,496	$239,152
51	$1,748	$253	$1,495	$238,898
52	$1,748	$255	$1,493	$238,643
53	$1,748	$256	$1,492	$238,387
54	$1,748	$258	$1,490	$238,129
55	$1,748	$260	$1,488	$237,869
56	$1,748	$261	$1,487	$237,608
57	$1,748	$263	$1,485	$237,345
58	$1,748	$265	$1,483	$237,080
59	$1,748	$266	$1,482	$236,814
60	$1,748	$268	$1,480	$236,546
61	$1,748	$270	$1,478	$236,277
62	$1,748	$271	$1,477	$236,005
63	$1,748	$273	$1,475	$235,732
64	$1,748	$275	$1,473	$235,458
65	$1,748	$276	$1,472	$235,181
66	$1,748	$278	$1,470	$234,903
67	$1,748	$280	$1,468	$234,623
68	$1,748	$282	$1,466	$234,342
69	$1,748	$283	$1,465	$234,058
70	$1,748	$285	$1,463	$233,773
71	$1,748	$287	$1,461	$233,486
72	$1,748	$289	$1,459	$233,198
73	$1,748	$291	$1,457	$232,907
74	$1,748	$292	$1,456	$232,615
75	$1,748	$294	$1,454	$232,321
76	$1,748	$296	$1,452	$232,025
77	$1,748	$298	$1,450	$231,727
78	$1,748	$300	$1,448	$231,427
79	$1,748	$302	$1,446	$231,125
80	$1,748	$303	$1,445	$230,822
81	$1,748	$305	$1,443	$230,517
82	$1,748	$307	$1,441	$230,209
83	$1,748	$309	$1,439	$229,900
84	$1,748	$311	$1,437	$229,589
85	$1,748	$313	$1,435	$229,276
86	$1,748	$315	$1,433	$228,961
87	$1,748	$317	$1,431	$228,644
88	$1,748	$319	$1,429	$228,325
89	$1,748	$321	$1,427	$228,004
90	$1,748	$323	$1,425	$227,681
91	$1,748	$325	$1,423	$227,356
92	$1,748	$327	$1,421	$227,029
93	$1,748	$329	$1,419	$226,700
94	$1,748	$331	$1,417	$226,369
95	$1,748	$333	$1,415	$226,036
96	$1,748	$335	$1,413	$225,700
97	$1,748	$337	$1,411	$225,363
98	$1,748	$339	$1,409	$225,023
99	$1,748	$342	$1,406	$224,682
100	$1,748	$344	$1,404	$224,338
101	$1,748	$346	$1,402	$223,992
102	$1,748	$348	$1,400	$223,644
103	$1,748	$350	$1,398	$223,294
104	$1,748	$352	$1,396	$222,942
105	$1,748	$355	$1,393	$222,587
106	$1,748	$357	$1,391	$222,230
107	$1,748	$359	$1,389	$221,871
108	$1,748	$361	$1,387	$221,510
109	$1,748	$364	$1,384	$221,146
110	$1,748	$366	$1,382	$220,780
111	$1,748	$368	$1,380	$220,412
112	$1,748	$370	$1,378	$220,042
113	$1,748	$373	$1,375	$219,669
114	$1,748	$375	$1,373	$219,294
115	$1,748	$377	$1,371	$218,917
116	$1,748	$380	$1,368	$218,537
117	$1,748	$382	$1,366	$218,155
118	$1,748	$385	$1,363	$217,770
119	$1,748	$387	$1,361	$217,383
120	$1,748	$389	$1,359	$216,994
121	$1,748	$392	$1,356	$216,602
122	$1,748	$394	$1,354	$216,208
123	$1,748	$397	$1,351	$215,811
124	$1,748	$399	$1,349	$215,412
125	$1,748	$402	$1,346	$215,010
126	$1,748	$404	$1,344	$214,606
127	$1,748	$407	$1,341	$214,199
128	$1,748	$409	$1,339	$213,790
129	$1,748	$412	$1,336	$213,378
130	$1,748	$414	$1,334	$212,964
131	$1,748	$417	$1,331	$212,547
132	$1,748	$420	$1,328	$212,127
133	$1,748	$422	$1,326	$211,705
134	$1,748	$425	$1,323	$211,280
135	$1,748	$428	$1,321	$210,853
136	$1,748	$430	$1,318	$210,423
137	$1,748	$433	$1,315	$209,990
138	$1,748	$436	$1,312	$209,554
139	$1,748	$438	$1,310	$209,116
140	$1,748	$441	$1,307	$208,675
141	$1,748	$444	$1,304	$208,231
142	$1,748	$447	$1,301	$207,785
143	$1,748	$449	$1,299	$207,335
144	$1,748	$452	$1,296	$206,883
145	$1,748	$455	$1,293	$206,428
146	$1,748	$458	$1,290	$205,970
147	$1,748	$461	$1,287	$205,510
148	$1,748	$464	$1,284	$205,046
149	$1,748	$466	$1,282	$204,580
150	$1,748	$469	$1,279	$204,110
151	$1,748	$472	$1,276	$203,638
152	$1,748	$475	$1,273	$203,163
153	$1,748	$478	$1,270	$202,684
154	$1,748	$481	$1,267	$202,203
155	$1,748	$484	$1,264	$201,719
156	$1,748	$487	$1,261	$201,232
157	$1,748	$490	$1,258	$200,741
158	$1,748	$493	$1,255	$200,248
159	$1,748	$496	$1,252	$199,752
160	$1,748	$500	$1,248	$199,252
161	$1,748	$503	$1,245	$198,749
162	$1,748	$506	$1,242	$198,244
163	$1,748	$509	$1,239	$197,735
164	$1,748	$512	$1,236	$197,222
165	$1,748	$515	$1,233	$196,707
166	$1,748	$519	$1,229	$196,188
167	$1,748	$522	$1,226	$195,667
168	$1,748	$525	$1,223	$195,142
169	$1,748	$528	$1,220	$194,613
170	$1,748	$532	$1,216	$194,081
171	$1,748	$535	$1,213	$193,546
172	$1,748	$538	$1,210	$193,008
173	$1,748	$542	$1,206	$192,466
174	$1,748	$545	$1,203	$191,921
175	$1,748	$548	$1,200	$191,373
176	$1,748	$552	$1,196	$190,821
177	$1,748	$555	$1,193	$190,266
178	$1,748	$559	$1,189	$189,707
179	$1,748	$562	$1,186	$189,144
180	$1,748	$566	$1,182	$188,579
181	$1,748	$569	$1,179	$188,009
182	$1,748	$573	$1,175	$187,436
183	$1,748	$577	$1,171	$186,860
184	$1,748	$580	$1,168	$186,280
185	$1,748	$584	$1,164	$185,696
186	$1,748	$587	$1,161	$185,108
187	$1,748	$591	$1,157	$184,517
188	$1,748	$595	$1,153	$183,923
189	$1,748	$598	$1,150	$183,324
190	$1,748	$602	$1,146	$182,722
191	$1,748	$606	$1,142	$182,116
192	$1,748	$610	$1,138	$181,506
193	$1,748	$614	$1,134	$180,893
194	$1,748	$617	$1,131	$180,275
195	$1,748	$621	$1,127	$179,654
196	$1,748	$625	$1,123	$179,029
197	$1,748	$629	$1,119	$178,400
198	$1,748	$633	$1,115	$177,767
199	$1,748	$637	$1,111	$177,130
200	$1,748	$641	$1,107	$176,489
201	$1,748	$645	$1,103	$175,844
202	$1,748	$649	$1,099	$175,195
203	$1,748	$653	$1,095	$174,542
204	$1,748	$657	$1,091	$173,885
205	$1,748	$661	$1,087	$173,223
206	$1,748	$665	$1,083	$172,558
207	$1,748	$670	$1,078	$171,889
208	$1,748	$674	$1,074	$171,215
209	$1,748	$678	$1,070	$170,537
210	$1,748	$682	$1,066	$169,855
211	$1,748	$686	$1,062	$169,168
212	$1,748	$691	$1,057	$168,478
213	$1,748	$695	$1,053	$167,783
214	$1,748	$699	$1,049	$167,083
215	$1,748	$704	$1,044	$166,380
216	$1,748	$708	$1,040	$165,671
217	$1,748	$713	$1,035	$164,959
218	$1,748	$717	$1,031	$164,242
219	$1,748	$721	$1,027	$163,520
220	$1,748	$726	$1,022	$162,794
221	$1,748	$731	$1,017	$162,064
222	$1,748	$735	$1,013	$161,329
223	$1,748	$740	$1,008	$160,589
224	$1,748	$744	$1,004	$159,845
225	$1,748	$749	$999	$159,096
226	$1,748	$754	$994	$158,342
227	$1,748	$758	$990	$157,584
228	$1,748	$763	$985	$156,821
229	$1,748	$768	$980	$156,053
230	$1,748	$773	$975	$155,280
231	$1,748	$778	$971	$154,503
232	$1,748	$782	$966	$153,720
233	$1,748	$787	$961	$152,933
234	$1,748	$792	$956	$152,141
235	$1,748	$797	$951	$151,344
236	$1,748	$802	$946	$150,542
237	$1,748	$807	$941	$149,735
238	$1,748	$812	$936	$148,922
239	$1,748	$817	$931	$148,105
240	$1,748	$822	$926	$147,283
241	$1,748	$827	$921	$146,455
242	$1,748	$833	$915	$145,623
243	$1,748	$838	$910	$144,785
244	$1,748	$843	$905	$143,942
245	$1,748	$848	$900	$143,093
246	$1,748	$854	$894	$142,240
247	$1,748	$859	$889	$141,381
248	$1,748	$864	$884	$140,516
249	$1,748	$870	$878	$139,647
250	$1,748	$875	$873	$138,771
251	$1,748	$881	$867	$137,891
252	$1,748	$886	$862	$137,005
253	$1,748	$892	$856	$136,113
254	$1,748	$897	$851	$135,216
255	$1,748	$903	$845	$134,313
256	$1,748	$909	$839	$133,404
257	$1,748	$914	$834	$132,490
258	$1,748	$920	$828	$131,570
259	$1,748	$926	$822	$130,644
260	$1,748	$931	$817	$129,713
261	$1,748	$937	$811	$128,775
262	$1,748	$943	$805	$127,832
263	$1,748	$949	$799	$126,883
264	$1,748	$955	$793	$125,928
265	$1,748	$961	$787	$124,967
266	$1,748	$967	$781	$124,000
267	$1,748	$973	$775	$123,027
268	$1,748	$979	$769	$122,048
269	$1,748	$985	$763	$121,063
270	$1,748	$991	$757	$120,072
271	$1,748	$998	$750	$119,074
272	$1,748	$1,004	$744	$118,070
273	$1,748	$1,010	$738	$117,060
274	$1,748	$1,016	$732	$116,044
275	$1,748	$1,023	$725	$115,021
276	$1,748	$1,029	$719	$113,992
277	$1,748	$1,036	$712	$112,957
278	$1,748	$1,042	$706	$111,915
279	$1,748	$1,049	$699	$110,866
280	$1,748	$1,055	$693	$109,811
281	$1,748	$1,062	$686	$108,749
282	$1,748	$1,068	$680	$107,681
283	$1,748	$1,075	$673	$106,606
284	$1,748	$1,082	$666	$105,524
285	$1,748	$1,088	$660	$104,436
286	$1,748	$1,095	$653	$103,340
287	$1,748	$1,102	$646	$102,238
288	$1,748	$1,109	$639	$101,129
289	$1,748	$1,116	$632	$100,013
290	$1,748	$1,123	$625	$98,890
291	$1,748	$1,130	$618	$97,761
292	$1,748	$1,137	$611	$96,624
293	$1,748	$1,144	$604	$95,479
294	$1,748	$1,151	$597	$94,328
295	$1,748	$1,158	$590	$93,170
296	$1,748	$1,166	$582	$92,004
297	$1,748	$1,173	$575	$90,831
298	$1,748	$1,180	$568	$89,651
299	$1,748	$1,188	$560	$88,463
300	$1,748	$1,195	$553	$87,268
301	$1,748	$1,203	$545	$86,065
302	$1,748	$1,210	$538	$84,855
303	$1,748	$1,218	$530	$83,638
304	$1,748	$1,225	$523	$82,412
305	$1,748	$1,233	$515	$81,179
306	$1,748	$1,241	$507	$79,939
307	$1,748	$1,248	$500	$78,690
308	$1,748	$1,256	$492	$77,434
309	$1,748	$1,264	$484	$76,170
310	$1,748	$1,272	$476	$74,898
311	$1,748	$1,280	$468	$73,618
312	$1,748	$1,288	$460	$72,331
313	$1,748	$1,296	$452	$71,035
314	$1,748	$1,304	$444	$69,731
315	$1,748	$1,312	$436	$68,418
316	$1,748	$1,320	$428	$67,098
317	$1,748	$1,329	$419	$65,769
318	$1,748	$1,337	$411	$64,432
319	$1,748	$1,345	$403	$63,087
320	$1,748	$1,354	$394	$61,733
321	$1,748	$1,362	$386	$60,371
322	$1,748	$1,371	$377	$59,001
323	$1,748	$1,379	$369	$57,621
324	$1,748	$1,388	$360	$56,233
325	$1,748	$1,397	$351	$54,837
326	$1,748	$1,405	$343	$53,432
327	$1,748	$1,414	$334	$52,018
328	$1,748	$1,423	$325	$50,595
329	$1,748	$1,432	$316	$49,163
330	$1,748	$1,441	$307	$47,722
331	$1,748	$1,450	$298	$46,272
332	$1,748	$1,459	$289	$44,814
333	$1,748	$1,468	$280	$43,346
334	$1,748	$1,477	$271	$41,869
335	$1,748	$1,486	$262	$40,382
336	$1,748	$1,496	$252	$38,887
337	$1,748	$1,505	$243	$37,382
338	$1,748	$1,514	$234	$35,867
339	$1,748	$1,524	$224	$34,344
340	$1,748	$1,533	$215	$32,810
341	$1,748	$1,543	$205	$31,267
342	$1,748	$1,553	$195	$29,715
343	$1,748	$1,562	$186	$28,152
344	$1,748	$1,572	$176	$26,580
345	$1,748	$1,582	$166	$24,998
346	$1,748	$1,592	$156	$23,407
347	$1,748	$1,602	$146	$21,805
348	$1,748	$1,612	$136	$20,193
349	$1,748	$1,622	$126	$18,572
350	$1,748	$1,632	$116	$16,940
351	$1,748	$1,642	$106	$15,297
352	$1,748	$1,652	$96	$13,645
353	$1,748	$1,663	$85	$11,982
354	$1,748	$1,673	$75	$10,309
355	$1,748	$1,684	$64	$8,626
356	$1,748	$1,694	$54	$6,932
357	$1,748	$1,705	$43	$5,227
358	$1,748	$1,715	$33	$3,512
359	$1,748	$1,726	$22	$1,786
360	$1,748	$1,737	$11	$0

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Listing Provided By

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© 2025 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of March 08, 2025 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.