PRICE IMPROVEMENT! Located just 7 blocks from the St. Cloud Lakefront in the heart of downtown St. Cloud, this rare property sits on nearly 3/4 of an acre and offers a versatile layout with a detached in-law suite, a detached 2-car garage, and no HOA—an opportunity you don’t come across often.
The main home features 3 bedrooms and 2.5 bathrooms, filled with natural light throughout. The living room is warm and inviting, complete with built-in shelving and cabinetry, and flows directly into the kitchen through a convenient serving window—perfect for everyday living and easy entertaining. The kitchen is equipped with ample cabinet and counter space along with all essential appliances.
The primary suite is privately positioned and offers a spacious retreat with a walk-in closet and an attached bathroom featuring dual vanities, abundant storage, and a large walk-in tiled shower. The additional bedrooms are similar in size and layout, each offering great natural light and flexibility.
Step outside to enjoy both front and rear covered patios, giving you comfortable outdoor living spaces year-round. The fully fenced backyard is expansive, offering plenty of room for gatherings, pets, or simply enjoying the privacy and space that nearly 0.67 acres provides.
The detached in-law suite adds incredible flexibility, featuring 2 bedrooms, 2 bathrooms, a full kitchen, and a living area. Whether used for multi-generational living, guests, or income potential, this space is ready to meet a variety of needs. The primary bedroom includes dual closets and an en-suite bathroom with additional access for guests, while the second bedroom is positioned for privacy on the opposite side with a private attached bathroom.
Completing the property is a detached 2-car garage, offering secure parking, additional storage, or space for hobbies and workspace needs. With no HOA restrictions and a prime location just minutes from the lakefront, downtown amenities, major roads, and daily conveniences, this property offers space, flexibility, and location all in one.
The income description goes here to explain
| List Price | $475,000 |
| Property Type | Single Family Homes |
| Usable Sqft | 3,052 |
| Number of Stories | 1 stories |
| Parking Spots | 2 spots |
| Year Built | 1998 |
| Last Sold | Unknown |
| Sold Price | Unknown |
| APN # | 012630495000013140 |
| MLS # | S5146570 |
| Property ID | 322164371 |
| Lot Sqft | 29,229 |
| Zoning | RESI |
| Days on Market | 41 |
| Original List Price | $525,000 |
| Applicances | Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer% |
| Date Updated | May 05, 2026 |
| Date Created | March 27, 2026 |
Steve Pugh an agent of .
© 2026 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of May 05, 2026 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Robert Crawford
REAL ESTATE AGENT