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5315 Colonial Ave
For Sale $244,900 ($204.77 per Sq Ft)
$244,900 ($204.77 per Sq Ft)
- 3 Bedrooms
- 2 Bathrooms
- 1,196 Sq Ft
- 6,868 Sq Ft
Description
ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage.
Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind.
Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market.
Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.
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Amenities
Garage
Pool
Garden
Security System
Internet
Telephone
Heating
Fireplace
Balcony & Patio
TV / Cable
Laundry
Hardwood Floors
Spa
Air Conditioning
Solar Power
Floor Plan
Great Views
Natural Light
Quiet
Water View
Elevator
Guest Unit(s)
Furnished
220 Volt
Property Details
| List Price | $244,900 |
| Property Type | Single Family Homes |
| Usable Sqft | 1,196 |
| Number of Stories | 0 stories |
| Parking Spots | 2 spots |
| Year Built | 2018 |
| Last Sold | Unknown |
| Sold Price | Unknown |
| APN # | 0940230000 |
| MLS # | GC540593 |
| Property ID | 322873398 |
| Lot Sqft | 6,868 |
| Zoning | RLD-60 |
| Days on Market | 8 |
| Original List Price | $244,900 |
| Applicances | Dishwasher, Microwave, Range% |
| Date Updated | May 25, 2026 |
| Date Created | May 24, 2026 |
Listing Provided By
Wendy Swan an agent of . Lic #3485405
© 2026 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of May 25, 2026 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Robert Crawford
REAL ESTATE AGENT