264 S Central Ave, Umatilla, FL 32784 | For Sale

Loading map...
Back to Search    

For Sale $480,000 ($381.56 per Sq Ft)

$480,000 ($381.56 per Sq Ft)
  • (0)
  • 2 Bedrooms
  • 2 Bathrooms
  • 1,258 Sq Ft
  • 19,472 Sq Ft

Description

Lakefront Home – 264 S. Central Ave., Umatilla, FL
Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency.
Step inside to find a thoughtfully designed, energy-efficient home featuring:

Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6" spray foam insulation in the ceiling and around windows for superior efficiency
Custom motorized blinds
Outdoor kitchen setup with gas stub out

The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades:

Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer)

Utilities & Infrastructure:

All underground utilities
Sewer lift station that pumps directly to the street sewer

This home is an energy-efficient masterpiece with thoughtful details throughout.
Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don’t miss this rare opportunity — schedule your private showing today!

This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

Loading map...

Amenities

Garage
Pool
Garden
Security System
Internet
Telephone
Heating
Fireplace
Balcony & Patio
TV / Cable
Laundry
Hardwood Floors
Spa
Air Conditioning
Solar Power
Floor Plan
Great Views
Natural Light
Quiet
Water View
Elevator
Guest Unit(s)
Furnished
220 Volt

Income

Rental Units


The income description goes here to explain

Expenses

Property Details

List Price $480,000
Property Type Single Family Homes
Usable Sqft 1,258
Number of Stories 0 stories
Parking Spots 2 spots
Year Built 2020
Last Sold Unknown
Sold Price Unknown
APN # 131826050000A00500
MLS # G5111097
Property ID 316076951
Lot Sqft 19,472
Zoning RP
Days on Market 87
Original List Price $480,000
Applicances Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater%
Date Updated April 23, 2026
Date Created April 16, 2026
$
%
Compare rates
%
Your payment

per month
Estimated payment
Loan amount
Down payment
Interest rate
Loan term
Taxes & insurance included?
Property tax
Homeowner's insurance
HOA dues

Payment Breakdown

Your payment

per month

Amortization

Principal vs. interest



Our powerful mortgage calculator tools helps you estimate your potential mortgage payment on the purchase of a property. Use our tool to find the ideal combination of interest rates, downpayment and real estate purchase price to see the payment that best suits you. Please consult a licensed loan officer to be pre-approved for financing options.

Listing Provided By

Logan Wilson an agent of .


© 2026 STELLAR MLS. All rights reserved. Some listings on this website are from STELLAR as of April 23, 2026 The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.



Similar Properties

Real Estate Broker
Santa Monica, CA
WE ARE REALTY PARTNER
5
7 Reviews
  • 86Sales
  • 11Listings
  • 36Posts
Contact Agent Schedule a Showing

Write an Offer
Love This Property

people love this property

Love This Property